RSA Woonoplossingen: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RSA Woonoplossingen
Largest movements
- Cash -€157,304
down €157,304 (-76.9%), from €204,622 to €47,319
mainly Contributions, distributions and other (-€68,448) and Receivables within one year (-€59,502)
- Receivables within one year +€59,502
up €59,502 (+260%), from €22,896 to €82,398
of which Trade receivables: +€51,673
- Tangible fixed assets -€21,099
down €21,099 (-11.8%), from €178,238 to €157,139
of which Furniture and vehicles: -€11,300
- Stocks and contracts +€17,294
up €17,294 (+9.7%), from €177,897 to €195,191
- Deferred charges and accrued income -€9,316
down €9,316 (-45.8%), from €20,358 to €11,042
- Accrued charges and deferred income -€50,362
down €50,362 (-21.9%), from €230,403 to €180,041
- Debts after one year -€48,813
down €48,813 (-35.8%), from €136,473 to €87,660
- Trade debts +€25,277
up €25,277 (+777%), from €3,252 to €28,529
- Tax, wage and social debts -€23,761
no longer reported in 2025 (was €23,761)
- Reserves -€14,173
down €14,173 (-20.7%), from €68,448 to €54,275
- Gross operating margin -€16,665
down €16,665 (-18.2%), from €91,327 to €74,662
- Taxes -€6,207
down €6,207 (-30.3%), from €20,512 to €14,305
- Financial income -€3,770
down €3,770 (-10.9%), from €34,720 to €30,950
- Other operating charges +€1,827
up €1,827 (+25.8%), from €7,085 to €8,912
- Depreciation -€1,354
down €1,354 (-6.0%), from €22,454 to €21,099
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €610,241 | €499,318 | -€110,923 | -18.2% |
| Fixed assets | 21/28 | €184,468 | €163,368 | -€21,099 | -11.4% |
| Tangible fixed assets | 22/27 | €178,238 | €157,139 | -€21,099 | -11.8% |
| Land and buildings | 22 | €158,654 | €148,855 | -€9,800 | -6.2% |
| Furniture and vehicles | 24 | €19,584 | €8,284 | -€11,300 | -57.7% |
| Financial fixed assets | 28 | €6,229 | €6,229 | = | 0.0% |
| Current assets | 29/58 | €425,774 | €335,950 | -€89,824 | -21.1% |
| Stocks and contracts in progress | 3 | €177,897 | €195,191 | +€17,294 | +9.7% |
| Stocks | 30/36 | €177,897 | €195,191 | +€17,294 | +9.7% |
| Amounts receivable within one year | 40/41 | €22,896 | €82,398 | +€59,502 | +260% |
| Trade receivables | 40 | €19,098 | €70,772 | +€51,673 | +271% |
| Other amounts receivable | 41 | €3,797 | €11,626 | +€7,829 | +206% |
| Cash at bank and in hand | 54/58 | €204,622 | €47,319 | -€157,304 | -76.9% |
| Deferred charges and accrued income | 490/1 | €20,358 | €11,042 | -€9,316 | -45.8% |
| Total equity and liabilities | 10/49 | €610,241 | €499,318 | -€110,923 | -18.2% |
| Equity | 10/15 | €168,448 | €154,275 | -€14,173 | -8.4% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €68,448 | €54,275 | -€14,173 | -20.7% |
| Distributable reserves | 133 | €68,448 | €54,275 | -€14,173 | -20.7% |
| Amounts payable | 17/49 | €441,793 | €345,043 | -€96,751 | -21.9% |
| Amounts payable after more than one year | 17 | €136,473 | €87,660 | -€48,813 | -35.8% |
| Financial debts | 170/4 | €136,473 | €87,660 | -€48,813 | -35.8% |
| Amounts payable within one year | 42/48 | €74,917 | €77,342 | +€2,424 | +3.2% |
| Current portion of amounts payable after more than one year | 42 | €47,904 | €48,813 | +€908 | +1.9% |
| Trade debts | 44 | €3,252 | €28,529 | +€25,277 | +777% |
| Suppliers | 440/4 | €3,252 | €28,529 | +€25,277 | +777% |
| Taxes, remuneration and social security | 45 | €23,761 | - | -€23,761 | |
| Taxes | 450/3 | €23,761 | - | -€23,761 | |
| Accrued charges and deferred income | 492/3 | €230,403 | €180,041 | -€50,362 | -21.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,454 | €21,099 | -€1,354 | -6.0% |
| Other operating charges | 640/8 | €7,085 | €8,912 | +€1,827 | +25.8% |
| Gross operating margin | 9900 | €91,327 | €74,662 | -€16,665 | -18.2% |
| Operating profit (loss) | 9901 | €61,788 | €44,650 | -€17,138 | -27.7% |
| Financial income | 75/76B | €34,720 | €30,950 | -€3,770 | -10.9% |
| Recurring financial income | 75 | €34,720 | €30,950 | -€3,770 | -10.9% |
| Financial charges | 65/66B | €8,177 | €7,020 | -€1,157 | -14.1% |
| Recurring financial charges | 65 | €8,177 | €7,020 | -€1,157 | -14.1% |
| Profit (loss) for the period before taxes | 9903 | €88,331 | €68,580 | -€19,751 | -22.4% |
| Income taxes | 67/77 | €20,512 | €14,305 | -€6,207 | -30.3% |
| Profit (loss) for the period | 9904 | €67,819 | €54,275 | -€13,544 | -20.0% |
| Profit (loss) for the period to be appropriated | 9905 | €67,819 | €54,275 | -€13,544 | -20.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.