RY INVEST: what changed
What changed
RY INVEST
NACE 70.200, Business and other management consultancy
filed annual accounts (NBB)
Net result for the year
€60,822
2024 · €87,769-€26,947
Equity
€229,907
2024 · €169,085+€60,822
Cash
€86
2024 · €137-€51
Balance sheet total
€782,214
2024 · €700,725+€81,489
Largest movements
Assets
- Receivables within one year +€71,740
up €71,740 (+10.2%), from €700,588 to €772,328
of which Other amounts receivable: +€67,513
- Tangible fixed assets +€9,800
new in 2025: €9,800
Equity and liabilities
- Profit (loss) carried forward +€60,822
up €60,822 (+40.4%), from €150,535 to €211,357
- Trade debts +€51,054
up €51,054 (+467%), from €10,924 to €61,978
- Advances received -€35,980
down €35,980 (-11.8%), from €304,498 to €268,518
Income statement
- Gross operating margin -€31,019
down €31,019 (-24.2%), from €127,947 to €96,928
- Taxes -€7,802
down €7,802 (-23.0%), from €33,955 to €26,153
- Other operating charges +€1,599
up €1,599 (+131%), from €1,220 to €2,819
- Financial charges +€1,329
up €1,329 (+26.6%), from €5,003 to €6,332
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€87,769
Gross operating margin
-€31,019
Depreciation
-€811
Other operating charges
-€1,599
Financial income
+€9
Financial charges
-€1,329
Taxes
+€7,802
Result 2025
€60,822
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€7,132
Investment
-€10,611
Financing
+€3,428
Cash 2024
€137
From operations (derived)
+€7,132
Net result for the year
+€60,822
Depreciation
+€811
Receivables within one year
-€71,740
Trade debts
+€51,054
Tax, wage and social debts
+€2,165
Advances received
-€35,980
Investment (derived)
-€10,611
Investment in fixed assets (net)
-€10,611
Financing
+€3,428
Short-term financial debts
+€3,428
Cash 2025
€86
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €700,725 | €782,214 | +€81,489 | +11.6% |
| Fixed assets | 21/28 | - | €9,800 | +€9,800 | |
| Tangible fixed assets | 22/27 | - | €9,800 | +€9,800 | |
| Furniture and vehicles | 24 | - | €9,800 | +€9,800 | |
| Current assets | 29/58 | €700,725 | €772,414 | +€71,689 | +10.2% |
| Amounts receivable within one year | 40/41 | €700,588 | €772,328 | +€71,740 | +10.2% |
| Trade receivables | 40 | €259,728 | €263,955 | +€4,227 | +1.6% |
| Other amounts receivable | 41 | €440,860 | €508,373 | +€67,513 | +15.3% |
| Cash at bank and in hand | 54/58 | €137 | €86 | -€51 | -37.2% |
| Total equity and liabilities | 10/49 | €700,725 | €782,214 | +€81,489 | +11.6% |
| Equity | 10/15 | €169,085 | €229,907 | +€60,822 | +36.0% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Profit (loss) carried forward | 14 | €150,535 | €211,357 | +€60,822 | +40.4% |
| Amounts payable | 17/49 | €531,640 | €552,307 | +€20,667 | +3.9% |
| Amounts payable within one year | 42/48 | €531,640 | €552,307 | +€20,667 | +3.9% |
| Current portion of amounts payable after more than one year | 42 | €134,236 | €134,236 | = | 0.0% |
| Financial debts | 43 | €11,568 | €14,996 | +€3,428 | +29.6% |
| Credit institutions | 430/8 | €11,568 | €14,996 | +€3,428 | +29.6% |
| Trade debts | 44 | €10,924 | €61,978 | +€51,054 | +467% |
| Suppliers | 440/4 | €10,924 | €61,978 | +€51,054 | +467% |
| Advances received on contracts in progress | 46 | €304,498 | €268,518 | -€35,980 | -11.8% |
| Taxes, remuneration and social security | 45 | €70,020 | €72,185 | +€2,165 | +3.1% |
| Taxes | 450/3 | €70,020 | €72,185 | +€2,165 | +3.1% |
| Other amounts payable | 47/48 | €394 | €394 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €811 | +€811 | |
| Other operating charges | 640/8 | €1,220 | €2,819 | +€1,599 | +131% |
| Gross operating margin | 9900 | €127,947 | €96,928 | -€31,019 | -24.2% |
| Operating profit (loss) | 9901 | €126,727 | €93,298 | -€33,429 | -26.4% |
| Financial income | 75/76B | - | €9 | +€9 | |
| Recurring financial income | 75 | - | €9 | +€9 | |
| Financial charges | 65/66B | €5,003 | €6,332 | +€1,329 | +26.6% |
| Recurring financial charges | 65 | €5,003 | €6,332 | +€1,329 | +26.6% |
| Profit (loss) for the period before taxes | 9903 | €121,724 | €86,975 | -€34,749 | -28.5% |
| Income taxes | 67/77 | €33,955 | €26,153 | -€7,802 | -23.0% |
| Profit (loss) for the period | 9904 | €87,769 | €60,822 | -€26,947 | -30.7% |
| Profit (loss) for the period to be appropriated | 9905 | €87,769 | €60,822 | -€26,947 | -30.7% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.