Ruysen Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ruysen Consult
Largest movements
- Receivables within one year -€7,704
down €7,704 (-68.0%), from €11,337 to €3,633
of which Trade receivables: -€7,707
- Cash -€2,051
down €2,051 (-2.8%), from €72,518 to €70,467
mainly Contributions, distributions and other (-€109,500) and Trade debts (-€1,017)
- Profit (loss) carried forward -€56,034
down €56,034 (-83.7%), from €66,956 to €10,922
- Other debts +€46,072
up €46,072 (+4,308%), from €1,069 to €47,141
- Trade debts -€1,017
down €1,017 (-41.8%), from €2,432 to €1,415
- Gross operating margin -€16,642
down €16,642 (-18.7%), from €89,148 to €72,505
- Taxes -€2,375
down €2,375 (-12.7%), from €18,746 to €16,371
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €90,617 | €79,749 | -€10,868 | -12.0% |
| Fixed assets | 21/28 | €3,465 | €2,971 | -€494 | -14.3% |
| Tangible fixed assets | 22/27 | €3,465 | €2,971 | -€494 | -14.3% |
| Furniture and vehicles | 24 | €123 | €0 | -€123 | -100% |
| Other tangible fixed assets | 26 | €3,342 | €2,971 | -€371 | -11.1% |
| Current assets | 29/58 | €87,152 | €76,778 | -€10,374 | -11.9% |
| Amounts receivable within one year | 40/41 | €11,337 | €3,633 | -€7,704 | -68.0% |
| Trade receivables | 40 | €11,337 | €3,630 | -€7,707 | -68.0% |
| Other amounts receivable | 41 | - | €3 | +€3 | |
| Cash at bank and in hand | 54/58 | €72,518 | €70,467 | -€2,051 | -2.8% |
| Deferred charges and accrued income | 490/1 | €3,297 | €2,678 | -€619 | -18.8% |
| Total equity and liabilities | 10/49 | €90,617 | €79,749 | -€10,868 | -12.0% |
| Equity | 10/15 | €69,956 | €13,922 | -€56,034 | -80.1% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €66,956 | €10,922 | -€56,034 | -83.7% |
| Amounts payable | 17/49 | €20,661 | €65,827 | +€45,167 | +219% |
| Amounts payable within one year | 42/48 | €20,661 | €65,827 | +€45,167 | +219% |
| Current portion of amounts payable after more than one year | 42 | €5,074 | €5,059 | -€15 | -0.3% |
| Trade debts | 44 | €2,432 | €1,415 | -€1,017 | -41.8% |
| Suppliers | 440/4 | €2,432 | €1,415 | -€1,017 | -41.8% |
| Taxes, remuneration and social security | 45 | €12,085 | €12,212 | +€126 | +1.0% |
| Taxes | 450/3 | €12,085 | €12,212 | +€126 | +1.0% |
| Other amounts payable | 47/48 | €1,069 | €47,141 | +€46,072 | +4,308% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €998 | €494 | -€505 | -50.5% |
| Other operating charges | 640/8 | €1,192 | €1,313 | +€121 | +10.2% |
| Gross operating margin | 9900 | €89,148 | €72,505 | -€16,642 | -18.7% |
| Operating profit (loss) | 9901 | €86,958 | €70,699 | -€16,259 | -18.7% |
| Financial income | 75/76B | €671 | €697 | +€25 | +3.8% |
| Recurring financial income | 75 | €671 | €697 | +€25 | +3.8% |
| Financial charges | 65/66B | €1,724 | €1,558 | -€166 | -9.6% |
| Recurring financial charges | 65 | €1,724 | €1,558 | -€166 | -9.6% |
| Profit (loss) for the period before taxes | 9903 | €85,905 | €69,837 | -€16,067 | -18.7% |
| Income taxes | 67/77 | €18,746 | €16,371 | -€2,375 | -12.7% |
| Profit (loss) for the period | 9904 | €67,158 | €53,466 | -€13,692 | -20.4% |
| Profit (loss) for the period to be appropriated | 9905 | €67,158 | €53,466 | -€13,692 | -20.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.