RUMADI: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RUMADI
Largest movements
- Receivables within one year +€13,610
up €13,610 (+244.1%), from €5,575 to €19,184
of which Other amounts receivable: +€11,110
- Tangible fixed assets -€10,704
down €10,704 (-7.7%), from €139,880 to €129,176
of which Land and buildings: -€10,312
- Profit (loss) carried forward +€9,239
up €9,239 (+9.2%), from -€100,233 to -€90,993
- Other debts -€7,029
down €7,029 (-35.1%), from €20,003 to €12,974
- Gross operating margin +€610
up €610 (+2.5%), from €24,210 to €24,820
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €165,910 | €169,070 | +€3,160 | +1.9% |
| Fixed assets | 21/28 | €139,880 | €129,176 | -€10,704 | -7.7% |
| Tangible fixed assets | 22/27 | €139,880 | €129,176 | -€10,704 | -7.7% |
| Land and buildings | 22 | €138,702 | €128,391 | -€10,312 | -7.4% |
| Plant, machinery and equipment | 23 | €1,178 | €785 | -€393 | -33.3% |
| Current assets | 29/58 | €26,030 | €39,894 | +€13,864 | +53.3% |
| Amounts receivable within one year | 40/41 | €5,575 | €19,184 | +€13,610 | +244.1% |
| Trade receivables | 40 | - | €2,500 | +€2,500 | |
| Other amounts receivable | 41 | €5,575 | €16,684 | +€11,110 | +199.3% |
| Cash at bank and in hand | 54/58 | €20,455 | €20,709 | +€254 | +1.2% |
| Total equity and liabilities | 10/49 | €165,910 | €169,070 | +€3,160 | +1.9% |
| Equity | 10/15 | €140,313 | €149,553 | +€9,239 | +6.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Outside capital | 11 | €18,600 | - | -€18,600 | |
| Other | 1109/19 | €18,600 | - | -€18,600 | |
| Reserves | 13 | €221,946 | €221,946 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €220,086 | €220,086 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€100,233 | -€90,993 | +€9,239 | +9.2% |
| Amounts payable | 17/49 | €25,597 | €19,517 | -€6,080 | -23.8% |
| Amounts payable after more than one year | 17 | €5,520 | €5,520 | = | 0.0% |
| Other amounts payable | 178/9 | €5,520 | €5,520 | = | 0.0% |
| Amounts payable within one year | 42/48 | €20,077 | €12,974 | -€7,103 | -35.4% |
| Trade debts | 44 | €70 | €0 | -€70 | -100.0% |
| Suppliers | 440/4 | €70 | €0 | -€70 | -100.0% |
| Taxes, remuneration and social security | 45 | €4 | €0 | -€4 | -100.0% |
| Taxes | 450/3 | €4 | €0 | -€4 | -100.0% |
| Other amounts payable | 47/48 | €20,003 | €12,974 | -€7,029 | -35.1% |
| Accrued charges and deferred income | 492/3 | - | €1,023 | +€1,023 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,704 | €10,704 | = | 0.0% |
| Other operating charges | 640/8 | €4,826 | €4,748 | -€79 | -1.6% |
| Gross operating margin | 9900 | €24,210 | €24,820 | +€610 | +2.5% |
| Operating profit (loss) | 9901 | €8,679 | €9,368 | +€689 | +7.9% |
| Financial charges | 65/66B | €87 | €129 | +€42 | +47.8% |
| Recurring financial charges | 65 | €87 | €129 | +€42 | +47.8% |
| Profit (loss) for the period before taxes | 9903 | €8,592 | €9,239 | +€647 | +7.5% |
| Profit (loss) for the period | 9904 | €8,592 | €9,239 | +€647 | +7.5% |
| Profit (loss) for the period to be appropriated | 9905 | €8,592 | €9,239 | +€647 | +7.5% |
Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.