RENO-SEK: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RENO-SEK
Largest movements
- Receivables within one year -€6,870
down €6,870 (-59.2%), from €11,609 to €4,739
of which Other amounts receivable: -€7,054
- Cash +€5,991
up €5,991 (+172%), from €3,493 to €9,484
mainly Receivables within one year (+€6,870) and Stocks and contracts (+€2,843)
- Stocks and contracts -€2,843
no longer reported in 2025 (was €2,843)
- Tangible fixed assets -€2,431
down €2,431 (-36.0%), from €6,754 to €4,323
- Profit (loss) carried forward -€3,561
down €3,561 (-26.9%), from -€13,237 to -€16,799
- Trade debts -€2,592
down €2,592 (-55.7%), from €4,656 to €2,064
- Contributions +€1,166
up €1,166 (+6.2%), from €18,834 to €20,000
- Reserves -€1,166
down €1,166 (-8.1%), from €14,446 to €13,280
- Gross operating margin -€7,965
down €7,965, from €7,418 to -€546
- Depreciation +€1,893
up €1,893 (+352%), from €538 to €2,431
- Other operating charges -€179
down €179 (-25.2%), from €711 to €531
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,699 | €18,546 | -€6,153 | -24.9% |
| Fixed assets | 21/28 | €6,754 | €4,323 | -€2,431 | -36.0% |
| Tangible fixed assets | 22/27 | €6,754 | €4,323 | -€2,431 | -36.0% |
| Furniture and vehicles | 24 | €6,754 | €4,323 | -€2,431 | -36.0% |
| Current assets | 29/58 | €17,945 | €14,222 | -€3,723 | -20.7% |
| Stocks and contracts in progress | 3 | €2,843 | - | -€2,843 | |
| Stocks | 30/36 | €2,843 | - | -€2,843 | |
| Amounts receivable within one year | 40/41 | €11,609 | €4,739 | -€6,870 | -59.2% |
| Trade receivables | 40 | €4,526 | €4,710 | +€184 | +4.1% |
| Other amounts receivable | 41 | €7,082 | €29 | -€7,054 | -99.6% |
| Cash at bank and in hand | 54/58 | €3,493 | €9,484 | +€5,991 | +172% |
| Total equity and liabilities | 10/49 | €24,699 | €18,546 | -€6,153 | -24.9% |
| Equity | 10/15 | €20,043 | €16,482 | -€3,561 | -17.8% |
| Contributions | 10/11 | €18,834 | €20,000 | +€1,166 | +6.2% |
| Reserves | 13 | €14,446 | €13,280 | -€1,166 | -8.1% |
| Distributable reserves | 133 | €14,446 | €13,280 | -€1,166 | -8.1% |
| Profit (loss) carried forward | 14 | -€13,237 | -€16,799 | -€3,561 | -26.9% |
| Amounts payable | 17/49 | €4,656 | €2,064 | -€2,592 | -55.7% |
| Amounts payable within one year | 42/48 | €4,656 | €2,064 | -€2,592 | -55.7% |
| Trade debts | 44 | €4,656 | €2,064 | -€2,592 | -55.7% |
| Suppliers | 440/4 | €4,656 | €2,064 | -€2,592 | -55.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €538 | €2,431 | +€1,893 | +352% |
| Other operating charges | 640/8 | €711 | €531 | -€179 | -25.2% |
| Gross operating margin | 9900 | €7,418 | -€546 | -€7,965 | |
| Operating profit (loss) | 9901 | €6,170 | -€3,509 | -€9,678 | |
| Financial charges | 65/66B | - | €53 | +€53 | |
| Recurring financial charges | 65 | - | €53 | +€53 | |
| Profit (loss) for the period before taxes | 9903 | €6,170 | -€3,561 | -€9,731 | |
| Profit (loss) for the period | 9904 | €6,170 | -€3,561 | -€9,731 | |
| Profit (loss) for the period to be appropriated | 9905 | €6,170 | -€3,561 | -€9,731 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.