RUMAB: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RUMAB
Largest movements
- Cash -€221,176
down €221,176 (-78.0%), from €283,675 to €62,499
mainly Contributions, distributions and other (-€346,172) and Current investments (-€199,000)
- Current investments +€199,000
up €199,000 (+473.8%), from €42,000 to €241,000
- Tangible fixed assets -€10,500
down €10,500 (-28.3%), from €37,167 to €26,667
- Reserves -€72,154
down €72,154 (-20.8%), from €346,172 to €274,018
- Tax, wage and social debts +€38,673
up €38,673 (+962.3%), from €4,019 to €42,692
- Gross operating margin +€128,481
up €128,481 (+52.5%), from €244,582 to €373,063
- Taxes +€35,090
up €35,090 (+64.7%), from €54,210 to €89,300
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €362,842 | €330,166 | -€32,676 | -9.0% |
| Fixed assets | 21/28 | €37,167 | €26,667 | -€10,500 | -28.3% |
| Tangible fixed assets | 22/27 | €37,167 | €26,667 | -€10,500 | -28.3% |
| Furniture and vehicles | 24 | €37,167 | €26,667 | -€10,500 | -28.3% |
| Current assets | 29/58 | €325,675 | €303,499 | -€22,176 | -6.8% |
| Current investments | 50/53 | €42,000 | €241,000 | +€199,000 | +473.8% |
| Cash at bank and in hand | 54/58 | €283,675 | €62,499 | -€221,176 | -78.0% |
| Total equity and liabilities | 10/49 | €362,842 | €330,166 | -€32,676 | -9.0% |
| Equity | 10/15 | €351,172 | €279,018 | -€72,154 | -20.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €346,172 | €274,018 | -€72,154 | -20.8% |
| Distributable reserves | 133 | €346,172 | €274,018 | -€72,154 | -20.8% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €11,670 | €51,148 | +€39,478 | +338.3% |
| Amounts payable within one year | 42/48 | €11,670 | €51,148 | +€39,478 | +338.3% |
| Trade debts | 44 | €821 | €375 | -€446 | -54.3% |
| Suppliers | 440/4 | €821 | €375 | -€446 | -54.3% |
| Taxes, remuneration and social security | 45 | €4,019 | €42,692 | +€38,673 | +962.3% |
| Taxes | 450/3 | €4,019 | €42,692 | +€38,673 | +962.3% |
| Other amounts payable | 47/48 | €6,830 | €8,081 | +€1,250 | +18.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,500 | €10,500 | = | 0.0% |
| Other operating charges | 640/8 | €1,191 | €1,199 | +€9 | +0.7% |
| Gross operating margin | 9900 | €244,582 | €373,063 | +€128,481 | +52.5% |
| Operating profit (loss) | 9901 | €232,892 | €361,364 | +€128,473 | +55.2% |
| Financial income | 75/76B | €638 | €2,088 | +€1,450 | +227.2% |
| Recurring financial income | 75 | €638 | €2,088 | +€1,450 | +227.2% |
| Financial charges | 65/66B | €79 | €134 | +€55 | +69.8% |
| Recurring financial charges | 65 | €79 | €134 | +€55 | +69.8% |
| Profit (loss) for the period before taxes | 9903 | €233,451 | €363,318 | +€129,867 | +55.6% |
| Income taxes | 67/77 | €54,210 | €89,300 | +€35,090 | +64.7% |
| Profit (loss) for the period | 9904 | €179,241 | €274,018 | +€94,777 | +52.9% |
| Profit (loss) for the period to be appropriated | 9905 | €179,241 | €274,018 | +€94,777 | +52.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.