Roland Laduron Management SRL: what changed
What changed
Roland Laduron Management SRL
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€78,794
2024 · €61,677+€17,117
Equity
€988,786
2024 · €909,992+€78,794
Cash
€57,577
2024 · €31,799+€25,778
Balance sheet total
€1.1m
2024 · €985,179+€69,072
Largest movements
Assets
- Tangible fixed assets +€43,292
up €43,292 (+56.1%), from €77,132 to €120,424
of which Land and buildings: +€64,158
- Cash +€25,778
up €25,778 (+81.1%), from €31,799 to €57,577
mainly Net result for the year (+€78,794) and Depreciation (+€34,220)
Equity and liabilities
- Reserves +€78,000
up €78,000 (+260%), from €30,000 to €108,000
- Debts after one year -€25,342
down €25,342 (-55.8%), from €45,435 to €20,093
Income statement
- Financial income +€40,984
up €40,984 (+66.9%), from €61,291 to €102,275
- Depreciation +€12,212
up €12,212 (+55.5%), from €22,009 to €34,220
- Gross operating margin -€8,039
down €8,039 (-25.6%), from €31,398 to €23,359
- Taxes +€4,777
up €4,777 (+142%), from €3,372 to €8,149
- Financial charges -€994
down €994 (-22.7%), from €4,385 to €3,391
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€61,677
Gross operating margin
-€8,039
Depreciation
-€12,212
Other operating charges
+€167
Financial income
+€40,984
Financial charges
+€994
Taxes
-€4,777
Result 2025
€78,794
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€125,498
Investment
-€77,512
Financing
-€22,208
Cash 2024
€31,799
From operations (derived)
+€125,498
Net result for the year
+€78,794
Depreciation
+€34,220
Smaller working-capital items
+€121
Tax, wage and social debts
+€6,722
Other debts
+€5,641
Investment (derived)
-€77,512
Investment in fixed assets (net)
-€77,512
Financing
-€22,208
Debts after one year
-€25,342
Current portion of long-term debt
+€3,134
Cash 2025
€57,577
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €985,179 | €1,054,251 | +€69,072 | +7.0% |
| Fixed assets | 21/28 | €952,132 | €995,424 | +€43,292 | +4.5% |
| Tangible fixed assets | 22/27 | €77,132 | €120,424 | +€43,292 | +56.1% |
| Land and buildings | 22 | - | €64,158 | +€64,158 | |
| Plant, machinery and equipment | 23 | - | €718 | +€718 | |
| Furniture and vehicles | 24 | €74,664 | €54,166 | -€20,499 | -27.5% |
| Other tangible fixed assets | 26 | €2,468 | €1,382 | -€1,086 | -44.0% |
| Financial fixed assets | 28 | €875,000 | €875,000 | = | 0.0% |
| Current assets | 29/58 | €33,047 | €58,828 | +€25,781 | +78.0% |
| Cash at bank and in hand | 54/58 | €31,799 | €57,577 | +€25,778 | +81.1% |
| Deferred charges and accrued income | 490/1 | €1,248 | €1,251 | +€2 | +0.2% |
| Total equity and liabilities | 10/49 | €985,179 | €1,054,251 | +€69,072 | +7.0% |
| Equity | 10/15 | €909,992 | €988,786 | +€78,794 | +8.7% |
| Contributions | 10/11 | €860,000 | €860,000 | = | 0.0% |
| Reserves | 13 | €30,000 | €108,000 | +€78,000 | +260% |
| Distributable reserves | 133 | €30,000 | €108,000 | +€78,000 | +260% |
| Profit (loss) carried forward | 14 | €19,992 | €20,786 | +€794 | +4.0% |
| Amounts payable | 17/49 | €75,187 | €65,465 | -€9,722 | -12.9% |
| Amounts payable after more than one year | 17 | €45,435 | €20,093 | -€25,342 | -55.8% |
| Financial debts | 170/4 | €45,435 | €20,093 | -€25,342 | -55.8% |
| Amounts payable within one year | 42/48 | €29,751 | €45,372 | +€15,621 | +52.5% |
| Current portion of amounts payable after more than one year | 42 | €20,311 | €23,445 | +€3,134 | +15.4% |
| Trade debts | 44 | €2,925 | €3,049 | +€124 | +4.2% |
| Suppliers | 440/4 | €2,925 | €3,049 | +€124 | +4.2% |
| Taxes, remuneration and social security | 45 | €5,344 | €12,066 | +€6,722 | +126% |
| Taxes | 450/3 | €5,344 | €12,066 | +€6,722 | +126% |
| Other amounts payable | 47/48 | €1,170 | €6,811 | +€5,641 | +482% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,009 | €34,220 | +€12,212 | +55.5% |
| Other operating charges | 640/8 | €1,246 | €1,079 | -€167 | -13.4% |
| Gross operating margin | 9900 | €31,398 | €23,359 | -€8,039 | -25.6% |
| Operating profit (loss) | 9901 | €8,143 | -€11,941 | -€20,084 | |
| Financial income | 75/76B | €61,291 | €102,275 | +€40,984 | +66.9% |
| Recurring financial income | 75 | €61,291 | €102,275 | +€40,984 | +66.9% |
| Financial charges | 65/66B | €4,385 | €3,391 | -€994 | -22.7% |
| Recurring financial charges | 65 | €4,385 | €3,391 | -€994 | -22.7% |
| Profit (loss) for the period before taxes | 9903 | €65,049 | €86,943 | +€21,894 | +33.7% |
| Income taxes | 67/77 | €3,372 | €8,149 | +€4,777 | +142% |
| Profit (loss) for the period | 9904 | €61,677 | €78,794 | +€17,117 | +27.8% |
| Profit (loss) for the period to be appropriated | 9905 | €61,677 | €78,794 | +€17,117 | +27.8% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.