Rodalinsur: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Rodalinsur
Largest movements
- Receivables within one year -€90,000
no longer reported in 2025 (was €90,000)
- Financial fixed assets +€79,908
up €79,908 (+12.1%), from €661,356 to €741,264
- Short-term financial debts -€50,000
no longer reported in 2025 (was €50,000)
- Other debts +€44,469
up €44,469 (+592%), from €7,511 to €51,980
- Profit (loss) carried forward -€12,673
down €12,673 (-4.0%), from €319,702 to €307,030
- Current portion of long-term debt +€10,051
up €10,051 (+20.7%), from €48,673 to €58,725
- Gross operating margin +€48,005
up €48,005 (+32.4%), from €147,954 to €195,959
- Financial income +€21,028
up €21,028 (+66.7%), from €31,513 to €52,542
- Taxes +€9,687
up €9,687 (+27.8%), from €34,889 to €44,577
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €772,849 | €762,281 | -€10,568 | -1.4% |
| Fixed assets | 21/28 | €661,356 | €744,549 | +€83,194 | +12.6% |
| Tangible fixed assets | 22/27 | - | €3,286 | +€3,286 | |
| Furniture and vehicles | 24 | - | €3,286 | +€3,286 | |
| Financial fixed assets | 28 | €661,356 | €741,264 | +€79,908 | +12.1% |
| Current assets | 29/58 | €111,494 | €17,732 | -€93,762 | -84.1% |
| Amounts receivable within one year | 40/41 | €90,000 | - | -€90,000 | |
| Other amounts receivable | 41 | €90,000 | - | -€90,000 | |
| Cash at bank and in hand | 54/58 | €11,756 | €9,771 | -€1,985 | -16.9% |
| Deferred charges and accrued income | 490/1 | €9,738 | €7,961 | -€1,777 | -18.3% |
| Total equity and liabilities | 10/49 | €772,849 | €762,281 | -€10,568 | -1.4% |
| Equity | 10/15 | €360,952 | €348,280 | -€12,673 | -3.5% |
| Contributions | 10/11 | €37,500 | €37,500 | = | 0.0% |
| Reserves | 13 | €3,750 | €3,750 | = | 0.0% |
| Distributable reserves | 133 | €3,750 | €3,750 | = | 0.0% |
| Profit (loss) carried forward | 14 | €319,702 | €307,030 | -€12,673 | -4.0% |
| Amounts payable | 17/49 | €411,897 | €414,002 | +€2,105 | +0.5% |
| Amounts payable after more than one year | 17 | €285,145 | €280,598 | -€4,547 | -1.6% |
| Financial debts | 170/4 | €285,145 | €280,598 | -€4,547 | -1.6% |
| Amounts payable within one year | 42/48 | €125,506 | €132,320 | +€6,814 | +5.4% |
| Current portion of amounts payable after more than one year | 42 | €48,673 | €58,725 | +€10,051 | +20.7% |
| Financial debts | 43 | €50,000 | - | -€50,000 | |
| Other loans | 439 | €50,000 | - | -€50,000 | |
| Trade debts | 44 | €3,156 | €3,267 | +€111 | +3.5% |
| Suppliers | 440/4 | €3,156 | €3,267 | +€111 | +3.5% |
| Taxes, remuneration and social security | 45 | €16,165 | €18,349 | +€2,183 | +13.5% |
| Taxes | 450/3 | €16,165 | €18,349 | +€2,183 | +13.5% |
| Other amounts payable | 47/48 | €7,511 | €51,980 | +€44,469 | +592% |
| Accrued charges and deferred income | 492/3 | €1,246 | €1,083 | -€163 | -13.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €313 | +€313 | |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €938 | +€938 | |
| Other operating charges | 640/8 | €1,330 | - | -€1,330 | |
| Gross operating margin | 9900 | €147,954 | €195,959 | +€48,005 | +32.4% |
| Operating profit (loss) | 9901 | €146,624 | €194,707 | +€48,083 | +32.8% |
| Financial income | 75/76B | €31,513 | €52,542 | +€21,028 | +66.7% |
| Recurring financial income | 75 | €31,513 | €52,542 | +€21,028 | +66.7% |
| Financial charges | 65/66B | €15,443 | €15,345 | -€97 | -0.6% |
| Recurring financial charges | 65 | €15,443 | €15,345 | -€97 | -0.6% |
| Profit (loss) for the period before taxes | 9903 | €162,695 | €231,904 | +€69,209 | +42.5% |
| Income taxes | 67/77 | €34,889 | €44,577 | +€9,687 | +27.8% |
| Profit (loss) for the period | 9904 | €127,806 | €187,327 | +€59,522 | +46.6% |
| Profit (loss) for the period to be appropriated | 9905 | €127,806 | €187,327 | +€59,522 | +46.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.