RM INVEST GROUP: what changed
You see two financial years side by side: what moved most in the balance sheet and the result, why the result rose or fell and where the money went.
RM INVEST GROUP
Largest movements
- Tangible fixed assets -€15,086
down €15,086 (-6.9%), from €219,205 to €204,119
- Debts after one year -€56,742
down €56,742 (-13.7%), from €414,517 to €357,775
- Reserves +€29,378
up €29,378 (+19.9%), from €147,342 to €176,719
- Other debts +€14,450
up €14,450 (+131%), from €11,060 to €25,510
- Gross operating margin -€21,663
down €21,663 (-24.7%), from €87,598 to €65,936
- Taxes -€3,559
down €3,559 (-24.8%), from €14,348 to €10,790
- Financial charges -€1,545
down €1,545 (-17.6%), from €8,777 to €7,232
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €660,768 | €642,608 | -€18,160 | -2.7% |
| Fixed assets | 21/28 | €649,205 | €634,119 | -€15,086 | -2.3% |
| Tangible fixed assets | 22/27 | €219,205 | €204,119 | -€15,086 | -6.9% |
| Land and buildings | 22 | €219,205 | €204,119 | -€15,086 | -6.9% |
| Financial fixed assets | 28 | €430,000 | €430,000 | = | 0.0% |
| Current assets | 29/58 | €11,564 | €8,489 | -€3,074 | -26.6% |
| Amounts receivable within one year | 40/41 | €9,680 | €4,840 | -€4,840 | -50.0% |
| Trade receivables | 40 | €9,680 | €4,840 | -€4,840 | -50.0% |
| Cash at bank and in hand | 54/58 | €1,884 | €3,649 | +€1,766 | +93.7% |
| Total equity and liabilities | 10/49 | €660,768 | €642,608 | -€18,160 | -2.7% |
| Equity | 10/15 | €172,342 | €201,719 | +€29,378 | +17.0% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Contributions outside capital | 11 | €25,000 | €25,000 | = | 0.0% |
| Other | 1109/19 | €25,000 | €25,000 | = | 0.0% |
| Reserves | 13 | €147,342 | €176,719 | +€29,378 | +19.9% |
| Distributable reserves | 133 | €147,342 | €176,719 | +€29,378 | +19.9% |
| Amounts payable | 17/49 | €488,426 | €440,888 | -€47,538 | -9.7% |
| Amounts payable after more than one year | 17 | €414,517 | €357,775 | -€56,742 | -13.7% |
| Financial debts | 170/4 | €414,517 | €357,775 | -€56,742 | -13.7% |
| Amounts payable within one year | 42/48 | €73,909 | €83,114 | +€9,204 | +12.5% |
| Current portion of amounts payable after more than one year | 42 | €56,675 | €55,937 | -€738 | -1.3% |
| Taxes, remuneration and social security | 45 | €6,175 | €1,667 | -€4,508 | -73.0% |
| Taxes | 450/3 | €6,175 | €1,667 | -€4,508 | -73.0% |
| Other amounts payable | 47/48 | €11,060 | €25,510 | +€14,450 | +131% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,086 | €15,086 | = | 0.0% |
| Other operating charges | 640/8 | €2,763 | €3,451 | +€688 | +24.9% |
| Gross operating margin | 9900 | €87,598 | €65,936 | -€21,663 | -24.7% |
| Operating profit (loss) | 9901 | €69,749 | €47,399 | -€22,350 | -32.0% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €8,777 | €7,232 | -€1,545 | -17.6% |
| Recurring financial charges | 65 | €8,777 | €7,232 | -€1,545 | -17.6% |
| Profit (loss) for the period before taxes | 9903 | €60,973 | €40,167 | -€20,805 | -34.1% |
| Income taxes | 67/77 | €14,348 | €10,790 | -€3,559 | -24.8% |
| Profit (loss) for the period | 9904 | €46,624 | €29,378 | -€17,247 | -37.0% |
| Profit (loss) for the period to be appropriated | 9905 | €46,624 | €29,378 | -€17,247 | -37.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.