RUIM architectuur: what changed
RUIM architectuur
Largest movements
- Cash -€32,012
down €32,012 (-46.5%), from €68,911 to €36,899
mainly Contributions, distributions and other (-€22,127) and Tax, wage and social debts (-€15,728)
- Tangible fixed assets -€11,212
down €11,212 (-4.6%), from €242,512 to €231,301
of which Land and buildings: -€9,805
- Receivables within one year +€5,135
up €5,135 (+17.3%), from €29,626 to €34,761
of which Trade receivables: +€7,910
- Tax, wage and social debts -€15,728
down €15,728 (-69.2%), from €22,736 to €7,008
- Reserves -€11,567
down €11,567 (-22.7%), from €50,991 to €39,423
of which Distributable reserves: -€9,707
- Debts after one year -€6,150
down €6,150 (-2.7%), from €228,264 to €222,114
- Trade debts -€4,868
down €4,868 (-88.0%), from €5,534 to €666
- Gross operating margin -€17,702
down €17,702 (-33.7%), from €52,471 to €34,768
- Taxes -€3,743
down €3,743 (-43.3%), from €8,634 to €4,892
- Depreciation -€2,291
down €2,291 (-17.0%), from €13,502 to €11,212
- Financial charges -€636
down €636 (-9.7%), from €6,548 to €5,912
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €341,299 | €303,211 | -€38,088 | -11.2% |
| Fixed assets | 21/28 | €242,762 | €231,551 | -€11,212 | -4.6% |
| Tangible fixed assets | 22/27 | €242,512 | €231,301 | -€11,212 | -4.6% |
| Land and buildings | 22 | €237,037 | €227,232 | -€9,805 | -4.1% |
| Plant, machinery and equipment | 23 | €5,475 | €4,069 | -€1,406 | -25.7% |
| Financial fixed assets | 28 | €250 | €250 | = | 0.0% |
| Current assets | 29/58 | €98,537 | €71,661 | -€26,877 | -27.3% |
| Amounts receivable within one year | 40/41 | €29,626 | €34,761 | +€5,135 | +17.3% |
| Trade receivables | 40 | €20,898 | €28,808 | +€7,910 | +37.9% |
| Other amounts receivable | 41 | €8,729 | €5,953 | -€2,775 | -31.8% |
| Cash at bank and in hand | 54/58 | €68,911 | €36,899 | -€32,012 | -46.5% |
| Total equity and liabilities | 10/49 | €341,299 | €303,211 | -€38,088 | -11.2% |
| Equity | 10/15 | €69,591 | €58,023 | -€11,567 | -16.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Share premium | 1100/10 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €50,991 | €39,423 | -€11,567 | -22.7% |
| Non-distributable reserves | 130/1 | €1,860 | - | -€1,860 | |
| Legal reserve | 130 | €1,860 | - | -€1,860 | |
| Distributable reserves | 133 | €49,131 | €39,423 | -€9,707 | -19.8% |
| Amounts payable | 17/49 | €271,709 | €245,188 | -€26,521 | -9.8% |
| Amounts payable after more than one year | 17 | €228,264 | €222,114 | -€6,150 | -2.7% |
| Financial debts | 170/4 | €228,264 | €222,114 | -€6,150 | -2.7% |
| Amounts payable within one year | 42/48 | €43,445 | €23,074 | -€20,371 | -46.9% |
| Current portion of amounts payable after more than one year | 42 | €13,955 | €14,150 | +€195 | +1.4% |
| Trade debts | 44 | €5,534 | €666 | -€4,868 | -88.0% |
| Suppliers | 440/4 | €5,534 | €666 | -€4,868 | -88.0% |
| Taxes, remuneration and social security | 45 | €22,736 | €7,008 | -€15,728 | -69.2% |
| Taxes | 450/3 | €22,736 | €7,008 | -€15,728 | -69.2% |
| Other amounts payable | 47/48 | €1,220 | €1,250 | +€30 | +2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,502 | €11,212 | -€2,291 | -17.0% |
| Other operating charges | 640/8 | €2,743 | €2,383 | -€360 | -13.1% |
| Gross operating margin | 9900 | €52,471 | €34,768 | -€17,702 | -33.7% |
| Operating profit (loss) | 9901 | €36,226 | €21,174 | -€15,052 | -41.5% |
| Financial income | 75/76B | €10 | €189 | +€179 | +1,794% |
| Recurring financial income | 75 | €10 | €189 | +€179 | +1,794% |
| Financial charges | 65/66B | €6,548 | €5,912 | -€636 | -9.7% |
| Recurring financial charges | 65 | €6,548 | €5,912 | -€636 | -9.7% |
| Profit (loss) for the period before taxes | 9903 | €29,688 | €15,452 | -€14,236 | -48.0% |
| Income taxes | 67/77 | €8,634 | €4,892 | -€3,743 | -43.3% |
| Profit (loss) for the period | 9904 | €21,054 | €10,560 | -€10,494 | -49.8% |
| Profit (loss) for the period to be appropriated | 9905 | €21,054 | €10,560 | -€10,494 | -49.8% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.