S&E Dakwerken: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
S&E Dakwerken
Largest movements
- Receivables within one year +€59,015
up €59,015 (+70.7%), from €83,414 to €142,429
of which Other amounts receivable: +€69,383
- Cash -€11,884
down €11,884 (-68.8%), from €17,268 to €5,384
mainly Receivables within one year (-€59,015) and Trade debts (-€6,712)
- Tangible fixed assets +€2,008
up €2,008 (+42.4%), from €4,740 to €6,748
of which Furniture and vehicles: +€2,503
- Profit (loss) carried forward +€35,871
up €35,871 (+73.1%), from €49,068 to €84,939
- Current portion of long-term debt +€10,716
up €10,716 (+83.7%), from €12,811 to €23,527
- Trade debts -€6,712
down €6,712 (-27.1%), from €24,806 to €18,095
- Tax, wage and social debts +€6,558
up €6,558 (+37.0%), from €17,737 to €24,295
of which Taxes: +€6,558
- Debts after one year +€2,706
new in 2025: €2,706
- Gross operating margin -€18,746
down €18,746 (-29.2%), from €64,299 to €45,553
- Taxes -€4,079
down €4,079 (-29.7%), from €13,714 to €9,636
- Financial income +€1,556
up €1,556 (+134%), from €1,157 to €2,714
- Financial charges +€1,017
up €1,017 (+428%), from €238 to €1,254
of which Financial charges: +€569
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €105,422 | €154,562 | +€49,139 | +46.6% |
| Fixed assets | 21/28 | €4,740 | €6,748 | +€2,008 | +42.4% |
| Tangible fixed assets | 22/27 | €4,740 | €6,748 | +€2,008 | +42.4% |
| Plant, machinery and equipment | 23 | €1,793 | €1,298 | -€495 | -27.6% |
| Furniture and vehicles | 24 | €2,948 | €5,451 | +€2,503 | +84.9% |
| Current assets | 29/58 | €100,682 | €147,813 | +€47,131 | +46.8% |
| Amounts receivable within one year | 40/41 | €83,414 | €142,429 | +€59,015 | +70.7% |
| Trade receivables | 40 | €19,704 | €9,336 | -€10,368 | -52.6% |
| Other amounts receivable | 41 | €63,710 | €133,093 | +€69,383 | +109% |
| Cash at bank and in hand | 54/58 | €17,268 | €5,384 | -€11,884 | -68.8% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €105,422 | €154,562 | +€49,139 | +46.6% |
| Equity | 10/15 | €50,068 | €85,939 | +€35,871 | +71.6% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €49,068 | €84,939 | +€35,871 | +73.1% |
| Amounts payable | 17/49 | €55,354 | €68,622 | +€13,268 | +24.0% |
| Amounts payable after more than one year | 17 | - | €2,706 | +€2,706 | |
| Financial debts | 170/4 | - | €2,706 | +€2,706 | |
| Amounts payable within one year | 42/48 | €55,354 | €65,916 | +€10,562 | +19.1% |
| Current portion of amounts payable after more than one year | 42 | €12,811 | €23,527 | +€10,716 | +83.7% |
| Trade debts | 44 | €24,806 | €18,095 | -€6,712 | -27.1% |
| Suppliers | 440/4 | €24,806 | €18,095 | -€6,712 | -27.1% |
| Taxes, remuneration and social security | 45 | €17,737 | €24,295 | +€6,558 | +37.0% |
| Taxes | 450/3 | €17,737 | €24,295 | +€6,558 | +37.0% |
| Remuneration and social security | 454/9 | €0 | €0 | = | |
| Other amounts payable | 47/48 | €0 | €0 | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,985 | €1,360 | -€625 | -31.5% |
| Other operating charges | 640/8 | €451 | €145 | -€306 | -67.8% |
| Gross operating margin | 9900 | €64,299 | €45,553 | -€18,746 | -29.2% |
| Operating profit (loss) | 9901 | €61,863 | €44,047 | -€17,815 | -28.8% |
| Financial income | 75/76B | €1,157 | €2,714 | +€1,556 | +134% |
| Recurring financial income | 75 | €1,157 | €2,714 | +€1,556 | +134% |
| Financial charges | 65/66B | €238 | €1,254 | +€1,017 | +428% |
| Recurring financial charges | 65 | €238 | €807 | +€569 | +240% |
| Non-recurring financial charges | 66B | - | €448 | +€448 | |
| Profit (loss) for the period before taxes | 9903 | €62,782 | €45,507 | -€17,275 | -27.5% |
| Income taxes | 67/77 | €13,714 | €9,636 | -€4,079 | -29.7% |
| Profit (loss) for the period | 9904 | €49,068 | €35,871 | -€13,197 | -26.9% |
| Profit (loss) for the period to be appropriated | 9905 | €49,068 | €35,871 | -€13,197 | -26.9% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.