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ROOFTOP 2: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ROOFTOP 2

BE 0801.895.832
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€160,455
2024 · -€124,264-€36,192
Equity
-€139,719
2024 · €20,736-€160,455
Cash
€4,839
2024 · €125,872-€121,033
Balance sheet total
€897,157
2024 · €912,822-€15,664

Largest movements

2024 to 2025
Assets
  • Cash -€121,033

    down €121,033 (-96.2%), from €125,872 to €4,839

    mainly Net result for the year (-€160,455) and Receivables within one year (-€105,279)

  • Receivables within one year +€105,279

    up €105,279 (+321.2%), from €32,776 to €138,055

    of which Other amounts receivable: +€59,257

Equity and liabilities
  • Profit (loss) carried forward -€160,455

    down €160,455 (-129.1%), from -€124,264 to -€284,719

  • Other debts +€92,155

    up €92,155 (+508.1%), from €18,136 to €110,291

  • Short-term financial debts +€42,719

    up €42,719 (+9.7%), from €440,281 to €483,000

  • Trade debts +€9,917

    up €9,917 (+15.6%), from €63,534 to €73,451

Income statement
  • Gross operating margin -€103,524

    down €103,524 (-196.7%), from -€52,636 to -€156,160

  • Financial charges -€68,882

    down €68,882 (-96.9%), from €71,094 to €2,212

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€124,264
Gross operating margin -€103,524
Other operating charges -€1,549
Financial charges +€68,882
Result 2025 -€160,455

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€163,752
Investment €0
Financing +€42,719
Cash 2024 €125,872
Net result for the year -€160,455
Receivables within one year -€105,279
Deferred charges and accrued income -€90
Trade debts +€9,917
Other debts +€92,155
Short-term financial debts +€42,719
Cash 2025 €4,839
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €912,822 €897,157 -€15,664 -1.7%
Current assets 29/58 €912,822 €897,157 -€15,664 -1.7%
Stocks and contracts in progress 3 €754,173 €754,173 = 0.0%
Stocks 30/36 €754,173 €754,173 = 0.0%
Amounts receivable within one year 40/41 €32,776 €138,055 +€105,279 +321.2%
Trade receivables 40 - €46,021 +€46,021
Other amounts receivable 41 €32,776 €92,034 +€59,257 +180.8%
Cash at bank and in hand 54/58 €125,872 €4,839 -€121,033 -96.2%
Deferred charges and accrued income 490/1 - €90 +€90
Total equity and liabilities 10/49 €912,822 €897,157 -€15,664 -1.7%
Equity 10/15 €20,736 -€139,719 -€160,455
Contributions 10/11 €25,000 €25,000 = 0.0%
Revaluation surpluses 12 €120,000 €120,000 = 0.0%
Profit (loss) carried forward 14 -€124,264 -€284,719 -€160,455 -129.1%
Amounts payable 17/49 €892,085 €1,036,876 +€144,791 +16.2%
Amounts payable after more than one year 17 €370,134 €370,134 = 0.0%
Other amounts payable 178/9 €370,134 €370,134 = 0.0%
Amounts payable within one year 42/48 €521,951 €666,742 +€144,791 +27.7%
Financial debts 43 €440,281 €483,000 +€42,719 +9.7%
Credit institutions 430/8 €440,281 €483,000 +€42,719 +9.7%
Trade debts 44 €63,534 €73,451 +€9,917 +15.6%
Suppliers 440/4 €63,534 €73,451 +€9,917 +15.6%
Other amounts payable 47/48 €18,136 €110,291 +€92,155 +508.1%
Other operating charges 640/8 €534 €2,083 +€1,549 +289.8%
Gross operating margin 9900 -€52,636 -€156,160 -€103,524 -196.7%
Operating profit (loss) 9901 -€53,170 -€158,243 -€105,073 -197.6%
Financial charges 65/66B €71,094 €2,212 -€68,882 -96.9%
Recurring financial charges 65 €71,094 €2,212 -€68,882 -96.9%
Profit (loss) for the period before taxes 9903 -€124,264 -€160,455 -€36,192 -29.1%
Profit (loss) for the period 9904 -€124,264 -€160,455 -€36,192 -29.1%
Profit (loss) for the period to be appropriated 9905 -€124,264 -€160,455 -€36,192 -29.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.