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RIF: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

RIF

BE 0479.320.253
NACE 96.210, Hairdressing and barber services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€9,110
2024 · -€7,021-€2,088
Equity
-€92,559
2024 · -€83,449-€9,110
Cash
€481
2024 · €308+€173
Balance sheet total
€539
2024 · €308+€232

Largest movements

2024 to 2025
Assets
  • Cash +€173

    up €173 (+56.4%), from €308 to €481

    mainly Other debts (+€10,123) and Trade debts (+€295)

  • Receivables within one year +€58

    new in 2025: €58

Equity and liabilities
  • Other debts +€10,123

    up €10,123 (+16.5%), from €61,263 to €71,386

  • Profit (loss) carried forward -€9,110

    down €9,110 (-10.1%), from -€90,127 to -€99,237

  • Tax, wage and social debts -€1,076

    down €1,076 (-4.8%), from €22,194 to €21,118

    of which Taxes: -€1,178

  • Trade debts +€295

    up €295 (+98.2%), from €300 to €595

Income statement
  • Gross operating margin -€24,840

    down €24,840, from €16,301 to -€8,538

  • Staff costs -€23,254

    no longer reported in 2025 (was €23,254)

  • Other operating charges +€526

    new in 2025: €526

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€7,021
Gross operating margin -€24,840
Staff costs +€23,254
Other operating charges -€526
Financial income +€0
Financial charges +€24
Result 2025 -€9,110

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€173
Investment €0
Financing €0
Cash 2024 €308
Net result for the year -€9,110
Receivables within one year -€58
Trade debts +€295
Tax, wage and social debts -€1,076
Other debts +€10,123
Cash 2025 €481
Every line side by side 28 lines
Line Code 2024 2025 Change %
Total assets 20/58 €308 €539 +€232 +75.3%
Current assets 29/58 €308 €539 +€232 +75.3%
Amounts receivable within one year 40/41 - €58 +€58
Other amounts receivable 41 - €58 +€58
Cash at bank and in hand 54/58 €308 €481 +€173 +56.4%
Total equity and liabilities 10/49 €308 €539 +€232 +75.3%
Equity 10/15 -€83,449 -€92,559 -€9,110 -10.9%
Contributions 10/11 €6,678 €6,678 = 0.0%
Profit (loss) carried forward 14 -€90,127 -€99,237 -€9,110 -10.1%
Amounts payable 17/49 €83,757 €93,098 +€9,341 +11.2%
Amounts payable within one year 42/48 €83,757 €93,098 +€9,341 +11.2%
Trade debts 44 €300 €595 +€295 +98.2%
Suppliers 440/4 €300 €595 +€295 +98.2%
Taxes, remuneration and social security 45 €22,194 €21,118 -€1,076 -4.8%
Taxes 450/3 €10,386 €9,208 -€1,178 -11.3%
Remuneration and social security 454/9 €11,808 €11,909 +€102 +0.9%
Other amounts payable 47/48 €61,263 €71,386 +€10,123 +16.5%
Remuneration, social security and pensions 62 €23,254 - -€23,254
Other operating charges 640/8 - €526 +€526
Gross operating margin 9900 €16,301 -€8,538 -€24,840
Operating profit (loss) 9901 -€6,952 -€9,064 -€2,112 -30.4%
Financial income 75/76B - €0 +€0
Recurring financial income 75 - €0 +€0
Financial charges 65/66B €69 €46 -€24 -34.1%
Recurring financial charges 65 €69 €46 -€24 -34.1%
Profit (loss) for the period before taxes 9903 -€7,021 -€9,110 -€2,088 -29.7%
Profit (loss) for the period 9904 -€7,021 -€9,110 -€2,088 -29.7%
Profit (loss) for the period to be appropriated 9905 -€7,021 -€9,110 -€2,088 -29.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.