RPsoins: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RPsoins
Largest movements
- Current investments -€25,000
no longer reported in 2025 (was €25,000)
- Deferred charges and accrued income +€12,590
up €12,590 (+117.6%), from €10,707 to €23,296
- Cash +€6,874
up €6,874 (+32.2%), from €21,342 to €28,216
mainly Net result for the year (+€48,639) and Current investments (+€25,000)
- Tangible fixed assets -€3,115
down €3,115 (-22.9%), from €13,610 to €10,495
of which Furniture and vehicles: -€1,922
- Other debts -€55,092
down €55,092 (-96.8%), from €56,930 to €1,838
- Profit (loss) carried forward +€48,639
new in 2025: €48,639
- Tax, wage and social debts -€5,276
down €5,276 (-57.7%), from €9,142 to €3,867
- Trade debts +€1,837
up €1,837 (+246.1%), from €747 to €2,583
- Accrued charges and deferred income +€1,081
new in 2025: €1,081
- Gross operating margin +€11,417
up €11,417 (+20.9%), from €54,566 to €65,983
- Financial income -€2,144
down €2,144 (-72.2%), from €2,970 to €826
- Taxes +€1,643
up €1,643 (+14.0%), from €11,736 to €13,379
- Financial charges +€1,115
up €1,115 (+866.5%), from €129 to €1,244
- Depreciation -€799
down €799 (-20.4%), from €3,914 to €3,115
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €70,819 | €62,008 | -€8,811 | -12.4% |
| Fixed assets | 21/28 | €13,610 | €10,495 | -€3,115 | -22.9% |
| Tangible fixed assets | 22/27 | €13,610 | €10,495 | -€3,115 | -22.9% |
| Furniture and vehicles | 24 | €1,922 | - | -€1,922 | |
| Other tangible fixed assets | 26 | €11,688 | €10,495 | -€1,193 | -10.2% |
| Current assets | 29/58 | €57,209 | €51,513 | -€5,696 | -10.0% |
| Amounts receivable within one year | 40/41 | €160 | - | -€160 | |
| Other amounts receivable | 41 | €160 | - | -€160 | |
| Current investments | 50/53 | €25,000 | - | -€25,000 | |
| Cash at bank and in hand | 54/58 | €21,342 | €28,216 | +€6,874 | +32.2% |
| Deferred charges and accrued income | 490/1 | €10,707 | €23,296 | +€12,590 | +117.6% |
| Total equity and liabilities | 10/49 | €70,819 | €62,008 | -€8,811 | -12.4% |
| Equity | 10/15 | €4,000 | €52,639 | +€48,639 | +1216.0% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | €48,639 | +€48,639 | |
| Amounts payable | 17/49 | €66,819 | €9,369 | -€57,450 | -86.0% |
| Amounts payable within one year | 42/48 | €66,819 | €8,288 | -€58,531 | -87.6% |
| Trade debts | 44 | €747 | €2,583 | +€1,837 | +246.1% |
| Suppliers | 440/4 | €747 | €2,583 | +€1,837 | +246.1% |
| Taxes, remuneration and social security | 45 | €9,142 | €3,867 | -€5,276 | -57.7% |
| Taxes | 450/3 | €9,142 | €3,867 | -€5,276 | -57.7% |
| Other amounts payable | 47/48 | €56,930 | €1,838 | -€55,092 | -96.8% |
| Accrued charges and deferred income | 492/3 | - | €1,081 | +€1,081 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,914 | €3,115 | -€799 | -20.4% |
| Other operating charges | 640/8 | €186 | €432 | +€246 | +132.0% |
| Gross operating margin | 9900 | €54,566 | €65,983 | +€11,417 | +20.9% |
| Operating profit (loss) | 9901 | €50,466 | €62,436 | +€11,970 | +23.7% |
| Financial income | 75/76B | €2,970 | €826 | -€2,144 | -72.2% |
| Recurring financial income | 75 | €2,970 | €826 | -€2,144 | -72.2% |
| Financial charges | 65/66B | €129 | €1,244 | +€1,115 | +866.5% |
| Recurring financial charges | 65 | €129 | €1,244 | +€1,115 | +866.5% |
| Profit (loss) for the period before taxes | 9903 | €53,307 | €62,017 | +€8,710 | +16.3% |
| Income taxes | 67/77 | €11,736 | €13,379 | +€1,643 | +14.0% |
| Profit (loss) for the period | 9904 | €41,571 | €48,639 | +€7,068 | +17.0% |
| Profit (loss) for the period to be appropriated | 9905 | €41,571 | €48,639 | +€7,068 | +17.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.