Rumbiz: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Rumbiz
Largest movements
- Receivables within one year -€25,637
down €25,637 (-11.5%), from €222,526 to €196,889
of which Trade receivables: -€25,637
- Tangible fixed assets +€6,625
up €6,625 (+61.9%), from €10,709 to €17,334
of which Plant, machinery and equipment: +€7,198
- Cash -€6,444
down €6,444 (-4.6%), from €139,710 to €133,267
mainly Contributions, distributions and other (-€62,037) and Trade debts (-€38,402)
- Trade debts -€38,402
down €38,402 (-24.9%), from €154,168 to €115,766
- Other debts +€25,101
up €25,101 (+68.0%), from €36,936 to €62,037
- Reserves -€19,472
down €19,472 (-86.2%), from €22,597 to €3,125
- Tax, wage and social debts +€4,671
up €4,671 (+3.5%), from €134,722 to €139,392
of which Remuneration and social security: +€19,705
- Gross operating margin +€162,871
up €162,871 (+21.0%), from €775,974 to €938,846
- Staff costs +€145,828
up €145,828 (+21.1%), from €692,502 to €838,330
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €390,747 | €362,646 | -€28,102 | -7.2% |
| Fixed assets | 21/28 | €11,036 | €17,661 | +€6,625 | +60.0% |
| Tangible fixed assets | 22/27 | €10,709 | €17,334 | +€6,625 | +61.9% |
| Plant, machinery and equipment | 23 | €5,909 | €13,107 | +€7,198 | +122% |
| Furniture and vehicles | 24 | €4,800 | €4,226 | -€573 | -11.9% |
| Financial fixed assets | 28 | €327 | €327 | = | 0.0% |
| Current assets | 29/58 | €379,711 | €344,985 | -€34,726 | -9.1% |
| Amounts receivable within one year | 40/41 | €222,526 | €196,889 | -€25,637 | -11.5% |
| Trade receivables | 40 | €221,908 | €196,271 | -€25,637 | -11.6% |
| Other amounts receivable | 41 | €618 | €618 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €139,710 | €133,267 | -€6,444 | -4.6% |
| Deferred charges and accrued income | 490/1 | €17,475 | €14,829 | -€2,646 | -15.1% |
| Total equity and liabilities | 10/49 | €390,747 | €362,646 | -€28,102 | -7.2% |
| Equity | 10/15 | €64,922 | €45,450 | -€19,472 | -30.0% |
| Contributions | 10/11 | €42,000 | €42,000 | = | 0.0% |
| Reserves | 13 | €22,597 | €3,125 | -€19,472 | -86.2% |
| Distributable reserves | 133 | €22,597 | €3,125 | -€19,472 | -86.2% |
| Profit (loss) carried forward | 14 | €325 | €325 | = | 0.0% |
| Amounts payable | 17/49 | €325,826 | €317,196 | -€8,630 | -2.6% |
| Amounts payable within one year | 42/48 | €325,826 | €317,196 | -€8,630 | -2.6% |
| Trade debts | 44 | €154,168 | €115,766 | -€38,402 | -24.9% |
| Suppliers | 440/4 | €154,168 | €115,766 | -€38,402 | -24.9% |
| Taxes, remuneration and social security | 45 | €134,722 | €139,392 | +€4,671 | +3.5% |
| Taxes | 450/3 | €41,343 | €26,309 | -€15,034 | -36.4% |
| Remuneration and social security | 454/9 | €93,378 | €113,084 | +€19,705 | +21.1% |
| Other amounts payable | 47/48 | €36,936 | €62,037 | +€25,101 | +68.0% |
| Remuneration, social security and pensions | 62 | €692,502 | €838,330 | +€145,828 | +21.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,384 | €5,456 | +€3,072 | +129% |
| Other operating charges | 640/8 | €513 | €528 | +€14 | +2.8% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €775,974 | €938,846 | +€162,871 | +21.0% |
| Operating profit (loss) | 9901 | €80,575 | €94,532 | +€13,957 | +17.3% |
| Financial income | 75/76B | €393 | €12 | -€381 | -96.9% |
| Recurring financial income | 75 | €393 | €12 | -€381 | -96.9% |
| Financial charges | 65/66B | €14,218 | €21,863 | +€7,645 | +53.8% |
| Recurring financial charges | 65 | €14,218 | €21,863 | +€7,645 | +53.8% |
| Profit (loss) for the period before taxes | 9903 | €66,751 | €72,681 | +€5,931 | +8.9% |
| Income taxes | 67/77 | €29,382 | €30,116 | +€734 | +2.5% |
| Profit (loss) for the period | 9904 | €37,368 | €42,565 | +€5,197 | +13.9% |
| Profit (loss) for the period to be appropriated | 9905 | €37,368 | €42,565 | +€5,197 | +13.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.