RONSIJN BRUNO: what changed
What changed
RONSIJN BRUNO
NACE 41.001, General construction of residential buildings
filed annual accounts (NBB)
Net result for the year
€5,534
2024 · €10,322-€4,788
Equity
€181,153
2024 · €175,619+€5,534
Cash
€21,488
2024 · €24,868-€3,381
Balance sheet total
€327,807
2024 · €384,524-€56,716
Largest movements
Assets
- Tangible fixed assets -€49,397
down €49,397 (-33.5%), from €147,317 to €97,920
of which Furniture and vehicles: -€41,465
- Receivables after one year -€10,000
down €10,000 (-6.7%), from €150,000 to €140,000
- Receivables within one year +€6,703
up €6,703 (+18.8%), from €35,612 to €42,315
of which Trade receivables: +€4,297
Equity and liabilities
- Debts after one year -€40,780
down €40,780 (-80.2%), from €50,830 to €10,051
- Trade debts -€27,431
down €27,431 (-41.7%), from €65,843 to €38,412
- Reserves +€5,534
up €5,534 (+3.3%), from €165,447 to €170,981
of which Distributable reserves: +€5,534
- Other debts +€4,399
up €4,399 (+11.2%), from €39,158 to €43,557
Income statement
- Gross operating margin -€55,896
down €55,896 (-22.9%), from €244,613 to €188,718
- Staff costs -€41,248
down €41,248 (-25.2%), from €163,980 to €122,732
- Depreciation -€8,840
down €8,840 (-15.2%), from €58,238 to €49,397
- Write-downs -€3,205
down €3,205 (-100%), from €3,205 to €0
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€10,322
Gross operating margin
-€55,896
Staff costs
+€41,248
Depreciation
+€8,840
Write-downs
+€3,205
Other operating charges
+€21
Other operating items
-€57
Financial income
-€2,345
Financial charges
-€1,303
Taxes
+€1,498
Result 2025
€5,534
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€34,674
Investment
€0
Financing
-€38,054
Cash 2024
€24,868
From operations (derived)
+€34,674
Net result for the year
+€5,534
Depreciation
+€49,397
Receivables after one year
+€10,000
Stocks and contracts
-€869
Receivables within one year
-€6,703
Deferred charges and accrued income
+€1,510
Trade debts
-€27,431
Tax, wage and social debts
-€1,143
Other debts
+€4,399
Accrued charges and deferred income
-€20
Financing
-€38,054
Debts after one year
-€40,780
Current portion of long-term debt
+€2,725
Cash 2025
€21,488
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €384,524 | €327,807 | -€56,716 | -14.7% |
| Fixed assets | 21/28 | €147,711 | €98,314 | -€49,397 | -33.4% |
| Tangible fixed assets | 22/27 | €147,317 | €97,920 | -€49,397 | -33.5% |
| Land and buildings | 22 | €36,536 | €36,108 | -€428 | -1.2% |
| Plant, machinery and equipment | 23 | €19,367 | €11,862 | -€7,505 | -38.8% |
| Furniture and vehicles | 24 | €91,414 | €49,949 | -€41,465 | -45.4% |
| Financial fixed assets | 28 | €394 | €394 | = | 0.0% |
| Current assets | 29/58 | €236,812 | €229,494 | -€7,319 | -3.1% |
| Amounts receivable after more than one year | 29 | €150,000 | €140,000 | -€10,000 | -6.7% |
| Other amounts receivable | 291 | €150,000 | €140,000 | -€10,000 | -6.7% |
| Stocks and contracts in progress | 3 | €16,037 | €16,906 | +€869 | +5.4% |
| Stocks | 30/36 | €16,037 | €16,906 | +€869 | +5.4% |
| Amounts receivable within one year | 40/41 | €35,612 | €42,315 | +€6,703 | +18.8% |
| Trade receivables | 40 | €20,685 | €24,982 | +€4,297 | +20.8% |
| Other amounts receivable | 41 | €14,927 | €17,333 | +€2,405 | +16.1% |
| Current investments | 50/53 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €24,868 | €21,488 | -€3,381 | -13.6% |
| Deferred charges and accrued income | 490/1 | €10,294 | €8,785 | -€1,510 | -14.7% |
| Total equity and liabilities | 10/49 | €384,524 | €327,807 | -€56,716 | -14.7% |
| Equity | 10/15 | €175,619 | €181,153 | +€5,534 | +3.2% |
| Contributions | 10/11 | €10,172 | €10,172 | = | 0.0% |
| Reserves | 13 | €165,447 | €170,981 | +€5,534 | +3.3% |
| Tax-exempt reserves | 132 | €12,000 | €12,000 | = | 0.0% |
| Distributable reserves | 133 | €153,447 | €158,981 | +€5,534 | +3.6% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €208,905 | €146,655 | -€62,250 | -29.8% |
| Amounts payable after more than one year | 17 | €50,830 | €10,051 | -€40,780 | -80.2% |
| Financial debts | 170/4 | €50,830 | €10,051 | -€40,780 | -80.2% |
| Amounts payable within one year | 42/48 | €158,022 | €136,572 | -€21,450 | -13.6% |
| Current portion of amounts payable after more than one year | 42 | €41,422 | €44,147 | +€2,725 | +6.6% |
| Trade debts | 44 | €65,843 | €38,412 | -€27,431 | -41.7% |
| Suppliers | 440/4 | €65,843 | €38,412 | -€27,431 | -41.7% |
| Taxes, remuneration and social security | 45 | €11,599 | €10,456 | -€1,143 | -9.9% |
| Taxes | 450/3 | €8,755 | €4,976 | -€3,779 | -43.2% |
| Remuneration and social security | 454/9 | €2,844 | €5,480 | +€2,636 | +92.7% |
| Other amounts payable | 47/48 | €39,158 | €43,557 | +€4,399 | +11.2% |
| Accrued charges and deferred income | 492/3 | €52 | €32 | -€20 | -38.3% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €163,980 | €122,732 | -€41,248 | -25.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €58,238 | €49,397 | -€8,840 | -15.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €3,205 | €0 | -€3,205 | -100% |
| Other operating charges | 640/8 | €4,796 | €4,775 | -€21 | -0.4% |
| Non-recurring operating charges | 66A | - | €57 | +€57 | |
| Gross operating margin | 9900 | €244,613 | €188,718 | -€55,896 | -22.9% |
| Operating profit (loss) | 9901 | €14,395 | €11,756 | -€2,639 | -18.3% |
| Financial income | 75/76B | €6,518 | €4,173 | -€2,345 | -36.0% |
| Recurring financial income | 75 | €6,518 | €4,173 | -€2,345 | -36.0% |
| Financial charges | 65/66B | €6,086 | €7,389 | +€1,303 | +21.4% |
| Recurring financial charges | 65 | €6,086 | €7,389 | +€1,303 | +21.4% |
| Profit (loss) for the period before taxes | 9903 | €14,827 | €8,540 | -€6,287 | -42.4% |
| Income taxes | 67/77 | €4,505 | €3,006 | -€1,498 | -33.3% |
| Profit (loss) for the period | 9904 | €10,322 | €5,534 | -€4,788 | -46.4% |
| Profit (loss) for the period to be appropriated | 9905 | €10,322 | €5,534 | -€4,788 | -46.4% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.