RIDDERMANS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RIDDERMANS
Largest movements
- Cash +€15,839
up €15,839 (+22.2%), from €71,219 to €87,058
mainly Other debts (+€35,254) and Net result for the year (+€19,594)
- Tangible fixed assets -€10,077
down €10,077 (-25.1%), from €40,141 to €30,064
of which Furniture and vehicles: -€12,139
- Receivables within one year +€6,504
up €6,504 (+13.6%), from €47,981 to €54,485
of which Trade receivables: +€9,516
- Other debts +€35,254
up €35,254 (+139.3%), from €25,300 to €60,554
- Tax, wage and social debts -€6,514
down €6,514 (-30.9%), from €21,113 to €14,598
- Reserves -€6,000
down €6,000 (-6.5%), from €92,001 to €86,001
- Current portion of long-term debt -€5,299
down €5,299 (-52.8%), from €10,045 to €4,745
- Debts after one year -€4,971
down €4,971 (-56.5%), from €8,794 to €3,823
- Taxes +€2,787
up €2,787 (+33.4%), from €8,340 to €11,127
- Gross operating margin +€2,151
up €2,151 (+5.1%), from €41,788 to €43,939
- Financial charges -€900
down €900 (-25.8%), from €3,493 to €2,592
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €161,097 | €173,062 | +€11,966 | +7.4% |
| Fixed assets | 21/28 | €40,141 | €30,064 | -€10,077 | -25.1% |
| Tangible fixed assets | 22/27 | €40,141 | €30,064 | -€10,077 | -25.1% |
| Land and buildings | 22 | €12,023 | €14,084 | +€2,061 | +17.1% |
| Furniture and vehicles | 24 | €28,118 | €15,980 | -€12,139 | -43.2% |
| Current assets | 29/58 | €120,956 | €142,999 | +€22,043 | +18.2% |
| Amounts receivable within one year | 40/41 | €47,981 | €54,485 | +€6,504 | +13.6% |
| Trade receivables | 40 | €300 | €9,816 | +€9,516 | +3173.6% |
| Other amounts receivable | 41 | €47,682 | €44,670 | -€3,012 | -6.3% |
| Cash at bank and in hand | 54/58 | €71,219 | €87,058 | +€15,839 | +22.2% |
| Deferred charges and accrued income | 490/1 | €1,756 | €1,455 | -€300 | -17.1% |
| Total equity and liabilities | 10/49 | €161,097 | €173,062 | +€11,966 | +7.4% |
| Equity | 10/15 | €94,160 | €88,254 | -€5,906 | -6.3% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €92,001 | €86,001 | -€6,000 | -6.5% |
| Distributable reserves | 133 | €92,001 | €86,001 | -€6,000 | -6.5% |
| Profit (loss) carried forward | 14 | €158 | €253 | +€94 | +59.7% |
| Amounts payable | 17/49 | €66,937 | €84,808 | +€17,871 | +26.7% |
| Amounts payable after more than one year | 17 | €8,794 | €3,823 | -€4,971 | -56.5% |
| Financial debts | 170/4 | €8,794 | €3,823 | -€4,971 | -56.5% |
| Amounts payable within one year | 42/48 | €57,478 | €80,318 | +€22,841 | +39.7% |
| Current portion of amounts payable after more than one year | 42 | €10,045 | €4,745 | -€5,299 | -52.8% |
| Trade debts | 44 | €1,020 | €421 | -€599 | -58.7% |
| Suppliers | 440/4 | €1,020 | €421 | -€599 | -58.7% |
| Taxes, remuneration and social security | 45 | €21,113 | €14,598 | -€6,514 | -30.9% |
| Taxes | 450/3 | €21,113 | €14,598 | -€6,514 | -30.9% |
| Other amounts payable | 47/48 | €25,300 | €60,554 | +€35,254 | +139.3% |
| Accrued charges and deferred income | 492/3 | €666 | €667 | +€1 | +0.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,950 | €12,837 | -€112 | -0.9% |
| Other operating charges | 640/8 | €853 | €1,202 | +€349 | +40.9% |
| Gross operating margin | 9900 | €41,788 | €43,939 | +€2,151 | +5.1% |
| Operating profit (loss) | 9901 | €27,985 | €29,900 | +€1,915 | +6.8% |
| Financial income | 75/76B | €3,448 | €3,414 | -€34 | -1.0% |
| Recurring financial income | 75 | €3,448 | €3,414 | -€34 | -1.0% |
| Financial charges | 65/66B | €3,493 | €2,592 | -€900 | -25.8% |
| Recurring financial charges | 65 | €3,493 | €2,592 | -€900 | -25.8% |
| Profit (loss) for the period before taxes | 9903 | €27,940 | €30,721 | +€2,781 | +10.0% |
| Income taxes | 67/77 | €8,340 | €11,127 | +€2,787 | +33.4% |
| Profit (loss) for the period | 9904 | €19,601 | €19,594 | -€6 | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €19,601 | €19,594 | -€6 | 0.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.