RIBA HOLDING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RIBA HOLDING
Largest movements
No asset line moved by more than 1% of the balance sheet total.
- Reserves +€909,177
up €909,177 (+25.2%), from €3.6m to €4.5m
of which Distributable reserves: +€909,177
- Other debts -€892,859
down €892,859 (-26.7%), from €3.3m to €2.4m
- Financial income +€896,892
new in 2025: €896,892
- Financial charges -€8,869
down €8,869 (-98.0%), from €9,053 to €184
- Taxes +€5,714
up €5,714 (+358%), from €1,594 to €7,308
- Staff costs -€2,795
down €2,795 (-3.1%), from €90,242 to €87,446
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €7,027,074 | €7,048,757 | +€21,683 | +0.3% |
| Fixed assets | 21/28 | €6,981,952 | €6,981,952 | = | 0.0% |
| Financial fixed assets | 28 | €6,981,952 | €6,981,952 | = | 0.0% |
| Current assets | 29/58 | €45,121 | €66,804 | +€21,683 | +48.1% |
| Amounts receivable within one year | 40/41 | €25,755 | €15,167 | -€10,589 | -41.1% |
| Trade receivables | 40 | €19,792 | €15,162 | -€4,631 | -23.4% |
| Other amounts receivable | 41 | €5,963 | €5 | -€5,958 | -99.9% |
| Cash at bank and in hand | 54/58 | €19,366 | €51,638 | +€32,272 | +167% |
| Total equity and liabilities | 10/49 | €7,027,074 | €7,048,757 | +€21,683 | +0.3% |
| Equity | 10/15 | €3,673,379 | €4,582,556 | +€909,177 | +24.8% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Reserves | 13 | €3,611,879 | €4,521,056 | +€909,177 | +25.2% |
| Non-distributable reserves | 130/1 | €6,150 | €6,150 | = | 0.0% |
| Legal reserve | 130 | €6,150 | €6,150 | = | 0.0% |
| Distributable reserves | 133 | €3,605,729 | €4,514,906 | +€909,177 | +25.2% |
| Amounts payable | 17/49 | €3,353,695 | €2,466,201 | -€887,494 | -26.5% |
| Amounts payable within one year | 42/48 | €3,353,695 | €2,466,201 | -€887,494 | -26.5% |
| Trade debts | 44 | €4,336 | €3,640 | -€697 | -16.1% |
| Suppliers | 440/4 | €4,336 | €3,640 | -€697 | -16.1% |
| Taxes, remuneration and social security | 45 | €11,500 | €17,561 | +€6,061 | +52.7% |
| Taxes | 450/3 | - | €3,319 | +€3,319 | |
| Remuneration and social security | 454/9 | €11,500 | €14,242 | +€2,742 | +23.8% |
| Other amounts payable | 47/48 | €3,337,859 | €2,445,000 | -€892,859 | -26.7% |
| Remuneration, social security and pensions | 62 | €90,242 | €87,446 | -€2,795 | -3.1% |
| Other operating charges | 640/8 | €2,225 | €2,277 | +€53 | +2.4% |
| Gross operating margin | 9900 | €108,586 | €109,501 | +€916 | +0.8% |
| Operating profit (loss) | 9901 | €16,120 | €19,778 | +€3,658 | +22.7% |
| Financial income | 75/76B | - | €896,892 | +€896,892 | |
| Recurring financial income | 75 | - | €896,892 | +€896,892 | |
| Financial charges | 65/66B | €9,053 | €184 | -€8,869 | -98.0% |
| Recurring financial charges | 65 | €9,053 | €184 | -€8,869 | -98.0% |
| Profit (loss) for the period before taxes | 9903 | €7,066 | €916,485 | +€909,419 | +12,870% |
| Income taxes | 67/77 | €1,594 | €7,308 | +€5,714 | +358% |
| Profit (loss) for the period | 9904 | €5,472 | €909,177 | +€903,705 | +16,515% |
| Profit (loss) for the period to be appropriated | 9905 | €5,472 | €909,177 | +€903,705 | +16,515% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.