S.N automobile: what changed
What changed
S.N automobile
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
filed annual accounts (NBB)
Net result for the year
-€229
2024 · -€1,914+€1,685
Equity
-€143
2024 · €86-€229
Cash
-
not filed
Balance sheet total
€705
2024 · €353+€352
Largest movements
Assets
- Receivables within one year +€352
up €352 (+99.7%), from €353 to €705
Equity and liabilities
- Other debts +€834
new in 2025: €834
- Trade debts -€253
down €253 (-94.8%), from €267 to €14
- Profit (loss) carried forward -€229
down €229 (-12.0%), from -€1,914 to -€2,143
Income statement
- Gross operating margin +€1,966
up €1,966, from -€1,914 to €52
- Financial charges +€154
new in 2025: €154
- Other operating charges +€127
new in 2025: €127
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€1,914
Gross operating margin
+€1,966
Other operating charges
-€127
Financial charges
-€154
Result 2025
-€229
raises the resultlowers the result
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts. So the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €353 | €705 | +€352 | +99.7% |
| Current assets | 29/58 | €353 | €705 | +€352 | +99.7% |
| Amounts receivable within one year | 40/41 | €353 | €705 | +€352 | +99.7% |
| Other amounts receivable | 41 | €353 | €705 | +€352 | +99.7% |
| Total equity and liabilities | 10/49 | €353 | €705 | +€352 | +99.7% |
| Equity | 10/15 | €86 | -€143 | -€229 | |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,914 | -€2,143 | -€229 | -12.0% |
| Amounts payable | 17/49 | €267 | €848 | +€581 | +218% |
| Amounts payable within one year | 42/48 | €267 | €848 | +€581 | +218% |
| Trade debts | 44 | €267 | €14 | -€253 | -94.8% |
| Suppliers | 440/4 | €267 | €14 | -€253 | -94.8% |
| Other amounts payable | 47/48 | - | €834 | +€834 | |
| Other operating charges | 640/8 | - | €127 | +€127 | |
| Gross operating margin | 9900 | -€1,914 | €52 | +€1,966 | |
| Operating profit (loss) | 9901 | -€1,914 | -€75 | +€1,839 | +96.1% |
| Financial charges | 65/66B | - | €154 | +€154 | |
| Recurring financial charges | 65 | - | €154 | +€154 | |
| Profit (loss) for the period before taxes | 9903 | -€1,914 | -€229 | +€1,685 | +88.0% |
| Profit (loss) for the period | 9904 | -€1,914 | -€229 | +€1,685 | +88.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,914 | -€229 | +€1,685 | +88.0% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.