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REZ-O: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

REZ-O

BE 0802.276.904
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€8,150
2023 · -€8,414+€264
Equity
-€15,564
2023 · -€7,414-€8,150
Cash
€585
2023 · €1,224-€639
Balance sheet total
€2,938
2023 · €8,571-€5,633

Largest movements

2023 to 2024
Assets
  • Deferred charges and accrued income -€3,543

    down €3,543 (-100.0%), from €3,543 to €0

  • Formation expenses -€1,224

    down €1,224 (-100.0%), from €1,224 to €0

  • Cash -€639

    down €639 (-52.2%), from €1,224 to €585

    mainly Net result for the year (-€8,150)

  • Receivables within one year -€227

    down €227 (-16.4%), from €1,380 to €1,154

    of which Trade receivables: -€1,213

Equity and liabilities
  • Profit (loss) carried forward -€8,150

    down €8,150 (-96.9%), from -€8,414 to -€16,564

  • Trade debts +€992

    up €992 (+12.7%), from €7,820 to €8,812

  • Tax, wage and social debts +€794

    up €794 (+31.0%), from €2,562 to €3,357

  • Short-term financial debts +€574

    up €574 (+1688.4%), from €34 to €608

    of which Other loans: +€608

  • Other debts +€157

    up €157 (+2.8%), from €5,569 to €5,726

Income statement
  • Gross operating margin +€1,809

    up €1,809 (+26.8%), from -€6,753 to -€4,944

  • Other operating charges +€807

    up €807 (+209.8%), from €384 to €1,191

  • Financial charges +€760

    up €760 (+2320.1%), from €33 to €792

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€8,414
Gross operating margin +€1,809
Depreciation +€20
Other operating charges -€807
Financial income +€1
Financial charges -€760
Result 2024 -€8,150

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,213
Investment €0
Financing +€574
Cash 2023 €1,224
Net result for the year -€8,150
Depreciation +€1,224
Receivables within one year +€227
Deferred charges and accrued income +€3,543
Trade debts +€992
Tax, wage and social debts +€794
Other debts +€157
Short-term financial debts +€574
Cash 2024 €585
Every line side by side 35 lines
Line Code 2023 2024 Change %
Total assets 20/58 €8,571 €2,938 -€5,633 -65.7%
Formation expenses 20 €1,224 €0 -€1,224 -100.0%
Fixed assets 21/28 €1,200 €1,200 = 0.0%
Financial fixed assets 28 €1,200 €1,200 = 0.0%
Current assets 29/58 €6,147 €1,738 -€4,409 -71.7%
Amounts receivable within one year 40/41 €1,380 €1,154 -€227 -16.4%
Trade receivables 40 €1,213 €0 -€1,213 -100.0%
Other amounts receivable 41 €168 €1,154 +€986 +587.4%
Cash at bank and in hand 54/58 €1,224 €585 -€639 -52.2%
Deferred charges and accrued income 490/1 €3,543 €0 -€3,543 -100.0%
Total equity and liabilities 10/49 €8,571 €2,938 -€5,633 -65.7%
Equity 10/15 -€7,414 -€15,564 -€8,150 -109.9%
Contributions 10/11 €1,000 €1,000 = 0.0%
Profit (loss) carried forward 14 -€8,414 -€16,564 -€8,150 -96.9%
Amounts payable 17/49 €15,985 €18,502 +€2,517 +15.7%
Amounts payable within one year 42/48 €15,985 €18,502 +€2,517 +15.7%
Financial debts 43 €34 €608 +€574 +1688.4%
Credit institutions 430/8 €34 €0 -€34 -100.0%
Other loans 439 - €608 +€608
Trade debts 44 €7,820 €8,812 +€992 +12.7%
Suppliers 440/4 €7,820 €8,812 +€992 +12.7%
Taxes, remuneration and social security 45 €2,562 €3,357 +€794 +31.0%
Taxes 450/3 €2,562 €3,357 +€794 +31.0%
Other amounts payable 47/48 €5,569 €5,726 +€157 +2.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,244 €1,224 -€20 -1.6%
Other operating charges 640/8 €384 €1,191 +€807 +209.8%
Gross operating margin 9900 -€6,753 -€4,944 +€1,809 +26.8%
Operating profit (loss) 9901 -€8,381 -€7,359 +€1,022 +12.2%
Financial income 75/76B - €1 +€1
Recurring financial income 75 - €1 +€1
Financial charges 65/66B €33 €792 +€760 +2320.1%
Recurring financial charges 65 €33 €792 +€760 +2320.1%
Profit (loss) for the period before taxes 9903 -€8,414 -€8,150 +€264 +3.1%
Profit (loss) for the period 9904 -€8,414 -€8,150 +€264 +3.1%
Profit (loss) for the period to be appropriated 9905 -€8,414 -€8,150 +€264 +3.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.