Reusassur: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Reusassur
Largest movements
- Tangible fixed assets -€50,893
down €50,893 (-11.6%), from €438,056 to €387,163
of which Land and buildings: -€50,447
- Cash -€29,886
down €29,886 (-18.6%), from €160,945 to €131,059
mainly Net result for the year (-€76,592) and Provisions (-€8,301)
- Profit (loss) carried forward -€60,471
down €60,471 (-46.1%), from €131,051 to €70,581
- Reserves -€16,121
down €16,121 (-20.8%), from €77,521 to €61,400
of which Tax-exempt reserves: -€16,121
- Provisions -€8,301
down €8,301 (-42.7%), from €19,447 to €11,146
- Gross operating margin -€10,880
down €10,880 (-47.7%), from -€22,816 to -€33,696
- Other operating charges -€1,744
down €1,744 (-96.1%), from €1,814 to €70
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €615,935 | €534,475 | -€81,460 | -13.2% |
| Fixed assets | 21/28 | €438,056 | €387,163 | -€50,893 | -11.6% |
| Tangible fixed assets | 22/27 | €438,056 | €387,163 | -€50,893 | -11.6% |
| Land and buildings | 22 | €437,293 | €386,846 | -€50,447 | -11.5% |
| Plant, machinery and equipment | 23 | €763 | €317 | -€446 | -58.4% |
| Current assets | 29/58 | €177,879 | €147,312 | -€30,567 | -17.2% |
| Amounts receivable within one year | 40/41 | €10,739 | €10,739 | = | 0.0% |
| Other amounts receivable | 41 | €10,739 | €10,739 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €160,945 | €131,059 | -€29,886 | -18.6% |
| Deferred charges and accrued income | 490/1 | €6,195 | €5,514 | -€681 | -11.0% |
| Total equity and liabilities | 10/49 | €615,935 | €534,475 | -€81,460 | -13.2% |
| Equity | 10/15 | €227,165 | €150,573 | -€76,592 | -33.7% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Contributions outside capital | 11 | €18,592 | - | -€18,592 | |
| Share premium | 1100/10 | €18,592 | - | -€18,592 | |
| Reserves | 13 | €77,521 | €61,400 | -€16,121 | -20.8% |
| Tax-exempt reserves | 132 | €75,905 | €59,785 | -€16,121 | -21.2% |
| Distributable reserves | 133 | €1,616 | €1,616 | = | 0.0% |
| Profit (loss) carried forward | 14 | €131,051 | €70,581 | -€60,471 | -46.1% |
| Provisions and deferred taxes | 16 | €19,447 | €11,146 | -€8,301 | -42.7% |
| Deferred taxes | 168 | €19,447 | €11,146 | -€8,301 | -42.7% |
| Amounts payable | 17/49 | €369,323 | €372,756 | +€3,432 | +0.9% |
| Amounts payable within one year | 42/48 | €369,323 | €372,756 | +€3,432 | +0.9% |
| Trade debts | 44 | €1,601 | - | -€1,601 | |
| Suppliers | 440/4 | €1,601 | - | -€1,601 | |
| Other amounts payable | 47/48 | €367,722 | €372,756 | +€5,034 | +1.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €50,739 | €50,893 | +€154 | +0.3% |
| Other operating charges | 640/8 | €1,814 | €70 | -€1,744 | -96.1% |
| Gross operating margin | 9900 | -€22,816 | -€33,696 | -€10,880 | -47.7% |
| Operating profit (loss) | 9901 | -€75,369 | -€84,659 | -€9,290 | -12.3% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €201 | €235 | +€33 | +16.6% |
| Recurring financial charges | 65 | €201 | €235 | +€33 | +16.6% |
| Profit (loss) for the period before taxes | 9903 | -€75,570 | -€84,892 | -€9,322 | -12.3% |
| Transfer from deferred taxes | 780 | €8,301 | €8,301 | = | 0.0% |
| Income taxes | 67/77 | - | €0 | +€0 | |
| Profit (loss) for the period | 9904 | -€67,269 | -€76,592 | -€9,322 | -13.9% |
| Transfer from tax-exempt reserves | 789 | €16,121 | €16,121 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€51,148 | -€60,471 | -€9,322 | -18.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.