Retoma: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Retoma
Largest movements
- Cash +€39,859
up €39,859 (+64.6%), from €61,677 to €101,536
mainly Other debts (+€98,334) and Net result for the year (+€36,224)
- Stocks and contracts -€15,063
down €15,063 (-30.3%), from €49,738 to €34,675
- Tangible fixed assets +€6,513
up €6,513 (+281%), from €2,317 to €8,830
of which Plant, machinery and equipment: +€7,432
- Receivables within one year -€4,711
down €4,711 (-18.7%), from €25,183 to €20,471
of which Other amounts receivable: -€3,344
- Other debts +€98,334
up €98,334 (+5,902%), from €1,666 to €100,000
- Reserves -€63,776
down €63,776 (-83.2%), from €76,685 to €12,909
- Tax, wage and social debts -€7,214
down €7,214 (-44.6%), from €16,193 to €8,979
- Gross operating margin +€23,807
up €23,807 (+94.7%), from €25,141 to €48,948
- Taxes +€4,312
up €4,312 (+89.2%), from €4,833 to €9,145
- Financial charges +€2,082
up €2,082 (+1,862%), from €112 to €2,194
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €139,094 | €166,437 | +€27,343 | +19.7% |
| Fixed assets | 21/28 | €2,317 | €8,830 | +€6,513 | +281% |
| Tangible fixed assets | 22/27 | €2,317 | €8,830 | +€6,513 | +281% |
| Plant, machinery and equipment | 23 | - | €7,432 | +€7,432 | |
| Furniture and vehicles | 24 | €2,317 | €1,398 | -€919 | -39.7% |
| Current assets | 29/58 | €136,777 | €157,607 | +€20,830 | +15.2% |
| Stocks and contracts in progress | 3 | €49,738 | €34,675 | -€15,063 | -30.3% |
| Stocks | 30/36 | €49,738 | €34,675 | -€15,063 | -30.3% |
| Amounts receivable within one year | 40/41 | €25,183 | €20,471 | -€4,711 | -18.7% |
| Trade receivables | 40 | €18,664 | €17,297 | -€1,367 | -7.3% |
| Other amounts receivable | 41 | €6,518 | €3,174 | -€3,344 | -51.3% |
| Cash at bank and in hand | 54/58 | €61,677 | €101,536 | +€39,859 | +64.6% |
| Deferred charges and accrued income | 490/1 | €180 | €925 | +€745 | +414% |
| Total equity and liabilities | 10/49 | €139,094 | €166,437 | +€27,343 | +19.7% |
| Equity | 10/15 | €77,885 | €14,109 | -€63,776 | -81.9% |
| Contributions | 10/11 | €1,200 | €1,200 | = | 0.0% |
| Reserves | 13 | €76,685 | €12,909 | -€63,776 | -83.2% |
| Distributable reserves | 133 | €76,685 | €12,909 | -€63,776 | -83.2% |
| Amounts payable | 17/49 | €61,209 | €152,327 | +€91,118 | +149% |
| Amounts payable after more than one year | 17 | €41,998 | €40,708 | -€1,290 | -3.1% |
| Other amounts payable | 178/9 | €41,998 | €40,708 | -€1,290 | -3.1% |
| Amounts payable within one year | 42/48 | €19,211 | €111,620 | +€92,409 | +481% |
| Trade debts | 44 | €1,352 | €2,641 | +€1,289 | +95.3% |
| Suppliers | 440/4 | €1,352 | €2,641 | +€1,289 | +95.3% |
| Taxes, remuneration and social security | 45 | €16,193 | €8,979 | -€7,214 | -44.6% |
| Taxes | 450/3 | €16,193 | €8,979 | -€7,214 | -44.6% |
| Other amounts payable | 47/48 | €1,666 | €100,000 | +€98,334 | +5,902% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,388 | €1,265 | -€123 | -8.9% |
| Other operating charges | 640/8 | €118 | €120 | +€2 | +1.7% |
| Gross operating margin | 9900 | €25,141 | €48,948 | +€23,807 | +94.7% |
| Operating profit (loss) | 9901 | €23,635 | €47,563 | +€23,928 | +101% |
| Financial income | 75/76B | €18 | €1 | -€17 | -96.4% |
| Recurring financial income | 75 | €18 | €1 | -€17 | -96.4% |
| Financial charges | 65/66B | €112 | €2,194 | +€2,082 | +1,862% |
| Recurring financial charges | 65 | €112 | €2,194 | +€2,082 | +1,862% |
| Profit (loss) for the period before taxes | 9903 | €23,541 | €45,370 | +€21,829 | +92.7% |
| Income taxes | 67/77 | €4,833 | €9,145 | +€4,312 | +89.2% |
| Profit (loss) for the period | 9904 | €18,707 | €36,224 | +€17,517 | +93.6% |
| Profit (loss) for the period to be appropriated | 9905 | €18,707 | €36,224 | +€17,517 | +93.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.