RYBA HOME PROJECTS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RYBA HOME PROJECTS
Largest movements
- Stocks and contracts -€6,874
down €6,874 (-11.9%), from €57,629 to €50,755
- Receivables within one year +€4,116
up €4,116 (+399.7%), from €1,030 to €5,146
of which Trade receivables: +€4,145
- Cash -€3,595
down €3,595 (-9.7%), from €37,109 to €33,514
mainly Other debts (-€18,023) and Receivables within one year (-€4,116)
- Financial fixed assets -€2,005
down €2,005 (-98.5%), from €2,035 to €30
- Other debts -€18,023
down €18,023 (-9.0%), from €200,409 to €182,386
- Profit (loss) carried forward +€6,179
up €6,179 (+5.4%), from -€114,541 to -€108,362
- Tax, wage and social debts +€1,706
up €1,706 (+80.1%), from €2,129 to €3,836
- Current portion of long-term debt +€1,417
up €1,417 (+11820.2%), from €12 to €1,429
- Trade debts -€1,397
down €1,397 (-48.5%), from €2,881 to €1,485
- Gross operating margin +€7,145
up €7,145 (+184.9%), from €3,865 to €11,010
- Taxes -€1,166
down €1,166 (-89.2%), from €1,307 to €141
- Financial charges -€316
down €316 (-20.7%), from €1,525 to €1,208
- Other operating charges +€303
up €303 (+31.8%), from €953 to €1,256
- Depreciation -€124
down €124 (-5.7%), from €2,161 to €2,037
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €102,484 | €93,981 | -€8,504 | -8.3% |
| Fixed assets | 21/28 | €4,993 | €3,504 | -€1,489 | -29.8% |
| Tangible fixed assets | 22/27 | €2,958 | €3,474 | +€516 | +17.4% |
| Furniture and vehicles | 24 | €2,958 | €3,474 | +€516 | +17.4% |
| Financial fixed assets | 28 | €2,035 | €30 | -€2,005 | -98.5% |
| Current assets | 29/58 | €97,491 | €90,477 | -€7,014 | -7.2% |
| Stocks and contracts in progress | 3 | €57,629 | €50,755 | -€6,874 | -11.9% |
| Stocks | 30/36 | €57,629 | €50,755 | -€6,874 | -11.9% |
| Amounts receivable within one year | 40/41 | €1,030 | €5,146 | +€4,116 | +399.7% |
| Trade receivables | 40 | €949 | €5,094 | +€4,145 | +436.7% |
| Other amounts receivable | 41 | €81 | €53 | -€28 | -34.9% |
| Cash at bank and in hand | 54/58 | €37,109 | €33,514 | -€3,595 | -9.7% |
| Deferred charges and accrued income | 490/1 | €1,723 | €1,061 | -€662 | -38.4% |
| Total equity and liabilities | 10/49 | €102,484 | €93,981 | -€8,504 | -8.3% |
| Equity | 10/15 | -€103,132 | -€96,952 | +€6,179 | +6.0% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | €1,409 | €1,409 | = | 0.0% |
| Distributable reserves | 133 | €1,409 | €1,409 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€114,541 | -€108,362 | +€6,179 | +5.4% |
| Amounts payable | 17/49 | €205,616 | €190,933 | -€14,683 | -7.1% |
| Amounts payable after more than one year | 17 | - | €612 | +€612 | |
| Financial debts | 170/4 | - | €612 | +€612 | |
| Amounts payable within one year | 42/48 | €205,616 | €189,300 | -€16,316 | -7.9% |
| Current portion of amounts payable after more than one year | 42 | €12 | €1,429 | +€1,417 | +11820.2% |
| Financial debts | 43 | €185 | €165 | -€20 | -10.6% |
| Credit institutions | 430/8 | €185 | €165 | -€20 | -10.6% |
| Trade debts | 44 | €2,881 | €1,485 | -€1,397 | -48.5% |
| Suppliers | 440/4 | €2,881 | €1,485 | -€1,397 | -48.5% |
| Taxes, remuneration and social security | 45 | €2,129 | €3,836 | +€1,706 | +80.1% |
| Taxes | 450/3 | €2,129 | €3,836 | +€1,706 | +80.1% |
| Other amounts payable | 47/48 | €200,409 | €182,386 | -€18,023 | -9.0% |
| Accrued charges and deferred income | 492/3 | - | €1,021 | +€1,021 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,161 | €2,037 | -€124 | -5.7% |
| Other operating charges | 640/8 | €953 | €1,256 | +€303 | +31.8% |
| Non-recurring operating charges | 66A | €11,780 | €189 | -€11,591 | -98.4% |
| Gross operating margin | 9900 | €3,865 | €11,010 | +€7,145 | +184.9% |
| Operating profit (loss) | 9901 | -€11,028 | €7,529 | +€18,557 | |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €1,525 | €1,208 | -€316 | -20.7% |
| Recurring financial charges | 65 | €1,525 | €1,208 | -€316 | -20.7% |
| Profit (loss) for the period before taxes | 9903 | -€12,553 | €6,320 | +€18,873 | |
| Income taxes | 67/77 | €1,307 | €141 | -€1,166 | -89.2% |
| Profit (loss) for the period | 9904 | -€13,860 | €6,179 | +€20,039 | |
| Profit (loss) for the period to be appropriated | 9905 | -€13,860 | €6,179 | +€20,039 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.