RISKCare: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RISKCare
Largest movements
- Cash +€50,312
up €50,312 (+24.1%), from €208,923 to €259,235
mainly Net result for the year (+€142,986) and Tax, wage and social debts (+€32,158)
- Receivables within one year +€43,122
up €43,122 (+2872.3%), from €1,501 to €44,623
of which Trade receivables: +€38,198
- Financial fixed assets -€28,190
no longer reported in 2025 (was €28,190)
- Reserves +€142,986
up €142,986 (+37.6%), from €380,229 to €523,215
- Other debts -€60,767
down €60,767 (-99.4%), from €61,151 to €384
- Debts after one year -€53,822
down €53,822 (-42.6%), from €126,298 to €72,476
- Tax, wage and social debts +€32,158
up €32,158 (+100.8%), from €31,893 to €64,052
- Gross operating margin +€81,887
up €81,887 (+37.0%), from €221,551 to €303,438
- Financial charges +€30,501
up €30,501 (+37.2%), from €81,990 to €112,492
- Taxes +€28,824
up €28,824 (+75.8%), from €38,037 to €66,861
- Financial income +€28,477
up €28,477 (+9606.6%), from €296 to €28,773
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €642,894 | €700,238 | +€57,344 | +8.9% |
| Fixed assets | 21/28 | €423,845 | €388,657 | -€35,188 | -8.3% |
| Tangible fixed assets | 22/27 | €395,655 | €388,657 | -€6,998 | -1.8% |
| Land and buildings | 22 | €394,969 | €388,139 | -€6,830 | -1.7% |
| Furniture and vehicles | 24 | €686 | €518 | -€168 | -24.5% |
| Financial fixed assets | 28 | €28,190 | - | -€28,190 | |
| Current assets | 29/58 | €219,049 | €311,581 | +€92,532 | +42.2% |
| Amounts receivable within one year | 40/41 | €1,501 | €44,623 | +€43,122 | +2872.3% |
| Trade receivables | 40 | €1,402 | €39,600 | +€38,198 | +2724.9% |
| Other amounts receivable | 41 | €99 | €5,023 | +€4,924 | +4949.1% |
| Cash at bank and in hand | 54/58 | €208,923 | €259,235 | +€50,312 | +24.1% |
| Deferred charges and accrued income | 490/1 | €8,625 | €7,722 | -€903 | -10.5% |
| Total equity and liabilities | 10/49 | €642,894 | €700,238 | +€57,344 | +8.9% |
| Equity | 10/15 | €392,629 | €535,615 | +€142,986 | +36.4% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €380,229 | €523,215 | +€142,986 | +37.6% |
| Distributable reserves | 133 | €380,229 | €523,215 | +€142,986 | +37.6% |
| Amounts payable | 17/49 | €250,265 | €164,622 | -€85,642 | -34.2% |
| Amounts payable after more than one year | 17 | €126,298 | €72,476 | -€53,822 | -42.6% |
| Financial debts | 170/4 | €126,298 | €72,476 | -€53,822 | -42.6% |
| Amounts payable within one year | 42/48 | €123,614 | €92,147 | -€31,467 | -25.5% |
| Current portion of amounts payable after more than one year | 42 | €25,256 | €25,632 | +€376 | +1.5% |
| Trade debts | 44 | €5,314 | €2,079 | -€3,235 | -60.9% |
| Suppliers | 440/4 | €5,314 | €2,079 | -€3,235 | -60.9% |
| Taxes, remuneration and social security | 45 | €31,893 | €64,052 | +€32,158 | +100.8% |
| Taxes | 450/3 | €31,893 | €64,052 | +€32,158 | +100.8% |
| Other amounts payable | 47/48 | €61,151 | €384 | -€60,767 | -99.4% |
| Accrued charges and deferred income | 492/3 | €352 | - | -€352 | |
| Non-recurring operating income | 76A | - | €20 | +€20 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,998 | €6,998 | = | 0.0% |
| Other operating charges | 640/8 | €2,501 | €2,648 | +€147 | +5.9% |
| Non-recurring operating charges | 66A | - | €226 | +€226 | |
| Gross operating margin | 9900 | €221,551 | €303,438 | +€81,887 | +37.0% |
| Operating profit (loss) | 9901 | €212,051 | €293,565 | +€81,514 | +38.4% |
| Financial income | 75/76B | €296 | €28,773 | +€28,477 | +9606.6% |
| Recurring financial income | 75 | €296 | €28,773 | +€28,477 | +9606.6% |
| Financial charges | 65/66B | €81,990 | €112,492 | +€30,501 | +37.2% |
| Recurring financial charges | 65 | €81,990 | €112,492 | +€30,501 | +37.2% |
| Profit (loss) for the period before taxes | 9903 | €130,357 | €209,847 | +€79,489 | +61.0% |
| Income taxes | 67/77 | €38,037 | €66,861 | +€28,824 | +75.8% |
| Profit (loss) for the period | 9904 | €92,321 | €142,986 | +€50,665 | +54.9% |
| Profit (loss) for the period to be appropriated | 9905 | €92,321 | €142,986 | +€50,665 | +54.9% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.