RUMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RUMO
Largest movements
- Tangible fixed assets -€60,090
down €60,090 (-5.0%), from €1.2m to €1.1m
of which Land and buildings: -€57,495
- Cash +€15,402
up €15,402 (+52.8%), from €29,172 to €44,574
mainly Depreciation (+€60,090) and Net result for the year (+€24,171)
- Debts after one year -€93,460
down €93,460 (-8.2%), from €1.1m to €1.0m
- Profit (loss) carried forward +€24,171
up €24,171 (+21.8%), from -€110,697 to -€86,526
- Other debts +€17,363
up €17,363 (+64.1%), from €27,105 to €44,468
- Gross operating margin +€14,184
up €14,184 (+13.1%), from €108,249 to €122,433
- Financial charges -€2,134
down €2,134 (-6.6%), from €32,211 to €30,076
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,248,011 | €1,195,239 | -€52,772 | -4.2% |
| Fixed assets | 21/28 | €1,200,078 | €1,139,988 | -€60,090 | -5.0% |
| Tangible fixed assets | 22/27 | €1,200,078 | €1,139,988 | -€60,090 | -5.0% |
| Land and buildings | 22 | €1,177,614 | €1,120,119 | -€57,495 | -4.9% |
| Plant, machinery and equipment | 23 | €22,464 | €19,869 | -€2,595 | -11.6% |
| Current assets | 29/58 | €47,932 | €55,250 | +€7,318 | +15.3% |
| Amounts receivable within one year | 40/41 | €18,000 | €10,000 | -€8,000 | -44.4% |
| Other amounts receivable | 41 | €18,000 | €10,000 | -€8,000 | -44.4% |
| Cash at bank and in hand | 54/58 | €29,172 | €44,574 | +€15,402 | +52.8% |
| Deferred charges and accrued income | 490/1 | €761 | €677 | -€84 | -11.0% |
| Total equity and liabilities | 10/49 | €1,248,011 | €1,195,239 | -€52,772 | -4.2% |
| Equity | 10/15 | €13,743 | €37,914 | +€24,171 | +175.9% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Revaluation surpluses | 12 | €26,512 | €26,512 | = | 0.0% |
| Reserves | 13 | €79,336 | €79,336 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Distributable reserves | 133 | €77,476 | €77,476 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€110,697 | -€86,526 | +€24,171 | +21.8% |
| Amounts payable | 17/49 | €1,234,268 | €1,157,324 | -€76,943 | -6.2% |
| Amounts payable after more than one year | 17 | €1,135,832 | €1,042,372 | -€93,460 | -8.2% |
| Financial debts | 170/4 | €1,135,832 | €1,042,372 | -€93,460 | -8.2% |
| Amounts payable within one year | 42/48 | €97,280 | €114,952 | +€17,672 | +18.2% |
| Current portion of amounts payable after more than one year | 42 | €67,698 | €70,356 | +€2,659 | +3.9% |
| Trade debts | 44 | €2,478 | €128 | -€2,350 | -94.8% |
| Suppliers | 440/4 | €2,478 | €128 | -€2,350 | -94.8% |
| Other amounts payable | 47/48 | €27,105 | €44,468 | +€17,363 | +64.1% |
| Accrued charges and deferred income | 492/3 | €1,155 | - | -€1,155 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €60,090 | €60,090 | = | 0.0% |
| Other operating charges | 640/8 | €7,022 | €8,096 | +€1,074 | +15.3% |
| Gross operating margin | 9900 | €108,249 | €122,433 | +€14,184 | +13.1% |
| Operating profit (loss) | 9901 | €41,138 | €54,248 | +€13,110 | +31.9% |
| Financial charges | 65/66B | €32,211 | €30,076 | -€2,134 | -6.6% |
| Recurring financial charges | 65 | €32,211 | €30,076 | -€2,134 | -6.6% |
| Profit (loss) for the period before taxes | 9903 | €8,927 | €24,171 | +€15,244 | +170.8% |
| Profit (loss) for the period | 9904 | €8,927 | €24,171 | +€15,244 | +170.8% |
| Profit (loss) for the period to be appropriated | 9905 | €8,927 | €24,171 | +€15,244 | +170.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.