Ribot: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ribot
Largest movements
- Tangible fixed assets -€13,393
down €13,393 (-21.3%), from €62,823 to €49,429
of which Furniture and vehicles: -€13,082
- Receivables within one year -€10,320
down €10,320 (-28.2%), from €36,642 to €26,322
of which Trade receivables: -€5,716
- Short-term financial debts -€17,495
down €17,495 (-83.4%), from €20,968 to €3,473
- Debts after one year -€16,648
down €16,648 (-47.7%), from €34,908 to €18,259
- Tax, wage and social debts +€10,090
up €10,090 (+83.5%), from €12,089 to €22,178
of which Taxes: +€10,090
- Reserves +€2,620
up €2,620 (+24.2%), from €10,810 to €13,430
- Current portion of long-term debt -€1,725
down €1,725 (-9.4%), from €18,373 to €16,648
- Gross operating margin +€5,048
up €5,048 (+22.4%), from €22,570 to €27,619
- Other operating charges +€1,469
up €1,469 (+108.8%), from €1,349 to €2,818
- Taxes +€1,292
up €1,292 (+104.7%), from €1,234 to €2,526
- Depreciation +€465
up €465 (+3.2%), from €14,464 to €14,929
- Financial charges -€385
down €385 (-6.0%), from €6,403 to €6,018
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €100,786 | €77,124 | -€23,662 | -23.5% |
| Fixed assets | 21/28 | €62,823 | €49,429 | -€13,393 | -21.3% |
| Tangible fixed assets | 22/27 | €62,823 | €49,429 | -€13,393 | -21.3% |
| Land and buildings | 22 | €2,722 | €2,410 | -€311 | -11.4% |
| Furniture and vehicles | 24 | €60,101 | €47,019 | -€13,082 | -21.8% |
| Current assets | 29/58 | €37,963 | €27,694 | -€10,269 | -27.0% |
| Amounts receivable within one year | 40/41 | €36,642 | €26,322 | -€10,320 | -28.2% |
| Trade receivables | 40 | €10,489 | €4,772 | -€5,716 | -54.5% |
| Other amounts receivable | 41 | €26,153 | €21,550 | -€4,603 | -17.6% |
| Deferred charges and accrued income | 490/1 | €1,322 | €1,372 | +€51 | +3.8% |
| Total equity and liabilities | 10/49 | €100,786 | €77,124 | -€23,662 | -23.5% |
| Equity | 10/15 | €13,310 | €15,930 | +€2,620 | +19.7% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €10,810 | €13,430 | +€2,620 | +24.2% |
| Distributable reserves | 133 | €10,810 | €13,430 | +€2,620 | +24.2% |
| Amounts payable | 17/49 | €87,476 | €61,194 | -€26,282 | -30.0% |
| Amounts payable after more than one year | 17 | €34,908 | €18,259 | -€16,648 | -47.7% |
| Financial debts | 170/4 | €34,908 | €18,259 | -€16,648 | -47.7% |
| Amounts payable within one year | 42/48 | €52,216 | €42,935 | -€9,281 | -17.8% |
| Current portion of amounts payable after more than one year | 42 | €18,373 | €16,648 | -€1,725 | -9.4% |
| Financial debts | 43 | €20,968 | €3,473 | -€17,495 | -83.4% |
| Credit institutions | 430/8 | €20,968 | €3,473 | -€17,495 | -83.4% |
| Trade debts | 44 | €786 | €635 | -€151 | -19.2% |
| Suppliers | 440/4 | €786 | €635 | -€151 | -19.2% |
| Taxes, remuneration and social security | 45 | €12,089 | €22,178 | +€10,090 | +83.5% |
| Taxes | 450/3 | €12,089 | €22,178 | +€10,090 | +83.5% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Accrued charges and deferred income | 492/3 | €352 | €0 | -€352 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,464 | €14,929 | +€465 | +3.2% |
| Other operating charges | 640/8 | €1,349 | €2,818 | +€1,469 | +108.8% |
| Gross operating margin | 9900 | €22,570 | €27,619 | +€5,048 | +22.4% |
| Operating profit (loss) | 9901 | €6,757 | €9,872 | +€3,115 | +46.1% |
| Financial income | 75/76B | €927 | €1,293 | +€365 | +39.4% |
| Recurring financial income | 75 | €927 | €1,293 | +€365 | +39.4% |
| Financial charges | 65/66B | €6,403 | €6,018 | -€385 | -6.0% |
| Recurring financial charges | 65 | €6,403 | €6,018 | -€385 | -6.0% |
| Profit (loss) for the period before taxes | 9903 | €1,281 | €5,146 | +€3,865 | +301.7% |
| Income taxes | 67/77 | €1,234 | €2,526 | +€1,292 | +104.7% |
| Profit (loss) for the period | 9904 | €47 | €2,620 | +€2,573 | +5514.4% |
| Profit (loss) for the period to be appropriated | 9905 | €47 | €2,620 | +€2,573 | +5514.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.