RM-INVEST: what changed
What changed
RM-INVEST
NACE 43.211, General electrical installation work
filed annual accounts (NBB)
Net result for the year
-€3,612
2024 · -€3,611-€1
Equity
€50,663
2024 · €54,274-€3,612
Cash
€4,347
2024 · €2,778+€1,568
Balance sheet total
€345,987
2024 · €369,112-€23,125
Largest movements
Assets
- Tangible fixed assets -€28,762
down €28,762 (-10.5%), from €273,308 to €244,546
of which Other tangible fixed assets: -€20,212
- Receivables within one year +€4,060
up €4,060 (+4.9%), from €82,227 to €86,287
of which Other amounts receivable: +€3,836
Equity and liabilities
- Debts after one year -€31,306
down €31,306 (-13.9%), from €225,068 to €193,762
- Other debts +€9,000
up €9,000 (+23.4%), from €38,521 to €47,521
Income statement
- Financial charges -€469
down €469 (-9.9%), from €4,721 to €4,252
- Gross operating margin -€326
down €326 (-1.2%), from €28,005 to €27,679
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€3,611
Gross operating margin
-€326
Other operating charges
+€71
Financial income
-€215
Financial charges
+€469
Result 2025
-€3,612
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€32,372
Investment
€0
Financing
-€30,804
Cash 2024
€2,778
From operations (derived)
+€32,372
Net result for the year
-€3,612
Depreciation
+€28,762
Receivables within one year
-€4,060
Deferred charges and accrued income
-€9
Trade debts
+€2,171
Tax, wage and social debts
+€119
Other debts
+€9,000
Financing
-€30,804
Debts after one year
-€31,306
Current portion of long-term debt
+€503
Cash 2025
€4,347
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €369,112 | €345,987 | -€23,125 | -6.3% |
| Fixed assets | 21/28 | €273,458 | €244,696 | -€28,762 | -10.5% |
| Tangible fixed assets | 22/27 | €273,308 | €244,546 | -€28,762 | -10.5% |
| Land and buildings | 22 | €231,291 | €222,741 | -€8,550 | -3.7% |
| Other tangible fixed assets | 26 | €42,017 | €21,805 | -€20,212 | -48.1% |
| Financial fixed assets | 28 | €150 | €150 | = | 0.0% |
| Current assets | 29/58 | €95,654 | €101,291 | +€5,637 | +5.9% |
| Stocks and contracts in progress | 3 | €10,649 | €10,649 | = | 0.0% |
| Stocks | 30/36 | €10,649 | €10,649 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €82,227 | €86,287 | +€4,060 | +4.9% |
| Trade receivables | 40 | €12,356 | €12,580 | +€224 | +1.8% |
| Other amounts receivable | 41 | €69,871 | €73,707 | +€3,836 | +5.5% |
| Cash at bank and in hand | 54/58 | €2,778 | €4,347 | +€1,568 | +56.4% |
| Deferred charges and accrued income | 490/1 | €0 | €9 | +€9 | |
| Total equity and liabilities | 10/49 | €369,112 | €345,987 | -€23,125 | -6.3% |
| Equity | 10/15 | €54,274 | €50,663 | -€3,612 | -6.7% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €2,000 | €2,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,000 | €2,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €32,274 | €28,663 | -€3,612 | -11.2% |
| Amounts payable | 17/49 | €314,838 | €295,324 | -€19,513 | -6.2% |
| Amounts payable after more than one year | 17 | €225,068 | €193,762 | -€31,306 | -13.9% |
| Financial debts | 170/4 | €225,068 | €193,762 | -€31,306 | -13.9% |
| Amounts payable within one year | 42/48 | €87,669 | €99,462 | +€11,793 | +13.5% |
| Current portion of amounts payable after more than one year | 42 | €30,804 | €31,306 | +€503 | +1.6% |
| Trade debts | 44 | €17,646 | €19,818 | +€2,171 | +12.3% |
| Suppliers | 440/4 | €17,646 | €19,818 | +€2,171 | +12.3% |
| Taxes, remuneration and social security | 45 | €699 | €818 | +€119 | +17.0% |
| Taxes | 450/3 | €699 | €818 | +€119 | +17.0% |
| Other amounts payable | 47/48 | €38,521 | €47,521 | +€9,000 | +23.4% |
| Accrued charges and deferred income | 492/3 | €2,100 | €2,100 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €28,762 | €28,762 | = | 0.0% |
| Other operating charges | 640/8 | €2,184 | €2,112 | -€71 | -3.3% |
| Gross operating margin | 9900 | €28,005 | €27,679 | -€326 | -1.2% |
| Operating profit (loss) | 9901 | -€2,941 | -€3,196 | -€255 | -8.7% |
| Financial income | 75/76B | €4,051 | €3,836 | -€215 | -5.3% |
| Recurring financial income | 75 | €4,051 | €3,836 | -€215 | -5.3% |
| Financial charges | 65/66B | €4,721 | €4,252 | -€469 | -9.9% |
| Recurring financial charges | 65 | €4,721 | €4,252 | -€469 | -9.9% |
| Profit (loss) for the period before taxes | 9903 | -€3,611 | -€3,612 | -€1 | 0.0% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€3,611 | -€3,612 | -€1 | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,611 | -€3,612 | -€1 | 0.0% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.