RVB Consultants: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RVB Consultants
Largest movements
- Current investments -€100,000
no longer reported in 2025 (was €100,000)
- Cash -€59,291
down €59,291 (-34.1%), from €173,732 to €114,441
mainly Contributions, distributions and other (-€166,516) and Investment in fixed assets (net) (-€98,283)
- Tangible fixed assets +€32,627
up €32,627 (+8.7%), from €373,827 to €406,454
of which Furniture and vehicles: +€62,626
- Receivables within one year +€17,288
up €17,288 (+30.3%), from €57,097 to €74,386
of which Trade receivables: +€10,215
- Reserves -€118,102
down €118,102 (-19.5%), from €604,486 to €486,384
of which Distributable reserves: -€118,102
- Trade debts +€28,047
up €28,047 (+482%), from €5,821 to €33,869
- Tax, wage and social debts -€11,773
down €11,773 (-49.6%), from €23,736 to €11,962
- Other debts -€7,548
down €7,548 (-36.8%), from €20,537 to €12,988
- Gross operating margin -€24,710
down €24,710 (-15.3%), from €161,665 to €136,954
- Taxes -€7,342
down €7,342 (-27.8%), from €26,389 to €19,047
- Depreciation +€4,569
up €4,569 (+7.5%), from €61,087 to €65,656
- Financial income +€3,735
up €3,735 (+1,494,004%), from €0 to €3,735
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €704,957 | €595,581 | -€109,376 | -15.5% |
| Fixed assets | 21/28 | €374,127 | €406,754 | +€32,627 | +8.7% |
| Tangible fixed assets | 22/27 | €373,827 | €406,454 | +€32,627 | +8.7% |
| Land and buildings | 22 | €307,697 | €278,153 | -€29,544 | -9.6% |
| Plant, machinery and equipment | 23 | €456 | - | -€456 | |
| Furniture and vehicles | 24 | €65,675 | €128,301 | +€62,626 | +95.4% |
| Financial fixed assets | 28 | €300 | €300 | = | 0.0% |
| Current assets | 29/58 | €330,830 | €188,827 | -€142,003 | -42.9% |
| Amounts receivable within one year | 40/41 | €57,097 | €74,386 | +€17,288 | +30.3% |
| Trade receivables | 40 | €37,147 | €47,362 | +€10,215 | +27.5% |
| Other amounts receivable | 41 | €19,950 | €27,023 | +€7,073 | +35.5% |
| Current investments | 50/53 | €100,000 | - | -€100,000 | |
| Cash at bank and in hand | 54/58 | €173,732 | €114,441 | -€59,291 | -34.1% |
| Total equity and liabilities | 10/49 | €704,957 | €595,581 | -€109,376 | -15.5% |
| Equity | 10/15 | €654,863 | €536,761 | -€118,102 | -18.0% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €604,486 | €486,384 | -€118,102 | -19.5% |
| Tax-exempt reserves | 132 | €10,306 | €10,306 | = | 0.0% |
| Distributable reserves | 133 | €594,180 | €476,078 | -€118,102 | -19.9% |
| Profit (loss) carried forward | 14 | €49,377 | €49,377 | = | 0.0% |
| Amounts payable | 17/49 | €50,093 | €58,819 | +€8,726 | +17.4% |
| Amounts payable within one year | 42/48 | €50,093 | €58,819 | +€8,726 | +17.4% |
| Trade debts | 44 | €5,821 | €33,869 | +€28,047 | +482% |
| Suppliers | 440/4 | €5,821 | €33,869 | +€28,047 | +482% |
| Taxes, remuneration and social security | 45 | €23,736 | €11,962 | -€11,773 | -49.6% |
| Taxes | 450/3 | €23,736 | €11,962 | -€11,773 | -49.6% |
| Other amounts payable | 47/48 | €20,537 | €12,988 | -€7,548 | -36.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €61,087 | €65,656 | +€4,569 | +7.5% |
| Other operating charges | 640/8 | €7,090 | €7,310 | +€220 | +3.1% |
| Gross operating margin | 9900 | €161,665 | €136,954 | -€24,710 | -15.3% |
| Operating profit (loss) | 9901 | €93,488 | €63,988 | -€29,499 | -31.6% |
| Financial income | 75/76B | €0 | €3,735 | +€3,735 | +1,494,004% |
| Recurring financial income | 75 | €0 | €3,735 | +€3,735 | +1,494,004% |
| Financial charges | 65/66B | €357 | €262 | -€95 | -26.6% |
| Recurring financial charges | 65 | €357 | €262 | -€95 | -26.6% |
| Profit (loss) for the period before taxes | 9903 | €93,130 | €67,462 | -€25,669 | -27.6% |
| Income taxes | 67/77 | €26,389 | €19,047 | -€7,342 | -27.8% |
| Profit (loss) for the period | 9904 | €66,742 | €48,414 | -€18,327 | -27.5% |
| Profit (loss) for the period to be appropriated | 9905 | €66,742 | €48,414 | -€18,327 | -27.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.