RJAD Service: what changed
What changed
RJAD Service
NACE 95.314, Bodywork repair (including spraying and painting)
filed annual accounts (NBB)
Net result for the year
€1,067
2024 · €5,122-€4,055
Equity
€16,443
2024 · €15,376+€1,067
Cash
€17,449
2024 · €17,231+€219
Balance sheet total
€87,196
2024 · €101,785-€14,589
Largest movements
Assets
- Tangible fixed assets -€21,252
down €21,252 (-26.9%), from €78,881 to €57,629
- Receivables within one year +€6,486
up €6,486 (+197%), from €3,300 to €9,785
of which Trade receivables: +€3,854
Equity and liabilities
- Debts after one year -€21,600
down €21,600 (-37.5%), from €57,600 to €36,000
- Trade debts +€3,865
up €3,865 (+161%), from €2,395 to €6,260
- Tax, wage and social debts +€1,555
up €1,555 (+46.2%), from €3,367 to €4,922
of which Taxes: +€1,675
- Reserves +€1,067
up €1,067 (+8.6%), from €12,376 to €13,443
Income statement
- Depreciation +€6,398
up €6,398 (+43.1%), from €14,854 to €21,252
- Taxes -€3,012
down €3,012 (-53.9%), from €5,593 to €2,580
- Financial charges +€741
up €741 (+77.9%), from €950 to €1,691
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€5,122
Gross operating margin
+€73
Depreciation
-€6,398
Other operating charges
-€2
Financial income
+€0
Financial charges
-€741
Taxes
+€3,012
Result 2025
€1,067
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€21,819
Investment
€0
Financing
-€21,600
Cash 2024
€17,231
From operations (derived)
+€21,819
Net result for the year
+€1,067
Depreciation
+€21,252
Receivables within one year
-€6,486
Deferred charges and accrued income
+€41
Trade debts
+€3,865
Tax, wage and social debts
+€1,555
Other debts
+€175
Accrued charges and deferred income
+€348
Financing
-€21,600
Debts after one year
-€21,600
Cash 2025
€17,449
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €101,785 | €87,196 | -€14,589 | -14.3% |
| Fixed assets | 21/28 | €78,881 | €57,629 | -€21,252 | -26.9% |
| Tangible fixed assets | 22/27 | €78,881 | €57,629 | -€21,252 | -26.9% |
| Furniture and vehicles | 24 | €78,881 | €57,629 | -€21,252 | -26.9% |
| Current assets | 29/58 | €22,904 | €29,567 | +€6,663 | +29.1% |
| Amounts receivable within one year | 40/41 | €3,300 | €9,785 | +€6,486 | +197% |
| Trade receivables | 40 | €2,511 | €6,366 | +€3,854 | +153% |
| Other amounts receivable | 41 | €789 | €3,420 | +€2,631 | +334% |
| Cash at bank and in hand | 54/58 | €17,231 | €17,449 | +€219 | +1.3% |
| Deferred charges and accrued income | 490/1 | €2,374 | €2,332 | -€41 | -1.7% |
| Total equity and liabilities | 10/49 | €101,785 | €87,196 | -€14,589 | -14.3% |
| Equity | 10/15 | €15,376 | €16,443 | +€1,067 | +6.9% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €12,376 | €13,443 | +€1,067 | +8.6% |
| Distributable reserves | 133 | €12,376 | €13,443 | +€1,067 | +8.6% |
| Amounts payable | 17/49 | €86,409 | €70,753 | -€15,657 | -18.1% |
| Amounts payable after more than one year | 17 | €57,600 | €36,000 | -€21,600 | -37.5% |
| Financial debts | 170/4 | €57,600 | €36,000 | -€21,600 | -37.5% |
| Amounts payable within one year | 42/48 | €27,539 | €33,134 | +€5,595 | +20.3% |
| Current portion of amounts payable after more than one year | 42 | €21,600 | €21,600 | = | 0.0% |
| Trade debts | 44 | €2,395 | €6,260 | +€3,865 | +161% |
| Suppliers | 440/4 | €2,395 | €6,260 | +€3,865 | +161% |
| Taxes, remuneration and social security | 45 | €3,367 | €4,922 | +€1,555 | +46.2% |
| Taxes | 450/3 | €1,247 | €2,922 | +€1,675 | +134% |
| Remuneration and social security | 454/9 | €2,120 | €2,000 | -€120 | -5.7% |
| Other amounts payable | 47/48 | €176 | €352 | +€175 | +99.3% |
| Accrued charges and deferred income | 492/3 | €1,270 | €1,619 | +€348 | +27.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,854 | €21,252 | +€6,398 | +43.1% |
| Other operating charges | 640/8 | €118 | €120 | +€2 | +1.7% |
| Gross operating margin | 9900 | €26,635 | €26,709 | +€73 | +0.3% |
| Operating profit (loss) | 9901 | €11,663 | €5,336 | -€6,327 | -54.2% |
| Financial income | 75/76B | €2 | €2 | +€0 | +18.8% |
| Recurring financial income | 75 | €2 | €2 | +€0 | +18.8% |
| Financial charges | 65/66B | €950 | €1,691 | +€741 | +77.9% |
| Recurring financial charges | 65 | €950 | €1,691 | +€741 | +77.9% |
| Profit (loss) for the period before taxes | 9903 | €10,715 | €3,648 | -€7,067 | -66.0% |
| Income taxes | 67/77 | €5,593 | €2,580 | -€3,012 | -53.9% |
| Profit (loss) for the period | 9904 | €5,122 | €1,067 | -€4,055 | -79.2% |
| Profit (loss) for the period to be appropriated | 9905 | €5,122 | €1,067 | -€4,055 | -79.2% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.