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REPLACE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

REPLACE

BE 0808.775.706
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€286,157
2024 · €213,176+€72,981
Equity
€1.8m
2024 · €1.5m+€286,157
Cash
€200,061
2024 · €17,195+€182,866
Balance sheet total
€3.5m
2024 · €3.1m+€432,698

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€448,009

    up €448,009 (+15.9%), from €2.8m to €3.3m

    of which Other amounts receivable: +€408,498

  • Cash +€182,866

    up €182,866 (+1063.5%), from €17,195 to €200,061

    mainly Net result for the year (+€286,157) and Current investments (+€165,681)

  • Current investments -€165,681

    down €165,681 (-86.9%), from €190,681 to €25,000

Equity and liabilities
  • Reserves +€286,157

    up €286,157 (+21.7%), from €1.3m to €1.6m

  • Debts after one year +€150,000

    up €150,000 (+11.3%), from €1.3m to €1.5m

Income statement
  • Gross operating margin +€73,301

    up €73,301 (+240.7%), from €30,455 to €103,757

  • Taxes +€40,284

    up €40,284 (+56.7%), from €71,087 to €111,371

  • Financial income +€32,334

    up €32,334 (+8.9%), from €361,950 to €394,283

  • Financial charges -€5,647

    down €5,647 (-5.3%), from €105,943 to €100,296

  • Other operating charges -€1,124

    down €1,124 (-83.9%), from €1,340 to €216

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €213,176
Gross operating margin +€73,301
Depreciation +€859
Other operating charges +€1,124
Financial income +€32,334
Financial charges +€5,647
Taxes -€40,284
Result 2025 €286,157

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€160,547
Investment +€193,413
Financing +€150,000
Cash 2024 €17,195
Net result for the year +€286,157
Receivables within one year -€448,009
Deferred charges and accrued income +€4,763
Trade debts -€5,664
Tax, wage and social debts +€25,209
Other debts -€23,003
Investment in fixed assets (net) +€27,733
Current investments +€165,681
Debts after one year +€150,000
Cash 2025 €200,061
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,084,223 €3,516,921 +€432,698 +14.0%
Fixed assets 21/28 €52,359 €24,626 -€27,733 -53.0%
Tangible fixed assets 22/27 €27,733 €0 -€27,733 -100.0%
Furniture and vehicles 24 €27,733 €0 -€27,733 -100.0%
Financial fixed assets 28 €24,626 €24,626 = 0.0%
Current assets 29/58 €3,031,864 €3,492,295 +€460,431 +15.2%
Amounts receivable within one year 40/41 €2,819,225 €3,267,233 +€448,009 +15.9%
Trade receivables 40 €0 €39,511 +€39,511
Other amounts receivable 41 €2,819,225 €3,227,722 +€408,498 +14.5%
Current investments 50/53 €190,681 €25,000 -€165,681 -86.9%
Cash at bank and in hand 54/58 €17,195 €200,061 +€182,866 +1063.5%
Deferred charges and accrued income 490/1 €4,763 €0 -€4,763 -100.0%
Total equity and liabilities 10/49 €3,084,223 €3,516,921 +€432,698 +14.0%
Equity 10/15 €1,520,551 €1,806,708 +€286,157 +18.8%
Contributions 10/11 €200,000 €200,000 = 0.0%
Reserves 13 €1,320,551 €1,606,708 +€286,157 +21.7%
Distributable reserves 133 €1,320,551 €1,606,708 +€286,157 +21.7%
Amounts payable 17/49 €1,563,671 €1,710,212 +€146,541 +9.4%
Amounts payable after more than one year 17 €1,332,000 €1,482,000 +€150,000 +11.3%
Financial debts 170/4 €1,332,000 €1,482,000 +€150,000 +11.3%
Amounts payable within one year 42/48 €231,671 €228,212 -€3,459 -1.5%
Trade debts 44 €6,242 €578 -€5,664 -90.7%
Suppliers 440/4 €6,242 €578 -€5,664 -90.7%
Taxes, remuneration and social security 45 €59,017 €84,226 +€25,209 +42.7%
Taxes 450/3 €59,017 €84,226 +€25,209 +42.7%
Other amounts payable 47/48 €166,413 €143,409 -€23,003 -13.8%
Non-recurring operating income 76A - €5,267 +€5,267
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €859 €0 -€859 -100.0%
Other operating charges 640/8 €1,340 €216 -€1,124 -83.9%
Gross operating margin 9900 €30,455 €103,757 +€73,301 +240.7%
Operating profit (loss) 9901 €28,256 €103,541 +€75,285 +266.4%
Financial income 75/76B €361,950 €394,283 +€32,334 +8.9%
Recurring financial income 75 €361,950 €394,283 +€32,334 +8.9%
Financial charges 65/66B €105,943 €100,296 -€5,647 -5.3%
Recurring financial charges 65 €105,943 €100,296 -€5,647 -5.3%
Profit (loss) for the period before taxes 9903 €284,263 €397,528 +€113,265 +39.8%
Income taxes 67/77 €71,087 €111,371 +€40,284 +56.7%
Profit (loss) for the period 9904 €213,176 €286,157 +€72,981 +34.2%
Profit (loss) for the period to be appropriated 9905 €213,176 €286,157 +€72,981 +34.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.