RUTIMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RUTIMMO
Largest movements
- Tangible fixed assets -€17,189
down €17,189 (-8.0%), from €215,642 to €198,453
- Cash -€6,309
down €6,309 (-25.8%), from €24,463 to €18,154
mainly Debts after one year (-€17,152) and Contributions, distributions and other (-€14,000)
- Debts after one year -€17,152
down €17,152 (-13.9%), from €123,169 to €106,017
- Reserves -€4,500
down €4,500 (-14.6%), from €30,867 to €26,367
- Other debts -€3,732
down €3,732 (-10.4%), from €35,889 to €32,158
- Gross operating margin +€2,744
up €2,744 (+7.0%), from €39,088 to €41,833
- Financial charges -€2,346
down €2,346 (-29.0%), from €8,086 to €5,740
- Taxes +€2,115
up €2,115 (+85.5%), from €2,474 to €4,589
- Depreciation -€541
down €541 (-3.1%), from €17,730 to €17,189
- Other operating charges +€516
up €516 (+12.7%), from €4,078 to €4,594
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €241,504 | €218,022 | -€23,482 | -9.7% |
| Fixed assets | 21/28 | €215,952 | €198,763 | -€17,189 | -8.0% |
| Tangible fixed assets | 22/27 | €215,642 | €198,453 | -€17,189 | -8.0% |
| Land and buildings | 22 | €215,642 | €198,453 | -€17,189 | -8.0% |
| Financial fixed assets | 28 | €310 | €310 | = | 0.0% |
| Current assets | 29/58 | €25,552 | €19,259 | -€6,294 | -24.6% |
| Amounts receivable within one year | 40/41 | €0 | - | = | |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €24,463 | €18,154 | -€6,309 | -25.8% |
| Deferred charges and accrued income | 490/1 | €1,090 | €1,105 | +€15 | +1.4% |
| Total equity and liabilities | 10/49 | €241,504 | €218,022 | -€23,482 | -9.7% |
| Equity | 10/15 | €62,631 | €58,351 | -€4,280 | -6.8% |
| Contributions | 10/11 | €18,979 | €18,979 | = | 0.0% |
| Reserves | 13 | €30,867 | €26,367 | -€4,500 | -14.6% |
| Distributable reserves | 133 | €30,867 | €26,367 | -€4,500 | -14.6% |
| Profit (loss) carried forward | 14 | €12,785 | €13,005 | +€220 | +1.7% |
| Amounts payable | 17/49 | €178,873 | €159,670 | -€19,203 | -10.7% |
| Amounts payable after more than one year | 17 | €123,169 | €106,017 | -€17,152 | -13.9% |
| Financial debts | 170/4 | €123,169 | €106,017 | -€17,152 | -13.9% |
| Amounts payable within one year | 42/48 | €53,605 | €52,536 | -€1,069 | -2.0% |
| Current portion of amounts payable after more than one year | 42 | €16,622 | €17,152 | +€530 | +3.2% |
| Trade debts | 44 | €0 | - | = | |
| Suppliers | 440/4 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €1,093 | €3,227 | +€2,133 | +195.1% |
| Taxes | 450/3 | €1,093 | €3,227 | +€2,133 | +195.1% |
| Other amounts payable | 47/48 | €35,889 | €32,158 | -€3,732 | -10.4% |
| Accrued charges and deferred income | 492/3 | €2,099 | €1,117 | -€982 | -46.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,730 | €17,189 | -€541 | -3.1% |
| Other operating charges | 640/8 | €4,078 | €4,594 | +€516 | +12.7% |
| Gross operating margin | 9900 | €39,088 | €41,833 | +€2,744 | +7.0% |
| Operating profit (loss) | 9901 | €17,280 | €20,049 | +€2,770 | +16.0% |
| Financial charges | 65/66B | €8,086 | €5,740 | -€2,346 | -29.0% |
| Recurring financial charges | 65 | €8,086 | €5,740 | -€2,346 | -29.0% |
| Profit (loss) for the period before taxes | 9903 | €9,193 | €14,309 | +€5,116 | +55.6% |
| Income taxes | 67/77 | €2,474 | €4,589 | +€2,115 | +85.5% |
| Profit (loss) for the period | 9904 | €6,719 | €9,720 | +€3,001 | +44.7% |
| Profit (loss) for the period to be appropriated | 9905 | €6,719 | €9,720 | +€3,001 | +44.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.