Ricco: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ricco
Largest movements
- Tangible fixed assets -€40,425
down €40,425 (-14.2%), from €283,720 to €243,295
of which Land and buildings: -€24,726
- Cash -€26,581
down €26,581 (-86.5%), from €30,718 to €4,137
mainly Debts after one year (-€39,514) and Tax, wage and social debts (-€14,983)
- Debts after one year -€39,514
down €39,514 (-22.1%), from €178,788 to €139,274
- Tax, wage and social debts -€14,983
down €14,983 (-64.0%), from €23,409 to €8,426
of which Taxes: -€12,925
- Profit (loss) carried forward -€11,781
down €11,781 (-43.7%), from €26,934 to €15,153
- Trade debts -€7,673
down €7,673 (-80.5%), from €9,530 to €1,857
- Other debts +€5,319
up €5,319 (+23.0%), from €23,093 to €28,411
- Gross operating margin -€38,571
down €38,571 (-36.2%), from €106,576 to €68,005
- Staff costs -€20,357
down €20,357 (-41.5%), from €48,999 to €28,642
- Depreciation +€8,257
up €8,257 (+23.5%), from €35,168 to €43,425
- Purchases and services +€6,061
up €6,061 (+7.2%), from €84,016 to €90,077
- Taxes -€3,156
down €3,156, from €1,484 to -€1,672
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €376,683 | €309,042 | -€67,641 | -18.0% |
| Fixed assets | 21/28 | €283,720 | €243,295 | -€40,425 | -14.2% |
| Tangible fixed assets | 22/27 | €283,720 | €243,295 | -€40,425 | -14.2% |
| Land and buildings | 22 | €214,632 | €189,906 | -€24,726 | -11.5% |
| Furniture and vehicles | 24 | €1,629 | €813 | -€815 | -50.1% |
| Leasing and similar rights | 25 | €67,452 | €52,576 | -€14,876 | -22.1% |
| Other tangible fixed assets | 26 | €7 | - | -€7 | |
| Current assets | 29/58 | €92,962 | €65,746 | -€27,216 | -29.3% |
| Stocks and contracts in progress | 3 | €61,170 | €60,499 | -€672 | -1.1% |
| Stocks | 30/36 | €61,170 | €60,499 | -€672 | -1.1% |
| Cash at bank and in hand | 54/58 | €30,718 | €4,137 | -€26,581 | -86.5% |
| Deferred charges and accrued income | 490/1 | €1,074 | €1,111 | +€37 | +3.5% |
| Total equity and liabilities | 10/49 | €376,683 | €309,042 | -€67,641 | -18.0% |
| Equity | 10/15 | €103,340 | €91,559 | -€11,781 | -11.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €57,807 | €57,807 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €55,947 | €55,947 | = | 0.0% |
| Profit (loss) carried forward | 14 | €26,934 | €15,153 | -€11,781 | -43.7% |
| Amounts payable | 17/49 | €273,342 | €217,482 | -€55,860 | -20.4% |
| Amounts payable after more than one year | 17 | €178,788 | €139,274 | -€39,514 | -22.1% |
| Financial debts | 170/4 | €178,788 | €139,274 | -€39,514 | -22.1% |
| Amounts payable within one year | 42/48 | €94,555 | €78,208 | -€16,346 | -17.3% |
| Current portion of amounts payable after more than one year | 42 | €38,522 | €39,514 | +€991 | +2.6% |
| Trade debts | 44 | €9,530 | €1,857 | -€7,673 | -80.5% |
| Suppliers | 440/4 | €9,530 | €1,857 | -€7,673 | -80.5% |
| Taxes, remuneration and social security | 45 | €23,409 | €8,426 | -€14,983 | -64.0% |
| Taxes | 450/3 | €15,371 | €2,446 | -€12,925 | -84.1% |
| Remuneration and social security | 454/9 | €8,038 | €5,980 | -€2,058 | -25.6% |
| Other amounts payable | 47/48 | €23,093 | €28,411 | +€5,319 | +23.0% |
| Non-recurring operating income | 76A | €25,051 | - | -€25,051 | |
| Goods, raw materials, services and sundry goods | 60/61 | €84,016 | €90,077 | +€6,061 | +7.2% |
| Remuneration, social security and pensions | 62 | €48,999 | €28,642 | -€20,357 | -41.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €35,168 | €43,425 | +€8,257 | +23.5% |
| Other operating charges | 640/8 | €5,981 | €4,024 | -€1,957 | -32.7% |
| Gross operating margin | 9900 | €106,576 | €68,005 | -€38,571 | -36.2% |
| Operating profit (loss) | 9901 | €16,427 | -€8,087 | -€24,514 | |
| Financial charges | 65/66B | €5,239 | €5,366 | +€127 | +2.4% |
| Recurring financial charges | 65 | €5,239 | €5,366 | +€127 | +2.4% |
| Profit (loss) for the period before taxes | 9903 | €11,188 | -€13,453 | -€24,641 | |
| Income taxes | 67/77 | €1,484 | -€1,672 | -€3,156 | |
| Profit (loss) for the period | 9904 | €9,704 | -€11,781 | -€21,485 | |
| Profit (loss) for the period to be appropriated | 9905 | €9,704 | -€11,781 | -€21,485 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.