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S.D.A.: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

S.D.A.

BE 0441.331.786
NACE 46.900, Non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1,902
2024 · -€34,616+€36,518
Equity
€254,547
2024 · €252,645+€1,902
Cash
€154,591
2024 · €206,560-€51,969
Balance sheet total
€269,980
2024 · €271,539-€1,559

Largest movements

2024 to 2025
Assets
  • Cash -€51,969

    down €51,969 (-25.2%), from €206,560 to €154,591

    mainly Current investments (-€45,075) and Stocks and contracts (-€9,345)

  • Current investments +€45,075

    new in 2025: €45,075

  • Tangible fixed assets -€10,770

    down €10,770 (-51.8%), from €20,798 to €10,028

    of which Furniture and vehicles: -€6,506

  • Stocks and contracts +€9,345

    up €9,345 (+21.2%), from €44,131 to €53,476

  • Receivables within one year +€6,760

    new in 2025: €6,760

Equity and liabilities
  • Advances received -€3,700

    down €3,700 (-82.2%), from €4,500 to €800

Income statement
  • Gross operating margin +€34,807

    up €34,807, from -€22,291 to €12,516

  • Depreciation -€1,527

    down €1,527 (-12.4%), from €12,297 to €10,770

  • Financial income +€246

    up €246 (+25.9%), from €948 to €1,194

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€34,616
Gross operating margin +€34,807
Depreciation +€1,527
Other operating charges -€29
Financial income +€246
Financial charges -€15
Taxes -€18
Result 2025 €1,902

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€6,894
Investment -€45,075
Financing €0
Cash 2024 €206,560
Net result for the year +€1,902
Depreciation +€10,770
Stocks and contracts -€9,345
Receivables within one year -€6,760
Trade debts +€174
Smaller working-capital items +€65
Advances received -€3,700
Current investments -€45,075
Cash 2025 €154,591
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €271,539 €269,980 -€1,559 -0.6%
Fixed assets 21/28 €20,848 €10,078 -€10,770 -51.7%
Intangible fixed assets 21 €0 €0 =
Tangible fixed assets 22/27 €20,798 €10,028 -€10,770 -51.8%
Land and buildings 22 €3,019 €1,570 -€1,449 -48.0%
Plant, machinery and equipment 23 €10,883 €8,068 -€2,815 -25.9%
Furniture and vehicles 24 €6,896 €390 -€6,506 -94.3%
Financial fixed assets 28 €50 €50 = 0.0%
Current assets 29/58 €250,691 €259,902 +€9,211 +3.7%
Stocks and contracts in progress 3 €44,131 €53,476 +€9,345 +21.2%
Stocks 30/36 €44,131 €53,476 +€9,345 +21.2%
Amounts receivable within one year 40/41 - €6,760 +€6,760
Trade receivables 40 - €6,760 +€6,760
Current investments 50/53 - €45,075 +€45,075
Cash at bank and in hand 54/58 €206,560 €154,591 -€51,969 -25.2%
Total equity and liabilities 10/49 €271,539 €269,980 -€1,559 -0.6%
Equity 10/15 €252,645 €254,547 +€1,902 +0.8%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €232,645 €234,547 +€1,902 +0.8%
Non-distributable reserves 130/1 €2,000 €2,000 = 0.0%
Reserves not available under the articles 1311 €2,000 €2,000 = 0.0%
Distributable reserves 133 €230,645 €232,547 +€1,902 +0.8%
Amounts payable 17/49 €18,894 €15,433 -€3,461 -18.3%
Amounts payable within one year 42/48 €18,894 €15,433 -€3,461 -18.3%
Trade debts 44 €9,705 €9,879 +€174 +1.8%
Suppliers 440/4 €9,705 €9,879 +€174 +1.8%
Advances received on contracts in progress 46 €4,500 €800 -€3,700 -82.2%
Taxes, remuneration and social security 45 €2,119 €2,140 +€21 +1.0%
Taxes 450/3 €119 €140 +€21 +17.6%
Remuneration and social security 454/9 €2,000 €2,000 = 0.0%
Other amounts payable 47/48 €2,570 €2,614 +€44 +1.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,297 €10,770 -€1,527 -12.4%
Other operating charges 640/8 €789 €818 +€29 +3.7%
Gross operating margin 9900 -€22,291 €12,516 +€34,807
Operating profit (loss) 9901 -€35,377 €928 +€36,305
Financial income 75/76B €948 €1,194 +€246 +25.9%
Recurring financial income 75 €948 €1,194 +€246 +25.9%
Financial charges 65/66B €68 €83 +€15 +22.1%
Recurring financial charges 65 €68 €83 +€15 +22.1%
Profit (loss) for the period before taxes 9903 -€34,497 €2,039 +€36,536
Income taxes 67/77 €119 €137 +€18 +15.1%
Profit (loss) for the period 9904 -€34,616 €1,902 +€36,518
Profit (loss) for the period to be appropriated 9905 -€34,616 €1,902 +€36,518

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.