RM4You: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RM4You
Largest movements
- Tangible fixed assets -€5,385
down €5,385 (-4.2%), from €127,412 to €122,027
- Profit (loss) carried forward -€20,065
down €20,065 (-6.9%), from -€291,500 to -€311,565
- Other debts +€16,345
up €16,345 (+4.1%), from €394,554 to €410,899
- Reserves -€2,300
no longer reported in 2025 (was €2,300)
- Financial charges -€163,635
down €163,635 (-100.0%), from €163,705 to €70
of which Non-recurring financial charges: -€160,116
- Other operating charges -€99,374
down €99,374 (-92.1%), from €107,879 to €8,505
- Gross operating margin -€16,683
down €16,683, from €8,277 to -€8,405
- Write-downs +€10,153
no longer reported in 2025 (was -€10,153)
- Depreciation +€741
up €741 (+16.0%), from €4,643 to €5,385
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €128,434 | €122,631 | -€5,803 | -4.5% |
| Fixed assets | 21/28 | €127,412 | €122,027 | -€5,385 | -4.2% |
| Tangible fixed assets | 22/27 | €127,412 | €122,027 | -€5,385 | -4.2% |
| Land and buildings | 22 | €127,412 | €122,027 | -€5,385 | -4.2% |
| Current assets | 29/58 | €1,022 | €604 | -€418 | -40.9% |
| Amounts receivable within one year | 40/41 | €68 | - | -€68 | |
| Other amounts receivable | 41 | €68 | - | -€68 | |
| Cash at bank and in hand | 54/58 | €233 | €604 | +€371 | +159.6% |
| Deferred charges and accrued income | 490/1 | €722 | - | -€722 | |
| Total equity and liabilities | 10/49 | €128,434 | €122,631 | -€5,803 | -4.5% |
| Equity | 10/15 | -€266,200 | -€288,565 | -€22,365 | -8.4% |
| Contributions | 10/11 | €23,000 | €23,000 | = | 0.0% |
| Reserves | 13 | €2,300 | - | -€2,300 | |
| Distributable reserves | 133 | €2,300 | - | -€2,300 | |
| Profit (loss) carried forward | 14 | -€291,500 | -€311,565 | -€20,065 | -6.9% |
| Amounts payable | 17/49 | €394,634 | €411,196 | +€16,562 | +4.2% |
| Amounts payable within one year | 42/48 | €394,634 | €411,196 | +€16,562 | +4.2% |
| Trade debts | 44 | €44 | €297 | +€253 | +582.2% |
| Suppliers | 440/4 | €44 | €297 | +€253 | +582.2% |
| Taxes, remuneration and social security | 45 | €37 | - | -€37 | |
| Taxes | 450/3 | €37 | - | -€37 | |
| Other amounts payable | 47/48 | €394,554 | €410,899 | +€16,345 | +4.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,643 | €5,385 | +€741 | +16.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€10,153 | - | +€10,153 | |
| Other operating charges | 640/8 | €107,879 | €8,505 | -€99,374 | -92.1% |
| Gross operating margin | 9900 | €8,277 | -€8,405 | -€16,683 | |
| Operating profit (loss) | 9901 | -€94,092 | -€22,295 | +€71,797 | +76.3% |
| Financial charges | 65/66B | €163,705 | €70 | -€163,635 | -100.0% |
| Recurring financial charges | 65 | €3,589 | €70 | -€3,519 | -98.1% |
| Non-recurring financial charges | 66B | €160,116 | - | -€160,116 | |
| Profit (loss) for the period before taxes | 9903 | -€257,797 | -€22,365 | +€235,432 | +91.3% |
| Transfer from deferred taxes | 780 | €16,950 | - | -€16,950 | |
| Profit (loss) for the period | 9904 | -€240,847 | -€22,365 | +€218,483 | +90.7% |
| Transfer from tax-exempt reserves | 789 | €51,021 | - | -€51,021 | |
| Profit (loss) for the period to be appropriated | 9905 | -€189,826 | -€22,365 | +€167,461 | +88.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.