RUMAH: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RUMAH
Largest movements
- Cash -€54,336
down €54,336 (-9.2%), from €589,634 to €535,298
mainly Other debts (-€135,926) and Tax, wage and social debts (-€7,591)
- Tangible fixed assets -€9,991
down €9,991 (-50.9%), from €19,622 to €9,631
of which Furniture and vehicles: -€8,703
- Receivables within one year -€7,123
down €7,123 (-32.9%), from €21,643 to €14,520
of which Trade receivables: -€4,576
- Other debts -€135,926
down €135,926 (-97.7%), from €139,132 to €3,206
- Reserves +€72,258
up €72,258 (+16.7%), from €432,134 to €504,392
of which Distributable reserves: +€72,258
- Tax, wage and social debts -€7,591
down €7,591 (-56.4%), from €13,465 to €5,874
- Gross operating margin +€22,752
up €22,752 (+25.1%), from €90,551 to €113,303
- Taxes +€6,290
up €6,290 (+28.0%), from €22,427 to €28,717
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €637,758 | €566,079 | -€71,679 | -11.2% |
| Fixed assets | 21/28 | €19,622 | €9,631 | -€9,991 | -50.9% |
| Tangible fixed assets | 22/27 | €19,622 | €9,631 | -€9,991 | -50.9% |
| Land and buildings | 22 | €446 | €357 | -€89 | -20.0% |
| Plant, machinery and equipment | 23 | €5,725 | €4,526 | -€1,199 | -20.9% |
| Furniture and vehicles | 24 | €13,451 | €4,748 | -€8,703 | -64.7% |
| Current assets | 29/58 | €618,136 | €556,448 | -€61,688 | -10.0% |
| Amounts receivable within one year | 40/41 | €21,643 | €14,520 | -€7,123 | -32.9% |
| Trade receivables | 40 | €19,096 | €14,520 | -€4,576 | -24.0% |
| Other amounts receivable | 41 | €2,547 | €0 | -€2,547 | -100.0% |
| Current investments | 50/53 | €6,083 | €5,294 | -€789 | -13.0% |
| Cash at bank and in hand | 54/58 | €589,634 | €535,298 | -€54,336 | -9.2% |
| Deferred charges and accrued income | 490/1 | €776 | €1,336 | +€560 | +72.2% |
| Total equity and liabilities | 10/49 | €637,758 | €566,079 | -€71,679 | -11.2% |
| Equity | 10/15 | €484,548 | €556,806 | +€72,258 | +14.9% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €432,134 | €504,392 | +€72,258 | +16.7% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Distributable reserves | 133 | €430,275 | €502,533 | +€72,258 | +16.8% |
| Profit (loss) carried forward | 14 | €33,822 | €33,822 | = | 0.0% |
| Amounts payable | 17/49 | €153,210 | €9,273 | -€143,937 | -93.9% |
| Amounts payable within one year | 42/48 | €153,210 | €9,273 | -€143,937 | -93.9% |
| Trade debts | 44 | €613 | €193 | -€420 | -68.5% |
| Suppliers | 440/4 | €613 | €193 | -€420 | -68.5% |
| Taxes, remuneration and social security | 45 | €13,465 | €5,874 | -€7,591 | -56.4% |
| Taxes | 450/3 | €13,465 | €5,874 | -€7,591 | -56.4% |
| Other amounts payable | 47/48 | €139,132 | €3,206 | -€135,926 | -97.7% |
| Non-recurring operating income | 76A | €648 | - | -€648 | |
| Remuneration, social security and pensions | 62 | €2,584 | €2,601 | +€17 | +0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,625 | €9,991 | +€366 | +3.8% |
| Other operating charges | 640/8 | €367 | €506 | +€139 | +37.9% |
| Gross operating margin | 9900 | €90,551 | €113,303 | +€22,752 | +25.1% |
| Operating profit (loss) | 9901 | €77,975 | €100,205 | +€22,230 | +28.5% |
| Financial income | 75/76B | €1,048 | €1,093 | +€45 | +4.3% |
| Recurring financial income | 75 | €656 | €1,093 | +€437 | +66.6% |
| Non-recurring financial income | 76B | €392 | - | -€392 | |
| Financial charges | 65/66B | €205 | €323 | +€118 | +57.6% |
| Recurring financial charges | 65 | €205 | €323 | +€118 | +57.6% |
| Profit (loss) for the period before taxes | 9903 | €78,818 | €100,975 | +€22,157 | +28.1% |
| Income taxes | 67/77 | €22,427 | €28,717 | +€6,290 | +28.0% |
| Profit (loss) for the period | 9904 | €56,391 | €72,258 | +€15,867 | +28.1% |
| Profit (loss) for the period to be appropriated | 9905 | €56,391 | €72,258 | +€15,867 | +28.1% |
Source: filed annual accounts (NBB), financial years ended 31 January 2025 and 31 January 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.