RYVAN RENOVATIONS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RYVAN RENOVATIONS
Largest movements
- Receivables within one year +€29,063
up €29,063 (+20.8%), from €139,398 to €168,461
of which Other amounts receivable: +€79,234
- Tangible fixed assets -€8,705
down €8,705 (-4.6%), from €188,141 to €179,436
of which Land and buildings: -€4,638
- Reserves +€38,608
up €38,608 (+33.2%), from €116,392 to €155,000
- Debts after one year -€10,594
down €10,594 (-9.0%), from €117,639 to €107,045
- Write-downs +€37,424
new in 2025: €37,424
- Gross operating margin +€14,801
up €14,801 (+17.3%), from €85,590 to €100,392
- Financial charges -€3,229
down €3,229 (-40.7%), from €7,942 to €4,713
- Taxes +€2,748
up €2,748 (+33.9%), from €8,097 to €10,845
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €330,759 | €353,456 | +€22,697 | +6.9% |
| Fixed assets | 21/28 | €188,431 | €179,726 | -€8,705 | -4.6% |
| Tangible fixed assets | 22/27 | €188,141 | €179,436 | -€8,705 | -4.6% |
| Land and buildings | 22 | €180,609 | €175,971 | -€4,638 | -2.6% |
| Plant, machinery and equipment | 23 | €4,916 | €2,311 | -€2,604 | -53.0% |
| Furniture and vehicles | 24 | €2,617 | €1,154 | -€1,463 | -55.9% |
| Financial fixed assets | 28 | €290 | €290 | = | 0.0% |
| Current assets | 29/58 | €142,328 | €173,730 | +€31,402 | +22.1% |
| Amounts receivable within one year | 40/41 | €139,398 | €168,461 | +€29,063 | +20.8% |
| Trade receivables | 40 | €99,042 | €48,872 | -€50,171 | -50.7% |
| Other amounts receivable | 41 | €40,356 | €119,590 | +€79,234 | +196% |
| Cash at bank and in hand | 54/58 | €2,930 | €5,269 | +€2,339 | +79.8% |
| Total equity and liabilities | 10/49 | €330,759 | €353,456 | +€22,697 | +6.9% |
| Equity | 10/15 | €138,849 | €175,421 | +€36,572 | +26.3% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €116,392 | €155,000 | +€38,608 | +33.2% |
| Distributable reserves | 133 | €116,392 | €155,000 | +€38,608 | +33.2% |
| Profit (loss) carried forward | 14 | €2,457 | €421 | -€2,036 | -82.9% |
| Amounts payable | 17/49 | €191,910 | €178,035 | -€13,875 | -7.2% |
| Amounts payable after more than one year | 17 | €117,639 | €107,045 | -€10,594 | -9.0% |
| Financial debts | 170/4 | €117,639 | €107,045 | -€10,594 | -9.0% |
| Amounts payable within one year | 42/48 | €74,272 | €70,990 | -€3,282 | -4.4% |
| Current portion of amounts payable after more than one year | 42 | €10,434 | €10,594 | +€160 | +1.5% |
| Trade debts | 44 | €8,565 | €6,051 | -€2,514 | -29.4% |
| Suppliers | 440/4 | €8,565 | €6,051 | -€2,514 | -29.4% |
| Taxes, remuneration and social security | 45 | €6,773 | €5,845 | -€928 | -13.7% |
| Taxes | 450/3 | €6,773 | €5,845 | -€928 | -13.7% |
| Other amounts payable | 47/48 | €48,500 | €48,500 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,052 | €8,705 | -€347 | -3.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €37,424 | +€37,424 | |
| Other operating charges | 640/8 | €1,856 | €2,304 | +€448 | +24.1% |
| Gross operating margin | 9900 | €85,590 | €100,392 | +€14,801 | +17.3% |
| Operating profit (loss) | 9901 | €74,682 | €51,959 | -€22,724 | -30.4% |
| Financial income | 75/76B | €80 | €172 | +€92 | +116% |
| Recurring financial income | 75 | €80 | €172 | +€92 | +116% |
| Financial charges | 65/66B | €7,942 | €4,713 | -€3,229 | -40.7% |
| Recurring financial charges | 65 | €7,942 | €4,713 | -€3,229 | -40.7% |
| Profit (loss) for the period before taxes | 9903 | €66,820 | €47,417 | -€19,403 | -29.0% |
| Income taxes | 67/77 | €8,097 | €10,845 | +€2,748 | +33.9% |
| Profit (loss) for the period | 9904 | €58,723 | €36,572 | -€22,151 | -37.7% |
| Profit (loss) for the period to be appropriated | 9905 | €58,723 | €36,572 | -€22,151 | -37.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.