S&V CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
S&V CONSTRUCT
Largest movements
- Receivables within one year -€1,257
no longer reported in 2025 (was €1,257)
- Cash +€696
up €696 (+435.5%), from €160 to €856
mainly Receivables within one year (+€1,257) and Accrued charges and deferred income (+€465)
- Profit (loss) carried forward -€776
down €776 (-0.9%), from -€84,987 to -€85,763
- Accrued charges and deferred income +€465
new in 2025: €465
- Other debts -€250
down €250 (-0.4%), from €65,614 to €65,364
- Gross operating margin -€1,294
down €1,294, from €971 to -€323
- Financial income -€136
no longer reported in 2025 (was €136)
- Financial charges -€38
down €38 (-41.5%), from €92 to €54
- Other operating charges +€12
up €12 (+3.2%), from €387 to €400
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,417 | €856 | -€561 | -39.6% |
| Current assets | 29/58 | €1,417 | €856 | -€561 | -39.6% |
| Amounts receivable within one year | 40/41 | €1,257 | - | -€1,257 | |
| Trade receivables | 40 | €1,257 | - | -€1,257 | |
| Cash at bank and in hand | 54/58 | €160 | €856 | +€696 | +435.5% |
| Total equity and liabilities | 10/49 | €1,417 | €856 | -€561 | -39.6% |
| Equity | 10/15 | -€64,197 | -€64,973 | -€776 | -1.2% |
| Contributions | 10/11 | €18,900 | €18,900 | = | 0.0% |
| Reserves | 13 | €1,890 | €1,890 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,890 | €1,890 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,890 | €1,890 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€84,987 | -€85,763 | -€776 | -0.9% |
| Amounts payable | 17/49 | €65,614 | €65,829 | +€215 | +0.3% |
| Amounts payable within one year | 42/48 | €65,614 | €65,364 | -€250 | -0.4% |
| Other amounts payable | 47/48 | €65,614 | €65,364 | -€250 | -0.4% |
| Accrued charges and deferred income | 492/3 | - | €465 | +€465 | |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €971 | -€323 | -€1,294 | |
| Operating profit (loss) | 9901 | €584 | -€722 | -€1,306 | |
| Financial income | 75/76B | €136 | - | -€136 | |
| Recurring financial income | 75 | €136 | - | -€136 | |
| Financial charges | 65/66B | €92 | €54 | -€38 | -41.5% |
| Recurring financial charges | 65 | €92 | €54 | -€38 | -41.5% |
| Profit (loss) for the period before taxes | 9903 | €627 | -€776 | -€1,403 | |
| Profit (loss) for the period | 9904 | €627 | -€776 | -€1,403 | |
| Profit (loss) for the period to be appropriated | 9905 | €627 | -€776 | -€1,403 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.