S & V CLEANING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
S & V CLEANING
Largest movements
- Cash -€21,657
down €21,657 (-67.7%), from €31,973 to €10,316
mainly Tax, wage and social debts (-€10,579) and Trade debts (-€10,190)
- Tangible fixed assets -€15,679
down €15,679 (-26.1%), from €60,059 to €44,380
of which Furniture and vehicles: -€15,584
- Receivables within one year +€6,813
up €6,813 (+14.9%), from €45,773 to €52,585
of which Other amounts receivable: +€6,447
- Tax, wage and social debts -€10,579
down €10,579 (-31.2%), from €33,950 to €23,371
of which Remuneration and social security: -€9,664
- Trade debts -€10,190
down €10,190 (-63.7%), from €16,006 to €5,816
- Current portion of long-term debt -€10,018
down €10,018 (-51.3%), from €19,537 to €9,519
- Debts after one year -€9,519
down €9,519 (-68.2%), from €13,949 to €4,431
- Short-term financial debts +€4,544
up €4,544 (+79.4%), from €5,723 to €10,267
- Gross operating margin -€29,536
down €29,536 (-6.8%), from €432,179 to €402,642
- Staff costs -€20,960
down €20,960 (-5.4%), from €386,151 to €365,191
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €143,820 | €113,831 | -€29,989 | -20.9% |
| Fixed assets | 21/28 | €60,059 | €44,698 | -€15,361 | -25.6% |
| Tangible fixed assets | 22/27 | €60,059 | €44,380 | -€15,679 | -26.1% |
| Plant, machinery and equipment | 23 | €2,528 | €1,839 | -€690 | -27.3% |
| Furniture and vehicles | 24 | €39,775 | €24,191 | -€15,584 | -39.2% |
| Other tangible fixed assets | 26 | €17,755 | €18,350 | +€595 | +3.4% |
| Financial fixed assets | 28 | - | €318 | +€318 | |
| Current assets | 29/58 | €83,761 | €69,133 | -€14,629 | -17.5% |
| Stocks and contracts in progress | 3 | €615 | €1,426 | +€810 | +132% |
| Stocks | 30/36 | €615 | €1,426 | +€810 | +132% |
| Amounts receivable within one year | 40/41 | €45,773 | €52,585 | +€6,813 | +14.9% |
| Trade receivables | 40 | €43,395 | €43,761 | +€366 | +0.8% |
| Other amounts receivable | 41 | €2,377 | €8,824 | +€6,447 | +271% |
| Cash at bank and in hand | 54/58 | €31,973 | €10,316 | -€21,657 | -67.7% |
| Deferred charges and accrued income | 490/1 | €5,400 | €4,806 | -€594 | -11.0% |
| Total equity and liabilities | 10/49 | €143,820 | €113,831 | -€29,989 | -20.9% |
| Equity | 10/15 | €53,212 | €54,586 | +€1,373 | +2.6% |
| Contributions | 10/11 | €13,391 | €13,391 | = | 0.0% |
| Reserves | 13 | €39,821 | €41,195 | +€1,373 | +3.4% |
| Distributable reserves | 133 | €39,821 | €41,195 | +€1,373 | +3.4% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €90,608 | €59,245 | -€31,363 | -34.6% |
| Amounts payable after more than one year | 17 | €13,949 | €4,431 | -€9,519 | -68.2% |
| Financial debts | 170/4 | €13,949 | €4,431 | -€9,519 | -68.2% |
| Amounts payable within one year | 42/48 | €76,658 | €54,814 | -€21,844 | -28.5% |
| Current portion of amounts payable after more than one year | 42 | €19,537 | €9,519 | -€10,018 | -51.3% |
| Financial debts | 43 | €5,723 | €10,267 | +€4,544 | +79.4% |
| Credit institutions | 430/8 | €5,723 | €10,267 | +€4,544 | +79.4% |
| Trade debts | 44 | €16,006 | €5,816 | -€10,190 | -63.7% |
| Suppliers | 440/4 | €16,006 | €5,816 | -€10,190 | -63.7% |
| Taxes, remuneration and social security | 45 | €33,950 | €23,371 | -€10,579 | -31.2% |
| Taxes | 450/3 | €1,740 | €825 | -€915 | -52.6% |
| Remuneration and social security | 454/9 | €32,210 | €22,546 | -€9,664 | -30.0% |
| Other amounts payable | 47/48 | €1,443 | €5,842 | +€4,399 | +305% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | €10,102 | €2,066 | -€8,036 | -79.5% |
| Remuneration, social security and pensions | 62 | €386,151 | €365,191 | -€20,960 | -5.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,147 | €19,369 | +€221 | +1.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €1,704 | +€1,704 | |
| Other operating charges | 640/8 | €1,870 | €1,642 | -€229 | -12.2% |
| Gross operating margin | 9900 | €432,179 | €402,642 | -€29,536 | -6.8% |
| Operating profit (loss) | 9901 | €25,010 | €14,737 | -€10,273 | -41.1% |
| Financial income | 75/76B | €199 | €112 | -€88 | -44.0% |
| Recurring financial income | 75 | €199 | €112 | -€88 | -44.0% |
| Financial charges | 65/66B | €2,951 | €1,577 | -€1,373 | -46.5% |
| Recurring financial charges | 65 | €2,951 | €1,577 | -€1,373 | -46.5% |
| Profit (loss) for the period before taxes | 9903 | €22,258 | €13,271 | -€8,987 | -40.4% |
| Income taxes | 67/77 | €8,227 | €6,055 | -€2,171 | -26.4% |
| Profit (loss) for the period | 9904 | €14,032 | €7,216 | -€6,816 | -48.6% |
| Profit (loss) for the period to be appropriated | 9905 | €14,032 | €7,216 | -€6,816 | -48.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.