S.V. BUILDING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
S.V. BUILDING
Largest movements
- Deferred charges and accrued income +€1,347
new in 2025: €1,347
- Tangible fixed assets -€808
down €808 (-32.4%), from €2,495 to €1,688
- Cash -€572
down €572 (-4.5%), from €12,804 to €12,232
mainly Advances received (-€2,098) and Deferred charges and accrued income (-€1,347)
- Advances received -€2,098
down €2,098 (-100%), from €2,098 to €0
- Profit (loss) carried forward +€1,937
up €1,937 (+1.9%), from -€103,673 to -€101,736
- Gross operating margin -€465
down €465 (-11.9%), from €3,893 to €3,429
- Other operating charges +€266
up €266 (+68.8%), from €387 to €654
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €15,300 | €15,266 | -€33 | -0.2% |
| Fixed assets | 21/28 | €2,495 | €1,688 | -€808 | -32.4% |
| Tangible fixed assets | 22/27 | €2,495 | €1,688 | -€808 | -32.4% |
| Plant, machinery and equipment | 23 | €2,495 | €1,688 | -€808 | -32.4% |
| Current assets | 29/58 | €12,804 | €13,579 | +€775 | +6.0% |
| Cash at bank and in hand | 54/58 | €12,804 | €12,232 | -€572 | -4.5% |
| Deferred charges and accrued income | 490/1 | - | €1,347 | +€1,347 | |
| Total equity and liabilities | 10/49 | €15,300 | €15,266 | -€33 | -0.2% |
| Equity | 10/15 | -€57,348 | -€55,411 | +€1,937 | +3.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €27,725 | €27,725 | = | 0.0% |
| Distributable reserves | 133 | €27,725 | €27,725 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€103,673 | -€101,736 | +€1,937 | +1.9% |
| Amounts payable | 17/49 | €72,648 | €70,677 | -€1,970 | -2.7% |
| Amounts payable after more than one year | 17 | €70,549 | €70,549 | = | 0.0% |
| Other amounts payable | 178/9 | €70,549 | €70,549 | = | 0.0% |
| Amounts payable within one year | 42/48 | €2,098 | €128 | -€1,970 | -93.9% |
| Trade debts | 44 | €0 | €128 | +€128 | |
| Suppliers | 440/4 | €0 | €128 | +€128 | |
| Advances received on contracts in progress | 46 | €2,098 | €0 | -€2,098 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €808 | €808 | = | 0.0% |
| Other operating charges | 640/8 | €387 | €654 | +€266 | +68.8% |
| Gross operating margin | 9900 | €3,893 | €3,429 | -€465 | -11.9% |
| Operating profit (loss) | 9901 | €2,698 | €1,967 | -€731 | -27.1% |
| Financial charges | 65/66B | €28 | €30 | +€2 | +5.3% |
| Recurring financial charges | 65 | €28 | €30 | +€2 | +5.3% |
| Profit (loss) for the period before taxes | 9903 | €2,669 | €1,937 | -€732 | -27.4% |
| Profit (loss) for the period | 9904 | €2,669 | €1,937 | -€732 | -27.4% |
| Profit (loss) for the period to be appropriated | 9905 | €2,669 | €1,937 | -€732 | -27.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.