RENO-HOUSE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RENO-HOUSE
Largest movements
- Cash +€72,867
up €72,867 (+104%), from €70,191 to €143,058
mainly Net result for the year (+€38,309) and Stocks and contracts (+€29,947)
- Stocks and contracts -€29,947
down €29,947 (-10.6%), from €283,648 to €253,701
- Receivables within one year -€12,713
down €12,713 (-88.6%), from €14,354 to €1,641
of which Other amounts receivable: -€14,354
- Tangible fixed assets -€5,309
down €5,309 (-5.7%), from €93,633 to €88,324
- Profit (loss) carried forward +€35,029
no longer reported in 2025 (was -€35,029)
- Debts after one year -€9,697
down €9,697 (-24.8%), from €39,111 to €29,414
- Other debts -€7,410
down €7,410 (-18.0%), from €41,121 to €33,710
- Tax, wage and social debts +€5,196
up €5,196 (+99.0%), from €5,248 to €10,444
- Gross operating margin +€92,654
up €92,654, from -€19,697 to €72,957
- Depreciation +€16,273
up €16,273 (+355%), from €4,587 to €20,860
- Other operating charges -€13,931
down €13,931 (-82.5%), from €16,877 to €2,946
- Taxes +€8,918
up €8,918 (+3,373%), from €264 to €9,182
- Financial charges +€1,180
up €1,180 (+109%), from €1,079 to €2,259
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €466,161 | €491,444 | +€25,284 | +5.4% |
| Fixed assets | 21/28 | €93,633 | €88,324 | -€5,309 | -5.7% |
| Tangible fixed assets | 22/27 | €93,633 | €88,324 | -€5,309 | -5.7% |
| Furniture and vehicles | 24 | €93,633 | €88,324 | -€5,309 | -5.7% |
| Current assets | 29/58 | €372,527 | €403,120 | +€30,593 | +8.2% |
| Stocks and contracts in progress | 3 | €283,648 | €253,701 | -€29,947 | -10.6% |
| Stocks | 30/36 | €283,648 | €253,701 | -€29,947 | -10.6% |
| Amounts receivable within one year | 40/41 | €14,354 | €1,641 | -€12,713 | -88.6% |
| Trade receivables | 40 | - | €1,641 | +€1,641 | |
| Other amounts receivable | 41 | €14,354 | - | -€14,354 | |
| Cash at bank and in hand | 54/58 | €70,191 | €143,058 | +€72,867 | +104% |
| Deferred charges and accrued income | 490/1 | €4,334 | €4,720 | +€386 | +8.9% |
| Total equity and liabilities | 10/49 | €466,161 | €491,444 | +€25,284 | +5.4% |
| Equity | 10/15 | €365,653 | €403,963 | +€38,309 | +10.5% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €388,282 | €391,563 | +€3,280 | +0.8% |
| Tax-exempt reserves | 132 | €18,750 | - | -€18,750 | |
| Distributable reserves | 133 | €369,532 | €391,563 | +€22,030 | +6.0% |
| Profit (loss) carried forward | 14 | -€35,029 | - | +€35,029 | |
| Amounts payable | 17/49 | €100,507 | €87,482 | -€13,025 | -13.0% |
| Amounts payable after more than one year | 17 | €39,111 | €29,414 | -€9,697 | -24.8% |
| Financial debts | 170/4 | €39,111 | €29,414 | -€9,697 | -24.8% |
| Amounts payable within one year | 42/48 | €61,396 | €58,068 | -€3,328 | -5.4% |
| Current portion of amounts payable after more than one year | 42 | €9,361 | €9,697 | +€337 | +3.6% |
| Trade debts | 44 | €5,667 | €4,216 | -€1,451 | -25.6% |
| Suppliers | 440/4 | €5,667 | €4,216 | -€1,451 | -25.6% |
| Taxes, remuneration and social security | 45 | €5,248 | €10,444 | +€5,196 | +99.0% |
| Taxes | 450/3 | €5,248 | €10,444 | +€5,196 | +99.0% |
| Other amounts payable | 47/48 | €41,121 | €33,710 | -€7,410 | -18.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,587 | €20,860 | +€16,273 | +355% |
| Other operating charges | 640/8 | €16,877 | €2,946 | -€13,931 | -82.5% |
| Gross operating margin | 9900 | -€19,697 | €72,957 | +€92,654 | |
| Operating profit (loss) | 9901 | -€41,161 | €49,152 | +€90,312 | |
| Financial income | 75/76B | €722 | €599 | -€123 | -17.1% |
| Recurring financial income | 75 | €722 | €599 | -€123 | -17.1% |
| Financial charges | 65/66B | €1,079 | €2,259 | +€1,180 | +109% |
| Recurring financial charges | 65 | €1,079 | €2,259 | +€1,180 | +109% |
| Profit (loss) for the period before taxes | 9903 | -€41,517 | €47,492 | +€89,009 | |
| Income taxes | 67/77 | €264 | €9,182 | +€8,918 | +3,373% |
| Profit (loss) for the period | 9904 | -€41,782 | €38,309 | +€80,091 | |
| Transfer from tax-exempt reserves | 789 | - | €18,750 | +€18,750 | |
| Profit (loss) for the period to be appropriated | 9905 | -€41,782 | €57,059 | +€98,841 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.