Richardy.med: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Richardy.med
Largest movements
- Cash +€51,442
up €51,442 (+272.7%), from €18,864 to €70,306
mainly Depreciation (+€86,704) and Other debts (+€41,390)
- Intangible fixed assets -€48,343
down €48,343 (-47.0%), from €102,815 to €54,472
- Tangible fixed assets -€30,861
down €30,861 (-23.3%), from €132,328 to €101,467
of which Furniture and vehicles: -€27,491
- Current investments +€10,000
new in 2025: €10,000
- Deferred charges and accrued income +€8,860
up €8,860 (+15.4%), from €57,574 to €66,434
- Other debts +€41,390
up €41,390 (+120.3%), from €34,417 to €75,807
- Reserves -€27,386
down €27,386 (-13.2%), from €207,302 to €179,916
- Current portion of long-term debt -€18,221
down €18,221 (-91.6%), from €19,888 to €1,667
- Tax, wage and social debts -€3,171
down €3,171 (-13.7%), from €23,106 to €19,934
of which Taxes: -€3,171
- Depreciation +€35,288
up €35,288 (+68.6%), from €51,416 to €86,704
- Gross operating margin -€24,383
down €24,383 (-8.9%), from €275,253 to €250,870
- Taxes -€21,067
down €21,067 (-68.0%), from €31,001 to €9,933
- Financial charges +€4,070
up €4,070 (+3.5%), from €116,682 to €120,752
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €311,581 | €302,679 | -€8,902 | -2.9% |
| Fixed assets | 21/28 | €235,143 | €155,939 | -€79,204 | -33.7% |
| Intangible fixed assets | 21 | €102,815 | €54,472 | -€48,343 | -47.0% |
| Tangible fixed assets | 22/27 | €132,328 | €101,467 | -€30,861 | -23.3% |
| Plant, machinery and equipment | 23 | €5,275 | €1,905 | -€3,370 | -63.9% |
| Furniture and vehicles | 24 | €127,053 | €99,562 | -€27,491 | -21.6% |
| Current assets | 29/58 | €76,438 | €146,740 | +€70,302 | +92.0% |
| Current investments | 50/53 | - | €10,000 | +€10,000 | |
| Cash at bank and in hand | 54/58 | €18,864 | €70,306 | +€51,442 | +272.7% |
| Deferred charges and accrued income | 490/1 | €57,574 | €66,434 | +€8,860 | +15.4% |
| Total equity and liabilities | 10/49 | €311,581 | €302,679 | -€8,902 | -2.9% |
| Equity | 10/15 | €225,852 | €198,466 | -€27,386 | -12.1% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €207,302 | €179,916 | -€27,386 | -13.2% |
| Distributable reserves | 133 | €207,302 | €179,916 | -€27,386 | -13.2% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €85,729 | €104,214 | +€18,484 | +21.6% |
| Amounts payable after more than one year | 17 | €1,667 | €0 | -€1,667 | -100.0% |
| Financial debts | 170/4 | €1,667 | €0 | -€1,667 | -100.0% |
| Amounts payable within one year | 42/48 | €82,297 | €100,890 | +€18,593 | +22.6% |
| Current portion of amounts payable after more than one year | 42 | €19,888 | €1,667 | -€18,221 | -91.6% |
| Trade debts | 44 | €4,886 | €3,483 | -€1,403 | -28.7% |
| Suppliers | 440/4 | €4,886 | €3,483 | -€1,403 | -28.7% |
| Taxes, remuneration and social security | 45 | €23,106 | €19,934 | -€3,171 | -13.7% |
| Taxes | 450/3 | €23,106 | €19,934 | -€3,171 | -13.7% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €34,417 | €75,807 | +€41,390 | +120.3% |
| Accrued charges and deferred income | 492/3 | €1,766 | €3,323 | +€1,558 | +88.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €51,416 | €86,704 | +€35,288 | +68.6% |
| Other operating charges | 640/8 | €825 | €581 | -€244 | -29.5% |
| Gross operating margin | 9900 | €275,253 | €250,870 | -€24,383 | -8.9% |
| Operating profit (loss) | 9901 | €223,013 | €163,585 | -€59,427 | -26.6% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €116,682 | €120,752 | +€4,070 | +3.5% |
| Recurring financial charges | 65 | €116,682 | €120,752 | +€4,070 | +3.5% |
| Profit (loss) for the period before taxes | 9903 | €106,331 | €42,834 | -€63,496 | -59.7% |
| Income taxes | 67/77 | €31,001 | €9,933 | -€21,067 | -68.0% |
| Profit (loss) for the period | 9904 | €75,330 | €32,901 | -€42,429 | -56.3% |
| Profit (loss) for the period to be appropriated | 9905 | €75,330 | €32,901 | -€42,429 | -56.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.