RM architecte: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RM architecte
Largest movements
- Current investments +€76,911
up €76,911, from €0 to €76,911
- Receivables within one year +€13,781
up €13,781 (+33.5%), from €41,184 to €54,964
of which Trade receivables: +€13,781
- Cash -€7,325
down €7,325 (-3.2%), from €226,352 to €219,027
mainly Current investments (-€76,911) and Trade debts (-€15,430)
- Tangible fixed assets -€7,073
down €7,073 (-49.8%), from €14,190 to €7,117
- Financial fixed assets +€4,410
up €4,410 (+50.8%), from €8,680 to €13,090
- Reserves +€99,018
up €99,018 (+45.7%), from €216,490 to €315,509
- Trade debts -€15,430
down €15,430 (-46.9%), from €32,866 to €17,435
- Gross operating margin +€62,383
up €62,383 (+40.5%), from €154,147 to €216,530
- Financial charges +€31,137
up €31,137 (+71.7%), from €43,428 to €74,565
- Taxes +€10,172
up €10,172 (+34.6%), from €29,404 to €39,576
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €301,972 | €384,887 | +€82,915 | +27.5% |
| Fixed assets | 21/28 | €22,870 | €20,207 | -€2,663 | -11.6% |
| Intangible fixed assets | 21 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €14,190 | €7,117 | -€7,073 | -49.8% |
| Furniture and vehicles | 24 | €14,190 | €7,117 | -€7,073 | -49.8% |
| Financial fixed assets | 28 | €8,680 | €13,090 | +€4,410 | +50.8% |
| Current assets | 29/58 | €279,102 | €364,680 | +€85,578 | +30.7% |
| Amounts receivable within one year | 40/41 | €41,184 | €54,964 | +€13,781 | +33.5% |
| Trade receivables | 40 | €41,184 | €54,964 | +€13,781 | +33.5% |
| Other amounts receivable | 41 | €0 | - | = | |
| Current investments | 50/53 | €0 | €76,911 | +€76,911 | |
| Cash at bank and in hand | 54/58 | €226,352 | €219,027 | -€7,325 | -3.2% |
| Deferred charges and accrued income | 490/1 | €11,567 | €13,778 | +€2,211 | +19.1% |
| Total equity and liabilities | 10/49 | €301,972 | €384,887 | +€82,915 | +27.5% |
| Equity | 10/15 | €237,004 | €335,189 | +€98,185 | +41.4% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €216,490 | €315,509 | +€99,018 | +45.7% |
| Distributable reserves | 133 | €216,490 | €315,509 | +€99,018 | +45.7% |
| Profit (loss) carried forward | 14 | €8,114 | €7,281 | -€833 | -10.3% |
| Amounts payable | 17/49 | €64,968 | €49,697 | -€15,270 | -23.5% |
| Amounts payable within one year | 42/48 | €64,968 | €49,697 | -€15,270 | -23.5% |
| Trade debts | 44 | €32,866 | €17,435 | -€15,430 | -46.9% |
| Suppliers | 440/4 | €32,866 | €17,435 | -€15,430 | -46.9% |
| Taxes, remuneration and social security | 45 | €30,431 | €30,714 | +€282 | +0.9% |
| Taxes | 450/3 | €30,431 | €30,714 | +€282 | +0.9% |
| Other amounts payable | 47/48 | €1,671 | €1,548 | -€123 | -7.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,214 | €7,073 | -€141 | -2.0% |
| Other operating charges | 640/8 | €1,064 | €692 | -€371 | -34.9% |
| Gross operating margin | 9900 | €154,147 | €216,530 | +€62,383 | +40.5% |
| Operating profit (loss) | 9901 | €145,869 | €208,764 | +€62,895 | +43.1% |
| Financial income | 75/76B | €3,871 | €4,395 | +€524 | +13.5% |
| Recurring financial income | 75 | €3,871 | €4,395 | +€524 | +13.5% |
| Financial charges | 65/66B | €43,428 | €74,565 | +€31,137 | +71.7% |
| Recurring financial charges | 65 | €43,428 | €74,565 | +€31,137 | +71.7% |
| Profit (loss) for the period before taxes | 9903 | €106,312 | €138,594 | +€32,281 | +30.4% |
| Income taxes | 67/77 | €29,404 | €39,576 | +€10,172 | +34.6% |
| Profit (loss) for the period | 9904 | €76,908 | €99,018 | +€22,110 | +28.7% |
| Profit (loss) for the period to be appropriated | 9905 | €76,908 | €99,018 | +€22,110 | +28.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.