RT Conseils Assufinances: what changed
RT Conseils Assufinances
Largest movements
- Intangible fixed assets -€6,000
down €6,000 (-49.9%), from €12,033 to €6,033
- Tangible fixed assets +€3,653
up €3,653 (+41.0%), from €8,909 to €12,562
of which Furniture and vehicles: +€4,047
- Cash +€2,777
up €2,777 (+78.5%), from €3,539 to €6,316
mainly Depreciation (+€8,712) and Other debts (+€5,950)
- Deferred charges and accrued income -€2,303
down €2,303 (-13.0%), from €17,652 to €15,349
- Receivables within one year +€1,136
up €1,136 (+65.4%), from €1,738 to €2,875
- Other debts +€5,950
new in 2025: €5,950
- Debts after one year -€5,899
down €5,899 (-26.4%), from €22,335 to €16,436
- Profit (loss) carried forward -€3,696
down €3,696 (-48.9%), from €7,561 to €3,865
- Trade debts +€1,804
up €1,804 (+1,063%), from €170 to €1,974
- Tax, wage and social debts +€879
up €879 (+28.1%), from €3,131 to €4,011
- Purchases and services +€9,110
up €9,110 (+8.9%), from €102,586 to €111,696
- Gross operating margin +€6,980
up €6,980 (+50.9%), from €13,726 to €20,705
- Taxes +€3,093
up €3,093, from -€124 to €2,969
- Financial charges -€1,167
down €1,167 (-19.9%), from €5,876 to €4,709
of which Financial charges: -€1,117
- Other operating charges -€764
down €764 (-52.4%), from €1,459 to €695
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,871 | €43,135 | -€736 | -1.7% |
| Fixed assets | 21/28 | €20,941 | €18,595 | -€2,347 | -11.2% |
| Intangible fixed assets | 21 | €12,033 | €6,033 | -€6,000 | -49.9% |
| Tangible fixed assets | 22/27 | €8,909 | €12,562 | +€3,653 | +41.0% |
| Furniture and vehicles | 24 | €3,830 | €7,877 | +€4,047 | +106% |
| Other tangible fixed assets | 26 | €5,079 | €4,685 | -€394 | -7.8% |
| Current assets | 29/58 | €22,930 | €24,540 | +€1,611 | +7.0% |
| Amounts receivable within one year | 40/41 | €1,738 | €2,875 | +€1,136 | +65.4% |
| Other amounts receivable | 41 | €1,738 | €2,875 | +€1,136 | +65.4% |
| Cash at bank and in hand | 54/58 | €3,539 | €6,316 | +€2,777 | +78.5% |
| Deferred charges and accrued income | 490/1 | €17,652 | €15,349 | -€2,303 | -13.0% |
| Total equity and liabilities | 10/49 | €43,871 | €43,135 | -€736 | -1.7% |
| Equity | 10/15 | €12,561 | €8,865 | -€3,696 | -29.4% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €7,561 | €3,865 | -€3,696 | -48.9% |
| Amounts payable | 17/49 | €31,310 | €34,270 | +€2,959 | +9.5% |
| Amounts payable after more than one year | 17 | €22,335 | €16,436 | -€5,899 | -26.4% |
| Financial debts | 170/4 | €22,335 | €16,436 | -€5,899 | -26.4% |
| Amounts payable within one year | 42/48 | €8,975 | €17,833 | +€8,858 | +98.7% |
| Current portion of amounts payable after more than one year | 42 | €5,674 | €5,899 | +€225 | +4.0% |
| Trade debts | 44 | €170 | €1,974 | +€1,804 | +1,063% |
| Suppliers | 440/4 | €170 | €1,974 | +€1,804 | +1,063% |
| Taxes, remuneration and social security | 45 | €3,131 | €4,011 | +€879 | +28.1% |
| Taxes | 450/3 | €3,131 | €4,011 | +€879 | +28.1% |
| Other amounts payable | 47/48 | - | €5,950 | +€5,950 | |
| Non-recurring operating income | 76A | €0 | - | = | |
| Goods, raw materials, services and sundry goods | 60/61 | €102,586 | €111,696 | +€9,110 | +8.9% |
| Remuneration, social security and pensions | 62 | €286 | €348 | +€62 | +21.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,190 | €8,712 | +€521 | +6.4% |
| Other operating charges | 640/8 | €1,459 | €695 | -€764 | -52.4% |
| Gross operating margin | 9900 | €13,726 | €20,705 | +€6,980 | +50.9% |
| Operating profit (loss) | 9901 | €3,791 | €10,951 | +€7,160 | +189% |
| Financial income | 75/76B | €56 | €32 | -€24 | -43.1% |
| Recurring financial income | 75 | €56 | €32 | -€24 | -43.1% |
| Financial charges | 65/66B | €5,876 | €4,709 | -€1,167 | -19.9% |
| Recurring financial charges | 65 | €5,624 | €4,508 | -€1,117 | -19.9% |
| Non-recurring financial charges | 66B | €252 | €201 | -€51 | -20.2% |
| Profit (loss) for the period before taxes | 9903 | -€2,030 | €6,274 | +€8,304 | |
| Income taxes | 67/77 | -€124 | €2,969 | +€3,093 | |
| Profit (loss) for the period | 9904 | -€1,906 | €3,305 | +€5,211 | |
| Profit (loss) for the period to be appropriated | 9905 | -€1,906 | €3,305 | +€5,211 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.