RMB IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RMB IMMO
Largest movements
- Tangible fixed assets -€82,581
down €82,581 (-4.8%), from €1.7m to €1.6m
- Receivables within one year -€37,645
down €37,645 (-16.6%), from €226,792 to €189,147
of which Trade receivables: -€37,349
- Debts after one year -€103,515
down €103,515 (-7.5%), from €1.4m to €1.3m
- Profit (loss) carried forward +€39,901
up €39,901 (+54.1%), from -€73,696 to -€33,794
- Trade debts -€34,550
down €34,550 (-94.7%), from €36,466 to €1,916
- Gross operating margin +€67,421
up €67,421 (+42.0%), from €160,563 to €227,984
- Depreciation +€18,485
up €18,485 (+18.7%), from €98,790 to €117,275
- Financial charges -€16,232
down €16,232 (-20.0%), from €81,307 to €65,074
- Other operating charges +€6,241
up €6,241 (+59.3%), from €10,522 to €16,763
- Financial income -€4,167
down €4,167 (-27.4%), from €15,197 to €11,030
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,055,986 | €1,934,385 | -€121,600 | -5.9% |
| Fixed assets | 21/28 | €1,725,118 | €1,642,536 | -€82,581 | -4.8% |
| Tangible fixed assets | 22/27 | €1,723,318 | €1,640,736 | -€82,581 | -4.8% |
| Land and buildings | 22 | €1,723,318 | €1,640,736 | -€82,581 | -4.8% |
| Financial fixed assets | 28 | €1,800 | €1,800 | = | 0.0% |
| Current assets | 29/58 | €330,868 | €291,849 | -€39,019 | -11.8% |
| Amounts receivable within one year | 40/41 | €226,792 | €189,147 | -€37,645 | -16.6% |
| Trade receivables | 40 | €56,349 | €19,000 | -€37,349 | -66.3% |
| Other amounts receivable | 41 | €170,444 | €170,147 | -€297 | -0.2% |
| Current investments | 50/53 | €13,437 | €13,437 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €90,639 | €89,265 | -€1,374 | -1.5% |
| Total equity and liabilities | 10/49 | €2,055,986 | €1,934,385 | -€121,600 | -5.9% |
| Equity | 10/15 | €86,107 | €114,979 | +€28,872 | +33.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€73,696 | -€33,794 | +€39,901 | +54.1% |
| Investment grants | 15 | €154,803 | €143,773 | -€11,030 | -7.1% |
| Amounts payable | 17/49 | €1,969,879 | €1,819,407 | -€150,472 | -7.6% |
| Amounts payable after more than one year | 17 | €1,374,890 | €1,271,375 | -€103,515 | -7.5% |
| Financial debts | 170/4 | €1,374,890 | €1,271,375 | -€103,515 | -7.5% |
| Amounts payable within one year | 42/48 | €567,618 | €535,431 | -€32,187 | -5.7% |
| Current portion of amounts payable after more than one year | 42 | €101,152 | €103,515 | +€2,363 | +2.3% |
| Trade debts | 44 | €36,466 | €1,916 | -€34,550 | -94.7% |
| Suppliers | 440/4 | €36,466 | €1,916 | -€34,550 | -94.7% |
| Other amounts payable | 47/48 | €430,000 | €430,000 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €27,371 | €12,601 | -€14,770 | -54.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €98,790 | €117,275 | +€18,485 | +18.7% |
| Other operating charges | 640/8 | €10,522 | €16,763 | +€6,241 | +59.3% |
| Gross operating margin | 9900 | €160,563 | €227,984 | +€67,421 | +42.0% |
| Operating profit (loss) | 9901 | €51,250 | €93,946 | +€42,696 | +83.3% |
| Financial income | 75/76B | €15,197 | €11,030 | -€4,167 | -27.4% |
| Recurring financial income | 75 | €15,197 | €11,030 | -€4,167 | -27.4% |
| Financial charges | 65/66B | €81,307 | €65,074 | -€16,232 | -20.0% |
| Recurring financial charges | 65 | €81,307 | €65,074 | -€16,232 | -20.0% |
| Profit (loss) for the period before taxes | 9903 | -€14,859 | €39,901 | +€54,761 | |
| Profit (loss) for the period | 9904 | -€14,859 | €39,901 | +€54,761 | |
| Profit (loss) for the period to be appropriated | 9905 | -€14,859 | €39,901 | +€54,761 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.