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S&B: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

S&B

BE 0801.305.221
NACE 95.316, Washing and cleaning of motor vehicles
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€3,347
2023 · -€13,333+€9,986
Equity
-€9,280
2023 · -€5,933-€3,347
Cash
€12,228
2023 · €14,772-€2,544
Balance sheet total
€26,558
2023 · €14,772+€11,786

Largest movements

2023 to 2024
Assets
  • Deferred charges and accrued income +€14,310

    new in 2024: €14,310

  • Cash -€2,544

    down €2,544 (-17.2%), from €14,772 to €12,228

    mainly Deferred charges and accrued income (-€14,310) and Net result for the year (-€3,347)

Equity and liabilities
  • Trade debts +€13,111

    up €13,111 (+4987.4%), from €263 to €13,374

  • Profit (loss) carried forward -€3,347

    down €3,347 (-25.1%), from -€13,333 to -€16,680

  • Tax, wage and social debts +€2,022

    up €2,022 (+9.9%), from €20,442 to €22,464

    of which Remuneration and social security: +€6,263

Income statement
  • Gross operating margin +€67,628

    up €67,628 (+177.2%), from €38,172 to €105,800

  • Staff costs +€56,982

    up €56,982 (+112.0%), from €50,865 to €107,847

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€13,333
Gross operating margin +€67,628
Staff costs -€56,982
Other operating charges -€104
Financial charges -€556
Result 2024 -€3,347

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,544
Investment €0
Financing €0
Cash 2023 €14,772
Net result for the year -€3,347
Receivables within one year -€20
Deferred charges and accrued income -€14,310
Trade debts +€13,111
Tax, wage and social debts +€2,022
Cash 2024 €12,228
Every line side by side 27 lines
Line Code 2023 2024 Change %
Total assets 20/58 €14,772 €26,558 +€11,786 +79.8%
Current assets 29/58 €14,772 €26,558 +€11,786 +79.8%
Amounts receivable within one year 40/41 - €20 +€20
Trade receivables 40 - €0 =
Other amounts receivable 41 - €20 +€20
Cash at bank and in hand 54/58 €14,772 €12,228 -€2,544 -17.2%
Deferred charges and accrued income 490/1 - €14,310 +€14,310
Total equity and liabilities 10/49 €14,772 €26,558 +€11,786 +79.8%
Equity 10/15 -€5,933 -€9,280 -€3,347 -56.4%
Contributions 10/11 €7,400 €7,400 = 0.0%
Profit (loss) carried forward 14 -€13,333 -€16,680 -€3,347 -25.1%
Amounts payable 17/49 €20,705 €35,838 +€15,133 +73.1%
Amounts payable within one year 42/48 €20,705 €35,838 +€15,133 +73.1%
Trade debts 44 €263 €13,374 +€13,111 +4987.4%
Suppliers 440/4 €263 €13,374 +€13,111 +4987.4%
Taxes, remuneration and social security 45 €20,442 €22,464 +€2,022 +9.9%
Taxes 450/3 €8,479 €4,238 -€4,241 -50.0%
Remuneration and social security 454/9 €11,963 €18,226 +€6,263 +52.4%
Remuneration, social security and pensions 62 €50,865 €107,847 +€56,982 +112.0%
Other operating charges 640/8 - €104 +€104
Gross operating margin 9900 €38,172 €105,800 +€67,628 +177.2%
Operating profit (loss) 9901 -€12,693 -€2,151 +€10,542 +83.0%
Financial charges 65/66B €640 €1,195 +€556 +86.9%
Recurring financial charges 65 €640 €1,195 +€556 +86.9%
Profit (loss) for the period before taxes 9903 -€13,333 -€3,347 +€9,986 +74.9%
Profit (loss) for the period 9904 -€13,333 -€3,347 +€9,986 +74.9%
Profit (loss) for the period to be appropriated 9905 -€13,333 -€3,347 +€9,986 +74.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.