RIZQ Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RIZQ Consulting
Largest movements
- Cash +€185,169
up €185,169 (+97.5%), from €189,862 to €375,031
mainly Net result for the year (+€165,834) and Tax, wage and social debts (+€10,588)
- Tangible fixed assets -€8,262
down €8,262 (-29.7%), from €27,863 to €19,600
- Profit (loss) carried forward +€164,168
up €164,168 (+85.1%), from €192,954 to €357,122
- Tax, wage and social debts +€10,588
up €10,588 (+17.4%), from €60,811 to €71,398
of which Taxes: +€11,820
- Gross operating margin +€52,080
up €52,080 (+29.7%), from €175,397 to €227,477
- Taxes +€13,314
up €13,314 (+33.9%), from €39,275 to €52,589
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €261,247 | €436,772 | +€175,525 | +67.2% |
| Fixed assets | 21/28 | €28,228 | €19,965 | -€8,262 | -29.3% |
| Tangible fixed assets | 22/27 | €27,863 | €19,600 | -€8,262 | -29.7% |
| Furniture and vehicles | 24 | €27,863 | €19,600 | -€8,262 | -29.7% |
| Financial fixed assets | 28 | €365 | €365 | = | 0.0% |
| Current assets | 29/58 | €233,020 | €416,807 | +€183,787 | +78.9% |
| Amounts receivable within one year | 40/41 | €41,830 | €40,334 | -€1,496 | -3.6% |
| Trade receivables | 40 | €41,830 | €40,334 | -€1,496 | -3.6% |
| Cash at bank and in hand | 54/58 | €189,862 | €375,031 | +€185,169 | +97.5% |
| Deferred charges and accrued income | 490/1 | €1,328 | €1,442 | +€114 | +8.6% |
| Total equity and liabilities | 10/49 | €261,247 | €436,772 | +€175,525 | +67.2% |
| Equity | 10/15 | €193,954 | €358,122 | +€164,168 | +84.6% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €192,954 | €357,122 | +€164,168 | +85.1% |
| Amounts payable | 17/49 | €67,294 | €78,650 | +€11,356 | +16.9% |
| Amounts payable within one year | 42/48 | €67,294 | €78,624 | +€11,331 | +16.8% |
| Trade debts | 44 | €1,156 | €523 | -€633 | -54.8% |
| Suppliers | 440/4 | €1,156 | €523 | -€633 | -54.8% |
| Taxes, remuneration and social security | 45 | €60,811 | €71,398 | +€10,588 | +17.4% |
| Taxes | 450/3 | €57,196 | €69,017 | +€11,820 | +20.7% |
| Remuneration and social security | 454/9 | €3,615 | €2,382 | -€1,233 | -34.1% |
| Other amounts payable | 47/48 | €5,327 | €6,703 | +€1,376 | +25.8% |
| Accrued charges and deferred income | 492/3 | - | €26 | +€26 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,713 | €8,262 | +€549 | +7.1% |
| Other operating charges | 640/8 | €349 | €760 | +€411 | +118% |
| Gross operating margin | 9900 | €175,397 | €227,477 | +€52,080 | +29.7% |
| Operating profit (loss) | 9901 | €167,334 | €218,454 | +€51,120 | +30.5% |
| Financial charges | 65/66B | €14 | €31 | +€16 | +112% |
| Recurring financial charges | 65 | €14 | €31 | +€16 | +112% |
| Profit (loss) for the period before taxes | 9903 | €167,320 | €218,424 | +€51,104 | +30.5% |
| Income taxes | 67/77 | €39,275 | €52,589 | +€13,314 | +33.9% |
| Profit (loss) for the period | 9904 | €128,045 | €165,834 | +€37,790 | +29.5% |
| Profit (loss) for the period to be appropriated | 9905 | €128,045 | €165,834 | +€37,790 | +29.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.