RZ CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RZ CONSTRUCT
Largest movements
- Receivables within one year -€39,272
down €39,272 (-43.3%), from €90,721 to €51,449
of which Trade receivables: -€43,269
- Cash -€5,413
down €5,413 (-75.9%), from €7,135 to €1,722
mainly Trade debts (-€50,443) and Tax, wage and social debts (-€2,567)
- Trade debts -€50,443
down €50,443 (-86.2%), from €58,494 to €8,051
- Contributions +€5,000
new in 2024: €5,000
- Profit (loss) carried forward +€2,907
up €2,907 (+9.8%), from €29,769 to €32,676
- Tax, wage and social debts -€2,567
down €2,567 (-24.6%), from €10,420 to €7,853
of which Taxes: -€1,778
- Gross operating margin -€28,536
down €28,536 (-83.3%), from €34,239 to €5,703
- Financial charges -€14,144
down €14,144 (-96.6%), from €14,643 to €499
- Taxes -€2,899
down €2,899 (-74.8%), from €3,876 to €977
- Financial income -€483
no longer reported in 2024 (was €483)
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €98,684 | €53,580 | -€45,104 | -45.7% |
| Current assets | 29/58 | €98,684 | €53,580 | -€45,104 | -45.7% |
| Amounts receivable within one year | 40/41 | €90,721 | €51,449 | -€39,272 | -43.3% |
| Trade receivables | 40 | €86,781 | €43,512 | -€43,269 | -49.9% |
| Other amounts receivable | 41 | €3,940 | €7,938 | +€3,997 | +101.5% |
| Cash at bank and in hand | 54/58 | €7,135 | €1,722 | -€5,413 | -75.9% |
| Deferred charges and accrued income | 490/1 | €827 | €409 | -€418 | -50.6% |
| Total equity and liabilities | 10/49 | €98,684 | €53,580 | -€45,104 | -45.7% |
| Equity | 10/15 | €29,769 | €37,676 | +€7,907 | +26.6% |
| Contributions | 10/11 | - | €5,000 | +€5,000 | |
| Profit (loss) carried forward | 14 | €29,769 | €32,676 | +€2,907 | +9.8% |
| Amounts payable | 17/49 | €68,914 | €15,904 | -€53,011 | -76.9% |
| Amounts payable within one year | 42/48 | €68,914 | €15,904 | -€53,011 | -76.9% |
| Trade debts | 44 | €58,494 | €8,051 | -€50,443 | -86.2% |
| Suppliers | 440/4 | €58,494 | €8,051 | -€50,443 | -86.2% |
| Taxes, remuneration and social security | 45 | €10,420 | €7,853 | -€2,567 | -24.6% |
| Taxes | 450/3 | €6,631 | €4,853 | -€1,778 | -26.8% |
| Remuneration and social security | 454/9 | €3,789 | €3,000 | -€789 | -20.8% |
| Other operating charges | 640/8 | €1,434 | €1,321 | -€114 | -7.9% |
| Gross operating margin | 9900 | €34,239 | €5,703 | -€28,536 | -83.3% |
| Operating profit (loss) | 9901 | €32,805 | €4,383 | -€28,422 | -86.6% |
| Financial income | 75/76B | €483 | - | -€483 | |
| Recurring financial income | 75 | €483 | - | -€483 | |
| Financial charges | 65/66B | €14,643 | €499 | -€14,144 | -96.6% |
| Recurring financial charges | 65 | €14,643 | €499 | -€14,144 | -96.6% |
| Profit (loss) for the period before taxes | 9903 | €18,644 | €3,884 | -€14,761 | -79.2% |
| Income taxes | 67/77 | €3,876 | €977 | -€2,899 | -74.8% |
| Profit (loss) for the period | 9904 | €14,768 | €2,907 | -€11,861 | -80.3% |
| Profit (loss) for the period to be appropriated | 9905 | €14,768 | €2,907 | -€11,861 | -80.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.