S.E.L.F. CONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
S.E.L.F. CONSULT
Largest movements
- Cash +€94,289
up €94,289 (+809%), from €11,655 to €105,943
mainly Net result for the year (+€52,032) and Current investments (+€40,000)
- Current investments -€40,000
down €40,000 (-100%), from €40,000 to €0
- Tangible fixed assets -€3,632
down €3,632 (-24.9%), from €14,567 to €10,934
of which Other tangible fixed assets: -€3,155
- Reserves +€52,032
up €52,032 (+77.2%), from €67,395 to €119,427
- Gross operating margin -€2,374
down €2,374 (-3.3%), from €72,797 to €70,423
- Depreciation +€1,038
up €1,038 (+40.0%), from €2,594 to €3,632
- Taxes +€733
up €733 (+5.2%), from €14,207 to €14,940
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €83,749 | €135,458 | +€51,709 | +61.7% |
| Fixed assets | 21/28 | €14,567 | €10,934 | -€3,632 | -24.9% |
| Tangible fixed assets | 22/27 | €14,567 | €10,934 | -€3,632 | -24.9% |
| Furniture and vehicles | 24 | €909 | €431 | -€477 | -52.5% |
| Other tangible fixed assets | 26 | €13,658 | €10,503 | -€3,155 | -23.1% |
| Current assets | 29/58 | €69,182 | €124,524 | +€55,341 | +80.0% |
| Amounts receivable within one year | 40/41 | €15,126 | €16,122 | +€996 | +6.6% |
| Trade receivables | 40 | €15,125 | €15,564 | +€439 | +2.9% |
| Other amounts receivable | 41 | €1 | €558 | +€557 | +45,649% |
| Current investments | 50/53 | €40,000 | €0 | -€40,000 | -100% |
| Cash at bank and in hand | 54/58 | €11,655 | €105,943 | +€94,289 | +809% |
| Deferred charges and accrued income | 490/1 | €2,401 | €2,458 | +€57 | +2.4% |
| Total equity and liabilities | 10/49 | €83,749 | €135,458 | +€51,709 | +61.7% |
| Equity | 10/15 | €68,395 | €120,427 | +€52,032 | +76.1% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €67,395 | €119,427 | +€52,032 | +77.2% |
| Distributable reserves | 133 | €67,395 | €119,427 | +€52,032 | +77.2% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €15,354 | €15,031 | -€323 | -2.1% |
| Amounts payable within one year | 42/48 | €15,354 | €15,031 | -€323 | -2.1% |
| Trade debts | 44 | €1,383 | €1,650 | +€267 | +19.3% |
| Suppliers | 440/4 | €1,383 | €1,650 | +€267 | +19.3% |
| Taxes, remuneration and social security | 45 | €12,105 | €12,731 | +€627 | +5.2% |
| Taxes | 450/3 | €9,705 | €10,331 | +€627 | +6.5% |
| Remuneration and social security | 454/9 | €2,400 | €2,400 | = | 0.0% |
| Other amounts payable | 47/48 | €1,867 | €650 | -€1,217 | -65.2% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,594 | €3,632 | +€1,038 | +40.0% |
| Other operating charges | 640/8 | €126 | €128 | +€2 | +1.6% |
| Gross operating margin | 9900 | €72,797 | €70,423 | -€2,374 | -3.3% |
| Operating profit (loss) | 9901 | €70,077 | €66,663 | -€3,414 | -4.9% |
| Financial income | 75/76B | €153 | €410 | +€257 | +168% |
| Recurring financial income | 75 | €153 | €410 | +€257 | +168% |
| Financial charges | 65/66B | €64 | €101 | +€37 | +58.6% |
| Recurring financial charges | 65 | €64 | €101 | +€37 | +58.6% |
| Profit (loss) for the period before taxes | 9903 | €70,167 | €66,972 | -€3,194 | -4.6% |
| Income taxes | 67/77 | €14,207 | €14,940 | +€733 | +5.2% |
| Profit (loss) for the period | 9904 | €55,960 | €52,032 | -€3,927 | -7.0% |
| Profit (loss) for the period to be appropriated | 9905 | €55,960 | €52,032 | -€3,927 | -7.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.