Ruco Group: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ruco Group
Largest movements
- Stocks and contracts +€19,696
up €19,696 (+418%), from €4,715 to €24,412
- Cash -€10,541
down €10,541 (-19.7%), from €53,434 to €42,893
mainly Stocks and contracts (-€19,696) and Investment in fixed assets (net) (-€4,500)
- Financial fixed assets +€4,500
new in 2025: €4,500
- Deferred charges and accrued income +€3,635
up €3,635 (+311%), from €1,171 to €4,806
- Receivables within one year +€1,062
up €1,062 (+150%), from €709 to €1,771
of which Other amounts receivable: +€1,771
- Debts after one year +€12,441
new in 2025: €12,441
- Trade debts +€7,734
up €7,734 (+26.2%), from €29,545 to €37,279
- Tax, wage and social debts -€4,353
down €4,353 (-100%), from €4,353 to €0
of which Taxes: -€4,353
- Current portion of long-term debt +€2,559
up €2,559, from €0 to €2,559
- Financial income -€31,121
down €31,121 (-70.8%), from €43,961 to €12,839
of which Non-recurring financial income: -€38,853
- Other operating charges -€13,948
down €13,948 (-92.7%), from €15,051 to €1,103
- Gross operating margin +€8,467
up €8,467 (+44.5%), from -€19,030 to -€10,563
- Financial charges -€1,014
down €1,014 (-42.1%), from €2,409 to €1,395
- Taxes -€515
down €515 (-99.1%), from €519 to €5
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €60,029 | €78,381 | +€18,353 | +30.6% |
| Fixed assets | 21/28 | €0 | €4,500 | +€4,500 | |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Financial fixed assets | 28 | - | €4,500 | +€4,500 | |
| Current assets | 29/58 | €60,029 | €73,881 | +€13,853 | +23.1% |
| Stocks and contracts in progress | 3 | €4,715 | €24,412 | +€19,696 | +418% |
| Stocks | 30/36 | €4,715 | €24,412 | +€19,696 | +418% |
| Amounts receivable within one year | 40/41 | €709 | €1,771 | +€1,062 | +150% |
| Trade receivables | 40 | €709 | €0 | -€709 | -100% |
| Other amounts receivable | 41 | - | €1,771 | +€1,771 | |
| Cash at bank and in hand | 54/58 | €53,434 | €42,893 | -€10,541 | -19.7% |
| Deferred charges and accrued income | 490/1 | €1,171 | €4,806 | +€3,635 | +311% |
| Total equity and liabilities | 10/49 | €60,029 | €78,381 | +€18,353 | +30.6% |
| Equity | 10/15 | €26,131 | €25,904 | -€227 | -0.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €7,000 | €7,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €7,000 | €7,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €531 | €304 | -€227 | -42.7% |
| Amounts payable | 17/49 | €33,898 | €52,477 | +€18,579 | +54.8% |
| Amounts payable after more than one year | 17 | - | €12,441 | +€12,441 | |
| Financial debts | 170/4 | - | €12,441 | +€12,441 | |
| Amounts payable within one year | 42/48 | €33,898 | €40,037 | +€6,139 | +18.1% |
| Current portion of amounts payable after more than one year | 42 | €0 | €2,559 | +€2,559 | |
| Trade debts | 44 | €29,545 | €37,279 | +€7,734 | +26.2% |
| Suppliers | 440/4 | €29,545 | €37,279 | +€7,734 | +26.2% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €4,353 | €0 | -€4,353 | -100% |
| Taxes | 450/3 | €4,353 | €0 | -€4,353 | -100% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | - | €198 | +€198 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | - | = | |
| Other operating charges | 640/8 | €15,051 | €1,103 | -€13,948 | -92.7% |
| Gross operating margin | 9900 | -€19,030 | -€10,563 | +€8,467 | +44.5% |
| Operating profit (loss) | 9901 | -€34,081 | -€11,666 | +€22,414 | +65.8% |
| Financial income | 75/76B | €43,961 | €12,839 | -€31,121 | -70.8% |
| Recurring financial income | 75 | €5,108 | €12,839 | +€7,731 | +151% |
| Non-recurring financial income | 76B | €38,853 | €0 | -€38,853 | -100% |
| Financial charges | 65/66B | €2,409 | €1,395 | -€1,014 | -42.1% |
| Recurring financial charges | 65 | €2,409 | €1,395 | -€1,014 | -42.1% |
| Profit (loss) for the period before taxes | 9903 | €7,471 | -€222 | -€7,693 | |
| Income taxes | 67/77 | €519 | €5 | -€515 | -99.1% |
| Profit (loss) for the period | 9904 | €6,951 | -€227 | -€7,178 | |
| Profit (loss) for the period to be appropriated | 9905 | €6,951 | -€227 | -€7,178 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.