Rumi: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Rumi
Largest movements
- Tangible fixed assets -€7,821
down €7,821 (-89.7%), from €8,715 to €894
of which Furniture and vehicles: -€4,532
- Cash +€7,723
up €7,723 (+57.5%), from €13,441 to €21,165
mainly Depreciation (+€4,768) and Investment in fixed assets (net) (+€3,053)
- Receivables within one year +€5,005
up €5,005 (+47.8%), from €10,473 to €15,478
of which Other amounts receivable: +€2,504
- Deferred charges and accrued income -€2,161
down €2,161 (-66.1%), from €3,268 to €1,107
- Reserves +€2,684
up €2,684 (+12.6%), from €21,360 to €24,044
- Tax, wage and social debts +€1,315
up €1,315 (+262%), from €503 to €1,818
- Other debts -€886
down €886 (-100%), from €886 to €0
- Gross operating margin -€5,134
down €5,134 (-29.3%), from €17,510 to €12,375
- Taxes -€1,632
down €1,632 (-36.4%), from €4,487 to €2,854
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €35,897 | €38,644 | +€2,746 | +7.7% |
| Fixed assets | 21/28 | €8,715 | €894 | -€7,821 | -89.7% |
| Tangible fixed assets | 22/27 | €8,715 | €894 | -€7,821 | -89.7% |
| Plant, machinery and equipment | 23 | - | €894 | +€894 | |
| Furniture and vehicles | 24 | €4,532 | €0 | -€4,532 | -100% |
| Leasing and similar rights | 25 | €0 | - | = | |
| Other tangible fixed assets | 26 | €4,183 | €0 | -€4,183 | -100% |
| Current assets | 29/58 | €27,182 | €37,749 | +€10,567 | +38.9% |
| Amounts receivable within one year | 40/41 | €10,473 | €15,478 | +€5,005 | +47.8% |
| Trade receivables | 40 | €10,442 | €12,943 | +€2,501 | +24.0% |
| Other amounts receivable | 41 | €31 | €2,534 | +€2,504 | +8,150% |
| Cash at bank and in hand | 54/58 | €13,441 | €21,165 | +€7,723 | +57.5% |
| Deferred charges and accrued income | 490/1 | €3,268 | €1,107 | -€2,161 | -66.1% |
| Total equity and liabilities | 10/49 | €35,897 | €38,644 | +€2,746 | +7.7% |
| Equity | 10/15 | €33,760 | €36,444 | +€2,684 | +7.9% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €21,360 | €24,044 | +€2,684 | +12.6% |
| Distributable reserves | 133 | €21,360 | €24,044 | +€2,684 | +12.6% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €2,137 | €2,200 | +€63 | +2.9% |
| Amounts payable within one year | 42/48 | €2,137 | €2,200 | +€63 | +2.9% |
| Current portion of amounts payable after more than one year | 42 | €0 | - | = | |
| Trade debts | 44 | €748 | €382 | -€366 | -49.0% |
| Suppliers | 440/4 | €748 | €382 | -€366 | -49.0% |
| Taxes, remuneration and social security | 45 | €503 | €1,818 | +€1,315 | +262% |
| Taxes | 450/3 | €503 | €1,818 | +€1,315 | +262% |
| Other amounts payable | 47/48 | €886 | €0 | -€886 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,660 | €4,768 | +€108 | +2.3% |
| Other operating charges | 640/8 | €934 | €842 | -€92 | -9.8% |
| Non-recurring operating charges | 66A | - | €1,183 | +€1,183 | |
| Gross operating margin | 9900 | €17,510 | €12,375 | -€5,134 | -29.3% |
| Operating profit (loss) | 9901 | €11,916 | €5,582 | -€6,334 | -53.2% |
| Financial income | 75/76B | €46 | €14 | -€32 | -69.1% |
| Recurring financial income | 75 | €46 | €14 | -€32 | -69.1% |
| Financial charges | 65/66B | €89 | €59 | -€30 | -33.4% |
| Recurring financial charges | 65 | €89 | €59 | -€30 | -33.4% |
| Profit (loss) for the period before taxes | 9903 | €11,874 | €5,538 | -€6,336 | -53.4% |
| Income taxes | 67/77 | €4,487 | €2,854 | -€1,632 | -36.4% |
| Profit (loss) for the period | 9904 | €7,387 | €2,684 | -€4,704 | -63.7% |
| Profit (loss) for the period to be appropriated | 9905 | €7,387 | €2,684 | -€4,704 | -63.7% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.